Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Zephyrhills, FL

200 homesFHA & VA loansrates from 2.15% vs 7.40% today

Zephyrhills assumption guide
28809 WINDOVER ST, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$364,999$21,954 equity gap
Rate
3.10%
7.40%today
Payment
$1,627/mo
$2,638today
  • 4beds
  • 2baths
  • 2,105sqft

28809 WINDOVER ST, Wesley Chapel

39938 HARMON GROVE Court, Zephyrhills, FL, 33540 — assumable FHA mortgage at 2.87%
FHA
Active
37
$323,000$55,600 equity gap
Rate
2.87%
7.40%today
Payment
$1,247/mo
$2,083today
  • 4beds
  • 2baths
  • 1,918sqft

39938 HARMON GROVE Court, Zephyrhills

38408 SONNET LANDING, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.01%
FHA
Active
34
$324,900$59,311 equity gap
Rate
3.01%
7.40%today
Payment
$1,252/mo
$2,054today
  • 4beds
  • 2baths
  • 1,845sqft

38408 SONNET LANDING, Zephyrhills

29913 SOUTHWELL Lane, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 3.05%
FHA
Active
19
$339,000$67,665 equity gap
Rate
3.05%
7.40%today
Payment
$1,285/mo
$2,097today
  • 3beds
  • 3baths
  • 1,865sqft

29913 SOUTHWELL Lane, Wesley Chapel

31575 BARREL WAVE Way, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.45%
VA
Active
42
$415,000$68,023 equity gap
Rate
3.45%
7.40%today
Payment
$1,706/mo
$2,648today
  • 6beds
  • 3baths
  • 2,580sqft

31575 BARREL WAVE Way, Wesley Chapel

7804 DAVIE RAY Drive, Zephyrhills, FL, 33540 — assumable VA mortgage at 2.73%
VA
Active
40
$295,000$75,555 equity gap
Rate
2.73%
7.40%today
Payment
$1,022/mo
$1,738today
  • 4beds
  • 2baths
  • 1,846sqft

7804 DAVIE RAY Drive, Zephyrhills

2987 MOULDEN HOLLOW Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 2.87%
FHA
Active
28
$329,000$80,236 equity gap
Rate
2.87%
7.40%today
Payment
$1,160/mo
$1,938today
  • 4beds
  • 2baths
  • 1,810sqft

2987 MOULDEN HOLLOW Drive, Zephyrhills

31527 CANNON RUSH Drive, San Antonio, FL, 33576 — assumable VA mortgage at 2.90%
VA
Active
82
$374,990$66,323 equity gap
Rate
2.90%
7.40%today
Payment
$1,438/mo
$2,392today
  • 2beds
  • 2baths
  • 1,968sqft

31527 CANNON RUSH Drive, San Antonio

4921 6TH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.98%
FHA
Active
15
$265,000$73,019 equity gap
Rate
2.98%
7.40%today
Payment
$908/mo
$1,496today
  • 3beds
  • 2baths
  • 1,064sqft

4921 6TH Street, Zephyrhills

28850 LINDENHURST Drive, Wesley Chapel, FL, 33544 — assumable FHA mortgage at 3.12%
FHA
Active
67
$515,000$145,309 equity gap
Rate
3.12%
7.40%today
Payment
$1,757/mo
$2,842today
  • 4beds
  • 4baths
  • 1,804sqft

28850 LINDENHURST Drive, Wesley Chapel

7788 STONEBROOK Circle, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.17%
FHA
Active
34
$309,999$88,932 equity gap
Rate
3.17%
7.40%today
Payment
$1,075/mo
$1,728today
  • 3beds
  • 2baths
  • 1,587sqft

7788 STONEBROOK Circle, Wesley Chapel

31584 COLADA DRIFT Way, Wesley Chapel, FL, 33545 — assumable VA mortgage at 2.50%
VA
Active
76
$650,000$196,570 equity gap
Rate
2.50%
7.40%today
Payment
$2,034/mo
$3,565today
  • 5beds
  • 3baths
  • 3,292sqft

31584 COLADA DRIFT Way, Wesley Chapel

31088 JAZZ LEAF Place, San Antonio, FL, 33576 — assumable FHA mortgage at 2.71%
FHA
Active
21
$379,000$148,546 equity gap
Rate
2.71%
7.40%today
Payment
$1,074/mo
$1,830today
  • 3beds
  • 2baths
  • 1,867sqft

31088 JAZZ LEAF Place, San Antonio

15246 ANGUILLA ISLE Avenue, Tampa, FL, 33647 — assumable VA mortgage at 2.80%
VA
Active
97
$524,000$202,815 equity gap
Rate
2.80%
7.40%today
Payment
$1,490/mo
$2,511today
  • 4beds
  • 3baths
  • 2,888sqft

15246 ANGUILLA ISLE Avenue, Tampa

31041 JAZZ LEAF Place, San Antonio, FL, 33576 — assumable VA mortgage at 2.84%
VA
Active
82
$419,900$140,391 equity gap
Rate
2.84%
7.40%today
Payment
$1,324/mo
$2,219today
  • 4beds
  • 2baths
  • 1,998sqft

31041 JAZZ LEAF Place, San Antonio

6977 ABBYWOOD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.87%
FHA
Active
46
$315,000$108,659 equity gap
Rate
2.87%
7.40%today
Payment
$965/mo
$1,611today
  • 4beds
  • 2baths
  • 1,569sqft

6977 ABBYWOOD Lane, Zephyrhills

19206 BRIARBROOK Drive, Tampa, FL, 33647 — assumable VA mortgage at 2.90%
VA
Active
38
$734,000$262,236 equity gap
Rate
2.90%
7.40%today
Payment
$2,223/mo
$3,698today
  • 6beds
  • 4baths
  • 4,199sqft

19206 BRIARBROOK Drive, Tampa

32688 CANYONLANDS Drive, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.96%
FHA
Active
25
$410,000$126,048 equity gap
Rate
2.96%
7.40%today
Payment
$1,347/mo
$2,223today
  • 4beds
  • 3baths
  • 2,260sqft

32688 CANYONLANDS Drive, Wesley Chapel

31040 PROUT Court, Wesley Chapel, FL, 33543 — assumable VA mortgage at 2.99%
VA
Active
43
$295,000$117,615 equity gap
Rate
2.99%
7.40%today
Payment
$858/mo
$1,410today
  • 2beds
  • 2baths
  • 1,703sqft

31040 PROUT Court, Wesley Chapel

1033 BLACKWATER Drive, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 3.05%
FHA
Active
55
$250,000$93,950 equity gap
Rate
3.05%
7.40%today
Payment
$739/mo
$1,206today
  • 3beds
  • 3baths
  • 1,832sqft

1033 BLACKWATER Drive, Wesley Chapel

7430 POOL COMPASS Loop, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.23%
VA
Active
90
$550,000$179,513 equity gap
Rate
3.23%
7.40%today
Payment
$1,859/mo
$2,965today
  • 4beds
  • 3baths
  • 2,922sqft

7430 POOL COMPASS Loop, Wesley Chapel

1295 MONTGOMERY BELL Road, Wesley Chapel, FL, 33543 — assumable VA mortgage at 3.24%
VA
Active
39
$484,990$161,111 equity gap
Rate
3.24%
7.40%today
Payment
$1,631/mo
$2,598today
  • 4beds
  • 3baths
  • 2,571sqft

1295 MONTGOMERY BELL Road, Wesley Chapel

4741 SEABERG Road, Zephyrhills, FL, 33541 — assumable VA mortgage at 3.76%
VA
Active
39
$399,000$112,649 equity gap
Rate
3.76%
7.40%today
Payment
$1,451/mo
$2,166today
  • 3beds
  • 3baths
  • 1,843sqft

4741 SEABERG Road, Zephyrhills

1842 RIDGELAKE Court, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.15%
FHA
Active
15
$520,000$388,600 equity gap
Rate
2.15%
7.40%today
Payment
$1,191/mo
$1,687today
  • 3beds
  • 2baths
  • 2,066sqft

1842 RIDGELAKE Court, Wesley Chapel

31406 MANGO FADE Way, San Antonio, FL, 33576 — assumable FHA mortgage at 2.68%
FHA
Active
19
$317,700$129,497 equity gap
Rate
2.68%
7.40%today
Payment
$874/mo
$1,496today
  • 3beds
  • 2baths
  • 1,587sqft

31406 MANGO FADE Way, San Antonio

10802 CELTIC WOODS Avenue, Tampa, FL, 33647 — assumable VA mortgage at 2.70%
VA
Active
26
$287,500$127,473 equity gap
Rate
2.70%
7.40%today
Payment
$734/mo
$1,253today
  • 3beds
  • 3baths
  • 1,815sqft

10802 CELTIC WOODS Avenue, Tampa

9713 LITTLE POND Way, Tampa, FL, 33647 — assumable FHA mortgage at 2.70%
FHA
Active
54
$414,900$398,368 equity gap
Rate
2.70%
7.40%today
Payment
$79/mo
$134today
  • 3beds
  • 3baths
  • 1,496sqft

9713 LITTLE POND Way, Tampa

3318 CARNATION Lane, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.77%
VA
Active
63
$139,900$66,924 equity gap
Rate
2.77%
7.40%today
Payment
$344/mo
$582today
  • 2beds
  • 2baths
  • 1,152sqft

3318 CARNATION Lane, Zephyrhills

36749 JODI Avenue, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.83%
FHA
Active
49
$199,000$107,611 equity gap
Rate
2.83%
7.40%today
Payment
$433/mo
$727today
  • 2beds
  • 2baths
  • 1,200sqft

36749 JODI Avenue, Zephyrhills

9916 CLEGHORN Drive, San Antonio, FL, 33576 — assumable VA mortgage at 2.83%
VA
Active
28
$330,000$221,358 equity gap
Rate
2.83%
7.40%today
Payment
$515/mo
$865today
  • 3beds
  • 2baths
  • 1,749sqft

9916 CLEGHORN Drive, San Antonio

10747 LAXER CAY Loop, San Antonio, FL, 33576 — assumable FHA mortgage at 2.89%
FHA
Active
67
$579,000$300,503 equity gap
Rate
2.89%
7.40%today
Payment
$1,332/mo
$2,219today
  • 4beds
  • 3baths
  • 2,528sqft

10747 LAXER CAY Loop, San Antonio

6019 EVANSBROOK Drive, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.89%
VA
Active
27
$355,000$160,613 equity gap
Rate
2.89%
7.40%today
Payment
$930/mo
$1,549today
  • 4beds
  • 3baths
  • 2,087sqft

6019 EVANSBROOK Drive, Zephyrhills

4824 8TH Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 2.90%
VA
Active
37
$219,900$90,982 equity gap
Rate
2.90%
7.40%today
Payment
$617/mo
$1,027today
  • 2beds
  • 2baths
  • 1,090sqft

4824 8TH Street, Zephyrhills

4527 REDCOAT Drive, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.98%
FHA
Active
27
$599,000$284,824 equity gap
Rate
2.98%
7.40%today
Payment
$1,493/mo
$2,459today
  • 4beds
  • 2baths
  • 2,111sqft

4527 REDCOAT Drive, Wesley Chapel

10227 QUAILS LANDING Avenue, Tampa, FL, 33647 — assumable VA mortgage at 3.00%
VA
Active
52
$560,000$560,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,333sqft

10227 QUAILS LANDING Avenue, Tampa

18018 JAVA ISLE Drive, Tampa, FL, 33647 — assumable VA mortgage at 3.00%
VA
Active
73
$685,000$685,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 2,979sqft

18018 JAVA ISLE Drive, Tampa

Assuming a mortgage in Zephyrhills

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.15%
Lowest existing payment
$316 /mo
Median cash to assume
$95,070
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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