Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Winter Haven, FL

24 homesFHA & VA loansrates from 2.60% vs 7.40% today

Winter Haven assumption guide
961 DREXEL Avenue, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.06%
FHA
Active
57
$260,000$39,624 equity gap
Rate
3.06%
7.40%today
Payment
$1,057/mo
$1,722today
  • 3beds
  • 2baths
  • 1,856sqft

961 DREXEL Avenue, Winter Haven

1540 AVENUE C, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.07%
FHA
Active
7
$245,000$66,880 equity gap
Rate
3.07%
7.40%today
Payment
$844/mo
$1,373today
  • 3beds
  • 2baths
  • 1,344sqft

1540 AVENUE C, Winter Haven

988 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.60%
FHA
Active
27
$299,900$97,986 equity gap
Rate
2.60%
7.40%today
Payment
$932/mo
$1,611today
  • 4beds
  • 2baths
  • 1,867sqft

988 CAMBRIDGE Drive, Winter Haven

551 LAKE SMART Boulevard, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.90%
FHA
Active
30
$334,900$129,225 equity gap
Rate
2.90%
7.40%today
Payment
$987/mo
$1,642today
  • 4beds
  • 2baths
  • 1,936sqft

551 LAKE SMART Boulevard, Winter Haven

276 ARBUTHNOT Street, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.12%
FHA
Active
22
$285,000$88,630 equity gap
Rate
3.12%
7.40%today
Payment
$935/mo
$1,513today
  • 3beds
  • 2baths
  • 1,420sqft

276 ARBUTHNOT Street, Winter Haven

119 SUNFISH Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.03%
FHA
Active
51
$419,000$219,955 equity gap
Rate
3.03%
7.40%today
Payment
$969/mo
$1,585today
  • 3beds
  • 3baths
  • 2,613sqft

119 SUNFISH Drive, Winter Haven

5780 LAKESIDE LANDINGS Boulevard, Winter Haven, FL, 33881 — assumable VA mortgage at 3.50%
VA
Active
39
$299,900$144,786 equity gap
Rate
3.50%
7.40%today
Payment
$894/mo
$1,379today
  • 4beds
  • 3baths
  • 2,526sqft

5780 LAKESIDE LANDINGS Boulevard, Winter Haven

302 AVENUE P NW, Winter Haven, FL, 33881 — assumable VA mortgage at 6.50%
VA
Active
26
$499,999$21,998 equity gap
Rate
6.50%
7.40%today
Payment
$3,032/mo
$3,322today
  • 6beds
  • 4baths
  • 2,820sqft

302 AVENUE P NW, Winter Haven

1280 DENALI Drive, Winter Haven, FL, 33881 — assumable VA mortgage at 6.69%
VA
Active
31
$395,000Potential short sale
Rate
6.69%
7.40%today
Payment
$2,667/mo
$2,864today
  • 4beds
  • 3baths
  • 2,566sqft

1280 DENALI Drive, Winter Haven

1348 MELROSE Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.79%
FHA
Active
20
$350,000$8,017 equity gap
Rate
6.79%
7.40%today
Payment
$2,313/mo
$2,459today
  • 4beds
  • 3baths
  • 2,056sqft

1348 MELROSE Street, Lake Alfred

1500 AVENUE H, Winter Haven, FL, 33881 — assumable FHA mortgage at 4.22%
FHA
Active
33
$219,500$88,814 equity gap
Rate
4.22%
7.40%today
Payment
$770/mo
$1,087today
  • 4beds
  • 2baths
  • 1,784sqft

1500 AVENUE H, Winter Haven

419 AVENUE M, Winter Haven, FL, 33881 — assumable FHA mortgage at 5.52%
FHA
Active
17
$244,999$36,981 equity gap
Rate
5.52%
7.40%today
Payment
$1,257/mo
$1,530today
  • 3beds
  • 2baths
  • 1,232sqft

419 AVENUE M, Winter Haven

1069 SANDPIPER Loop, Winter Haven, FL, 33881 — assumable VA mortgage at 5.89%
VA
Active
59
$379,999$21,791 equity gap
Rate
5.89%
7.40%today
Payment
$2,240/mo
$2,617today
  • 4beds
  • 3baths
  • 2,034sqft

1069 SANDPIPER Loop, Winter Haven

609 LUCERNE Boulevard, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.79%
FHA
Active
39
$319,000$23,437 equity gap
Rate
6.79%
7.40%today
Payment
$1,976/mo
$2,101today
  • 4beds
  • 2baths
  • 1,981sqft

609 LUCERNE Boulevard, Winter Haven

405 AVENUE M, Winter Haven, FL, 33881 — assumable VA mortgage at 6.87%
VA
Active
13
$300,000$23,699 equity gap
Rate
6.87%
7.40%today
Payment
$1,842/mo
$1,942today
  • —beds
  • —baths
  • 1,350sqft

405 AVENUE M, Winter Haven

953 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.94%
FHA
Active
62
$395,000$39,520 equity gap
Rate
6.94%
7.40%today
Payment
$2,458/mo
$2,573today
  • 4beds
  • 3baths
  • 2,364sqft

953 CAMBRIDGE Drive, Winter Haven

415 8TH Street, Winter Haven, FL, 33881 — assumable FHA mortgage at 7.12%
FHA
Active
38
$255,000$23,075 equity gap
Rate
7.12%
7.40%today
Payment
$1,610/mo
$1,656today
  • 3beds
  • 2baths
  • 1,652sqft

415 8TH Street, Winter Haven

111 KRENSON BAY Loop, Winter Haven, FL, 33881 — assumable FHA mortgage at 7.12%
FHA
Active
31
$280,000$14,666 equity gap
Rate
7.12%
7.40%today
Payment
$1,842/mo
$1,894today
  • 3beds
  • 2baths
  • 1,543sqft

111 KRENSON BAY Loop, Winter Haven

109 REBECCA Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 5.41%
FHA
Active
21
$239,500$52,895 equity gap
Rate
5.41%
7.40%today
Payment
$1,115/mo
$1,374today
  • 3beds
  • 2baths
  • 1,560sqft

109 REBECCA Drive, Winter Haven

1716 TERRY Circle, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.50%
FHA
Active
28
$270,000$47,347 equity gap
Rate
6.50%
7.40%today
Payment
$1,427/mo
$1,564today
  • 3beds
  • 2baths
  • 1,065sqft

1716 TERRY Circle, Winter Haven

4230 ROBERTA Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 7.22%
FHA
Active
37
$360,000$91,575 equity gap
Rate
7.22%
7.40%today
Payment
$1,869/mo
$1,902today
  • 5beds
  • 3baths
  • 2,616sqft

4230 ROBERTA Drive, Winter Haven

221 AVENUE P NW, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.86%
FHA
Active
49
$327,700$124,998 equity gap
Rate
6.86%
7.40%today
Payment
$1,345/mo
$1,420today
  • 4beds
  • 2baths
  • 1,830sqft

221 AVENUE P NW, Winter Haven

909 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.70%
FHA
Active
35
$251,900Potential short sale
Rate
6.70%
7.40%today
Payment
$1,996/mo
$2,142today
  • 3beds
  • 2baths
  • 1,506sqft

909 CAMBRIDGE Drive, Winter Haven

6022 GREY HERON Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.75%
FHA
Active
29
$300,000Potential short sale
Rate
6.75%
7.40%today
Payment
$2,515/mo
$2,685today
  • 5beds
  • 3baths
  • 2,577sqft

6022 GREY HERON Drive, Winter Haven

Assuming a mortgage in Winter Haven

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.60%
Lowest existing payment
$770 /mo
Median cash to assume
$47,347
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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