Nadia Daggett

Nadia Daggett

Assumable homes for sale in Wellborn, FL

5 homesFHA & VA loansrates from 3.67% vs 7.40% today

Wellborn assumption guide
214 LEONARD Terrace, Lake City, FL, 32024 — assumable FHA mortgage at 3.67%
FHA
Active
21
$150,000$144,397 equity gap
Rate
3.67%
7.40%today
Payment
$38/mo
$58today
  • 2beds
  • 2baths
  • 1,344sqft

214 LEONARD Terrace, Lake City

245 GENELL Loop, Lake City, FL, 32055 — assumable FHA mortgage at 4.98%
FHA
Active
22
$299,900$62,057 equity gap
Rate
4.98%
7.40%today
Payment
$1,367/mo
$1,768today
  • 4beds
  • 3baths
  • 2,167sqft

245 GENELL Loop, Lake City

292 OLD CYPRESS Way, Lake City, FL, 32024 — assumable VA mortgage at 7.44%
VA
Active
60
$675,000$110,367 equity gap
Rate
7.44%
7.40%today
Payment
$4,032/mo
$4,016today
  • 4beds
  • 3baths
  • 4,250sqft

292 OLD CYPRESS Way, Lake City

526 SAVANNAH Circle, Lake City, FL, 32055 — assumable FHA mortgage at 5.13%
FHA
Active
49
$349,900$342,507 equity gap
Rate
5.13%
7.40%today
Payment
$45/mo
$56today
  • 4beds
  • 3baths
  • 2,441sqft

526 SAVANNAH Circle, Lake City

218 CADENCE Glen, Lake City, FL, 32024 — assumable VA mortgage at 7.04%
VA
Active
48
$424,999$145,695 equity gap
Rate
7.04%
7.40%today
Payment
$1,890/mo
$1,959today
  • 3beds
  • 3baths
  • 2,455sqft

218 CADENCE Glen, Lake City

Assuming a mortgage in Wellborn

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.67%
Lowest existing payment
$1,367 /mo
Median cash to assume
$144,397
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.