FHA
Active
51$339,000$69,429 equity gap
- Rate
- 2.93%
7.40%today- Payment
- $1,271/mo
$2,107today
- 3beds
- 2baths
- 2,017sqft
Assumable homes for sale in St. James City, FL
7 homesFHA & VA loansrates from 2.93% vs 7.40% today
St. James City assumption guide
VA
Active
100$2,695,000$2,143,932 equity gap
- Rate
- 3.03%
7.40%today- Payment
- $2,695/mo
$4,409today
- 5beds
- 6baths
- 3,562sqft
1918 40TH Street, Cape Coral
FHA
Active
28$304,900$125,256 equity gap
- Rate
- 4.44%
7.40%today- Payment
- $1,077/mo
$1,482today
- 3beds
- 2baths
- 1,946sqft
3609 2ND Place, Cape Coral
FHA
Active
30$325,000$158,575 equity gap
- Rate
- 4.46%
7.40%today- Payment
- $975/mo
$1,339today
- 3beds
- 2baths
- 1,452sqft
4934 20TH Place, Cape Coral
FHA
Active
23$470,000$48,644 equity gap
- Rate
- 6.82%
7.40%today- Payment
- $2,822/mo
$2,991today
- 4beds
- 3baths
- 1,742sqft
244 46TH Street, Cape Coral
FHA
Active
14$285,000Potential short sale
- Rate
- 5.23%
7.40%today- Payment
- $2,164/mo
$2,719today
- 2beds
- 2baths
- 1,342sqft
7167 COLUMBIA Circle, Fort Myers
FHA
Active
21$215,000$83,010 equity gap
- Rate
- 6.34%
7.40%today- Payment
- $854/mo
$951today
- 3beds
- 2baths
- 960sqft
12970 SPENCER Street, Fort Myers
Assuming a mortgage in St. James City
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.93%
- Lowest existing payment
- $854 /mo
- Median cash to assume
- $104,133