Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in St. Cloud, FL

200 homesFHA & VA loansrates from 2.63% vs 7.40% today

St. Cloud assumption guide
2852 EASTHAM Lane, Kissimmee, FL, 34741 — assumable VA mortgage at 2.96%
VATop pick
Active
26
$300,000$16,239 equity gap
Rate
2.96%
7.40%today
Payment
$1,343/mo
$2,216today
  • 3beds
  • 3baths
  • 1,776sqft

2852 EASTHAM Lane, Kissimmee

2537 LONGPINE Lane, St Cloud, FL, 34772 — assumable VA mortgage at 2.80%
VA
Active
45
$154,900$21,421 equity gap
Rate
2.80%
7.40%today
Payment
$616/mo
$1,039today
  • 2beds
  • 2baths
  • 1,558sqft

2537 LONGPINE Lane, St Cloud

3817 GOLDEN FEATHER Way, Kissimmee, FL, 34746 — assumable VA mortgage at 2.90%
VA
Active
48
$460,000$72,579 equity gap
Rate
2.90%
7.40%today
Payment
$1,825/mo
$3,037today
  • 4beds
  • 3baths
  • 2,724sqft

3817 GOLDEN FEATHER Way, Kissimmee

2570 WADEVIEW Loop, St Cloud, FL, 34769 — assumable FHA mortgage at 2.98%
FHA
Active
29
$345,000$61,440 equity gap
Rate
2.98%
7.40%today
Payment
$1,342/mo
$2,209today
  • 3beds
  • 2baths
  • 1,479sqft

2570 WADEVIEW Loop, St Cloud

5882 HERDER Road, St Cloud, FL, 34771 — assumable FHA mortgage at 3.76%
FHA
Active
14
$356,000$12,724 equity gap
Rate
3.76%
7.40%today
Payment
$1,739/mo
$2,597today
  • 3beds
  • 2baths
  • 1,663sqft

5882 HERDER Road, St Cloud

3113 VIA OTERO Drive, Kissimmee, FL, 34744 — assumable FHA mortgage at 2.71%
FHA
Active
45
$299,900$86,403 equity gap
Rate
2.71%
7.40%today
Payment
$997/mo
$1,700today
  • 3beds
  • 3baths
  • 1,584sqft

3113 VIA OTERO Drive, Kissimmee

5044 WALKER Street, St Cloud, FL, 34771 — assumable VA mortgage at 2.80%
VA
Active
37
$295,000$79,900 equity gap
Rate
2.80%
7.40%today
Payment
$993/mo
$1,674today
  • 2beds
  • 3baths
  • 1,464sqft

5044 WALKER Street, St Cloud

3120 CRISPIN Circle, St Cloud, FL, 34773 — assumable VA mortgage at 2.80%
VA
Active
55
$498,990$143,523 equity gap
Rate
2.80%
7.40%today
Payment
$1,645/mo
$2,772today
  • 4beds
  • 4baths
  • 2,732sqft

3120 CRISPIN Circle, St Cloud

2600 WADEVIEW LOOP, St Cloud, FL, 34769 — assumable FHA mortgage at 2.87%
FHA
Active
35
$420,000$114,499 equity gap
Rate
2.87%
7.40%today
Payment
$1,425/mo
$2,379today
  • 4beds
  • 2baths
  • 1,979sqft

2600 WADEVIEW LOOP, St Cloud

5015 RIVERSIDE Way, St Cloud, FL, 34771 — assumable FHA mortgage at 2.94%
FHA
Active
22
$385,000$112,338 equity gap
Rate
2.94%
7.40%today
Payment
$1,315/mo
$2,175today
  • 3beds
  • 2baths
  • 2,167sqft

5015 RIVERSIDE Way, St Cloud

2845 ETHAN HAMMOCK Road, Harmony, FL, 34773 — assumable FHA mortgage at 2.96%
FHA
Active
20
$389,000$101,783 equity gap
Rate
2.96%
7.40%today
Payment
$1,359/mo
$2,243today
  • 4beds
  • 2baths
  • 1,830sqft

2845 ETHAN HAMMOCK Road, Harmony

3609 SAIL HARBOR Drive, Kissimmee, FL, 34746 — assumable FHA mortgage at 2.96%
FHA
Active
4
$327,000$74,597 equity gap
Rate
2.96%
7.40%today
Payment
$1,194/mo
$1,972today
  • 3beds
  • 2baths
  • 1,895sqft

3609 SAIL HARBOR Drive, Kissimmee

2822 HARMONIA HAMMOCK RD, Harmony, FL, 34773 — assumable FHA mortgage at 2.97%
FHA
Active
28
$350,000$101,303 equity gap
Rate
2.97%
7.40%today
Payment
$1,183/mo
$1,951today
  • 3beds
  • 2baths
  • 1,676sqft

2822 HARMONIA HAMMOCK RD, Harmony

5501 SABAL Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.98%
FHA
Active
43
$383,500$108,179 equity gap
Rate
2.98%
7.40%today
Payment
$1,306/mo
$2,150today
  • 4beds
  • 2baths
  • 1,710sqft

5501 SABAL Drive, St Cloud

4830 STONE ACRES Circle, St Cloud, FL, 34771 — assumable VA mortgage at 2.99%
VA
Active
57
$617,000$150,125 equity gap
Rate
2.99%
7.40%today
Payment
$2,197/mo
$3,612today
  • 4beds
  • 3baths
  • 3,189sqft

4830 STONE ACRES Circle, St Cloud

1877 RIVER CREST Avenue, St Cloud, FL, 34771 — assumable VA mortgage at 3.04%
VA
Active
31
$364,000$100,526 equity gap
Rate
3.04%
7.40%today
Payment
$1,263/mo
$2,064today
  • 4beds
  • 2baths
  • 1,759sqft

1877 RIVER CREST Avenue, St Cloud

2940 BENTON Lane, Kissimmee, FL, 34746 — assumable FHA mortgage at 3.55%
FHA
Active
46
$462,000$83,501 equity gap
Rate
3.55%
7.40%today
Payment
$1,878/mo
$2,878today
  • 4beds
  • 3baths
  • 2,856sqft

2940 BENTON Lane, Kissimmee

2769 FRANKLIN Road, St Cloud, FL, 34771 — assumable FHA mortgage at 4.17%
FHA
Active
29
$409,900$15,178 equity gap
Rate
4.17%
7.40%today
Payment
$2,086/mo
$2,964today
  • 3beds
  • 3baths
  • 1,748sqft

2769 FRANKLIN Road, St Cloud

2832 NOTTEL Drive, St Cloud, FL, 34772 — assumable VA mortgage at 3.75%
VA
Active
71
$484,990$48,935 equity gap
Rate
3.75%
7.40%today
Payment
$2,211/mo
$3,306today
  • 5beds
  • 3baths
  • 3,166sqft

2832 NOTTEL Drive, St Cloud

2753 MONTICELLO Way, Kissimmee, FL, 34741 — assumable FHA mortgage at 3.76%
FHA
Active
49
$459,995$68,591 equity gap
Rate
3.76%
7.40%today
Payment
$1,983/mo
$2,961today
  • 4beds
  • 3baths
  • 2,338sqft

2753 MONTICELLO Way, Kissimmee

5406 PINE LILLY DR, St Cloud, FL, 34771 — assumable VA mortgage at 3.76%
VA
Active
27
$419,990$81,862 equity gap
Rate
3.76%
7.40%today
Payment
$1,716/mo
$2,563today
  • 4beds
  • 2baths
  • 1,830sqft

5406 PINE LILLY DR, St Cloud

3600 YELLOW BIRD Court, St Cloud, FL, 34772 — assumable VA mortgage at 3.76%
VA
Active
36
$399,996$61,360 equity gap
Rate
3.76%
7.40%today
Payment
$1,716/mo
$2,562today
  • 3beds
  • 2baths
  • 1,697sqft

3600 YELLOW BIRD Court, St Cloud

2984 CHERRY BLOSSOM Loop, St Cloud, FL, 34771 — assumable VA mortgage at 4.00%
VA
Active
49
$365,000$27,059 equity gap
Rate
4.00%
7.40%today
Payment
$1,767/mo
$2,562today
  • 2beds
  • 2baths
  • 1,584sqft

2984 CHERRY BLOSSOM Loop, St Cloud

3904 REDFIN Place, Kissimmee, FL, 34746 — assumable VA mortgage at 2.65%
VA
Active
48
$525,000$199,392 equity gap
Rate
2.65%
7.40%today
Payment
$1,500/mo
$2,577today
  • 4beds
  • 4baths
  • 2,727sqft

3904 REDFIN Place, Kissimmee

10474 FOLLY BEACH Road, Orlando, FL, 32827 — assumable FHA mortgage at 2.67%
FHA
Active
42
$399,990$156,952 equity gap
Rate
2.67%
7.40%today
Payment
$1,127/mo
$1,932today
  • 2beds
  • 3baths
  • 1,472sqft

10474 FOLLY BEACH Road, Orlando

2704 VISTA VERDE Lane, Kissimmee, FL, 34744 — assumable FHA mortgage at 2.70%
FHA
Active
53
$430,000$170,707 equity gap
Rate
2.70%
7.40%today
Payment
$1,212/mo
$2,070today
  • 4beds
  • 3baths
  • 2,128sqft

2704 VISTA VERDE Lane, Kissimmee

2405 LINCOLNSHIRE Court, Kissimmee, FL, 34743 — assumable FHA mortgage at 2.70%
FHA
Active
11
$339,000$130,322 equity gap
Rate
2.70%
7.40%today
Payment
$976/mo
$1,666today
  • 3beds
  • 2baths
  • 1,424sqft

2405 LINCOLNSHIRE Court, Kissimmee

2780 AVIAN Loop, Kissimmee, FL, 34741 — assumable VA mortgage at 2.70%
VA
Active
30
$429,990$158,437 equity gap
Rate
2.70%
7.40%today
Payment
$1,264/mo
$2,157today
  • 4beds
  • 3baths
  • 2,176sqft

2780 AVIAN Loop, Kissimmee

1733 FELICITY Lane, Kissimmee, FL, 34744 — assumable FHA mortgage at 2.71%
FHA
Active
38
$419,900$146,714 equity gap
Rate
2.71%
7.40%today
Payment
$1,276/mo
$2,175today
  • 4beds
  • 3baths
  • 2,030sqft

1733 FELICITY Lane, Kissimmee

1723 FLOURISH Avenue, Kissimmee, FL, 34744 — assumable FHA mortgage at 2.77%
FHA
Active
19
$384,500$149,877 equity gap
Rate
2.77%
7.40%today
Payment
$1,103/mo
$1,865today
  • 3beds
  • 3baths
  • 1,617sqft

1723 FLOURISH Avenue, Kissimmee

2074 BRILLANTE Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.80%
FHA
Active
33
$445,000$172,736 equity gap
Rate
2.80%
7.40%today
Payment
$1,296/mo
$2,184today
  • 4beds
  • 3baths
  • 2,244sqft

2074 BRILLANTE Drive, St Cloud

5282 PAVIA Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.83%
FHA
Active
52
$450,000$165,097 equity gap
Rate
2.83%
7.40%today
Payment
$1,351/mo
$2,268today
  • 4beds
  • 3baths
  • 2,381sqft

5282 PAVIA Drive, St Cloud

2933 FIELDWOOD Circle, St Cloud, FL, 34772 — assumable FHA mortgage at 2.84%
FHA
Active
47
$325,000$98,986 equity gap
Rate
2.84%
7.40%today
Payment
$1,048/mo
$1,757today
  • 3beds
  • 3baths
  • 1,884sqft

2933 FIELDWOOD Circle, St Cloud

2280 CENTERRA Loop, Kissimmee, FL, 34741 — assumable FHA mortgage at 2.87%
FHA
Active
36
$305,000$121,447 equity gap
Rate
2.87%
7.40%today
Payment
$878/mo
$1,467today
  • 3beds
  • 3baths
  • 1,603sqft

2280 CENTERRA Loop, Kissimmee

1808 CAYMAN COVE CIR, St Cloud, FL, 34772 — assumable FHA mortgage at 2.87%
FHA
Active
48
$339,900$135,538 equity gap
Rate
2.87%
7.40%today
Payment
$955/mo
$1,595today
  • 3beds
  • 2baths
  • 1,341sqft

1808 CAYMAN COVE CIR, St Cloud

14557 ORCHID ISLAND Drive, Orlando, FL, 32827 — assumable VA mortgage at 2.88%
VA
Active
35
$420,000$145,927 equity gap
Rate
2.88%
7.40%today
Payment
$1,277/mo
$2,129today
  • 3beds
  • 3baths
  • 1,620sqft

14557 ORCHID ISLAND Drive, Orlando

Assuming a mortgage in St. Cloud

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.63%
Lowest existing payment
$478 /mo
Median cash to assume
$147,581
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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