Assumable homes for sale in Sarasota, FL

4 homesFHA & VA loansrates from 3.09% vs 7.40% today

Sarasota assumption guide

4680 VIGNETTE Way, Sarasota, FL, 34240 — assumable FHA mortgage at 3.09%

FHA

Active

$319,900$135,244 equity gap

Rate: 3.09%; ~~7.40%~~today
Payment: $877/mo; ~~$1,423~~today

3beds
3baths
1,758sqft

4680 VIGNETTE Way, Sarasota

4681 VIGNETTE Way, Sarasota, FL, 34240 — assumable FHA mortgage at 3.13%

FHA

Active

$329,000$144,344 equity gap

Rate: 3.13%; ~~7.40%~~today
Payment: $951/mo; ~~$1,502~~today

3beds
3baths
1,713sqft

4681 VIGNETTE Way, Sarasota

1003 WATERLINE Court, Sarasota, FL, 34240 — assumable VA mortgage at 6.00%

Active

$599,000$23,931 equity gap

Rate: 6.00%; ~~7.40%~~today
Payment: $3,462/mo; ~~$3,998~~today

3beds
2baths
1,784sqft

1003 WATERLINE Court, Sarasota

1741 CLEAT Lane, Sarasota, FL, 34240 — assumable FHA mortgage at 6.94%

FHA

Active

$440,000$47,066 equity gap

Rate: 6.94%; ~~7.40%~~today
Payment: $2,665/mo; ~~$2,791~~today

3beds
3baths
1,776sqft

1741 CLEAT Lane, Sarasota

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 3.09%
Lowest existing payment: $877 /mo
Median cash to assume: $91,155