Nadia Daggett

Nadia Daggett

Assumable homes for sale in Sanford, FL

190 homesFHA & VA loansrates from 2.27% vs 7.40% today

Sanford assumption guide
2590 STATE ROAD 46, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
19
$219,999$40,486 equity gap
Rate
2.78%
7.40%today
Payment
$829/mo
$1,400today
  • 4beds
  • 2baths
  • 1,405sqft

2590 STATE ROAD 46, Sanford

1725 HERNANDO Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 3.22%
FHA
Active
31
$350,000$52,604 equity gap
Rate
3.22%
7.40%today
Payment
$1,426/mo
$2,277today
  • 3beds
  • 2baths
  • 1,932sqft

1725 HERNANDO Avenue, Deltona

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$69,320 equity gap
Rate
2.73%
7.40%today
Payment
$772/mo
$1,312today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.74%
FHA
Active
33
$446,900$133,504 equity gap
Rate
2.74%
7.40%today
Payment
$1,461/mo
$2,481today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

128 ALDEAN Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
92
$445,000$132,010 equity gap
Rate
2.78%
7.40%today
Payment
$1,449/mo
$2,447today
  • 4beds
  • 2baths
  • 1,791sqft

128 ALDEAN Drive, Sanford

417 6TH Street, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
49
$329,000$80,663 equity gap
Rate
2.90%
7.40%today
Payment
$1,165/mo
$1,938today
  • 3beds
  • 2baths
  • 1,456sqft

417 6TH Street, Sanford

3046 BLAINE Circle, Deltona, FL, 32738 — assumable FHA mortgage at 2.99%
FHA
Active
30
$355,000$97,232 equity gap
Rate
2.99%
7.40%today
Payment
$1,224/mo
$2,012today
  • 4beds
  • 2baths
  • 2,098sqft

3046 BLAINE Circle, Deltona

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$91,088 equity gap
Rate
3.06%
7.40%today
Payment
$993/mo
$1,618today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

1460 LOMBARDY Drive, Deltona, FL, 32725 — assumable VA mortgage at 3.10%
VA
Active
27
$279,900$58,390 equity gap
Rate
3.10%
7.40%today
Payment
$1,050/mo
$1,703today
  • 2beds
  • 2baths
  • 1,109sqft

1460 LOMBARDY Drive, Deltona

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%
FHA
Active
17
$214,900$59,818 equity gap
Rate
3.11%
7.40%today
Payment
$735/mo
$1,190today
  • 3beds
  • 2baths
  • 1,296sqft

1615 TERRACE Drive, Sanford

750 HONEYROCK Street, Debary, FL, 32713 — assumable VA mortgage at 4.25%
VA
Active
36
$429,990$13,644 equity gap
Rate
4.25%
7.40%today
Payment
$2,096/mo
$2,949today
  • 3beds
  • 3baths
  • 2,135sqft

750 HONEYROCK Street, Debary

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$318,000$56,592 equity gap
Rate
3.85%
7.40%today
Payment
$1,337/mo
$1,975today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

3552 STONEBRIAR Lane, Sanford, FL, 32771 — assumable VA mortgage at 3.92%
VA
Active
20
$499,900$86,345 equity gap
Rate
3.92%
7.40%today
Payment
$2,136/mo
$3,127today
  • 3beds
  • 2baths
  • 2,400sqft

3552 STONEBRIAR Lane, Sanford

119 CROWN COLONY Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.95%
FHA
Active
31
$390,000$57,920 equity gap
Rate
3.95%
7.40%today
Payment
$1,790/mo
$2,612today
  • 3beds
  • 2baths
  • 1,617sqft

119 CROWN COLONY Way, Sanford

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$320,000$117,462 equity gap
Rate
2.81%
7.40%today
Payment
$949/mo
$1,598today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

725 9TH Street, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
35
$335,000$120,039 equity gap
Rate
2.81%
7.40%today
Payment
$1,010/mo
$1,700today
  • 4beds
  • 2baths
  • 2,009sqft

725 9TH Street, Deltona

956 YELLOWBIRD Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
46
$327,102$129,735 equity gap
Rate
2.81%
7.40%today
Payment
$925/mo
$1,557today
  • 3beds
  • 2baths
  • 1,795sqft

956 YELLOWBIRD Avenue, Deltona

105 CEDAR OAK Trail, Longwood, FL, 32750 — assumable VA mortgage at 2.87%
VA
Active
82
$580,000$228,408 equity gap
Rate
2.87%
7.40%today
Payment
$1,640/mo
$2,738today
  • 4beds
  • 3baths
  • 2,212sqft

105 CEDAR OAK Trail, Longwood

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$270,000$84,693 equity gap
Rate
2.87%
7.40%today
Payment
$862/mo
$1,440today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$389,999$146,005 equity gap
Rate
2.89%
7.40%today
Payment
$1,167/mo
$1,944today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

1435 DAYSTAR Lane, Deltona, FL, 32725 — assumable VA mortgage at 2.89%
VA
Active
22
$395,000$125,724 equity gap
Rate
2.89%
7.40%today
Payment
$1,288/mo
$2,146today
  • 4beds
  • 3baths
  • 2,337sqft

1435 DAYSTAR Lane, Deltona

358 LAZIO Circle, Debary, FL, 32713 — assumable VA mortgage at 2.90%
VA
Active
54
$515,500$206,177 equity gap
Rate
2.90%
7.40%today
Payment
$1,451/mo
$2,413today
  • 5beds
  • 4baths
  • 2,830sqft

358 LAZIO Circle, Debary

1371 TARTAN Avenue, Deltona, FL, 32738 — assumable FHA mortgage at 3.09%
FHA
Active
19
$349,999$111,838 equity gap
Rate
3.09%
7.40%today
Payment
$1,131/mo
$1,836today
  • 3beds
  • 2baths
  • 1,707sqft

1371 TARTAN Avenue, Deltona

201 SWEETWATER CREEK Drive, Longwood, FL, 32779 — assumable VA mortgage at 2.265%
VA
Active
65
$650,000$347,940 equity gap
Rate
2.265%
7.40%today
Payment
$1,357/mo
$2,453today
  • 4beds
  • 2baths
  • 2,424sqft

201 SWEETWATER CREEK Drive, Longwood

971 LEYBURN Drive, Deltona, FL, 32725 — assumable FHA mortgage at 2.71%
FHA
Active
38
$354,000$145,148 equity gap
Rate
2.71%
7.40%today
Payment
$975/mo
$1,663today
  • 3beds
  • 2baths
  • 2,122sqft

971 LEYBURN Drive, Deltona

210 CITATION Avenue, Deltona, FL, 32738 — assumable FHA mortgage at 2.72%
FHA
Active
46
$359,900$209,786 equity gap
Rate
2.72%
7.40%today
Payment
$703/mo
$1,198today
  • 4beds
  • 2baths
  • 2,238sqft

210 CITATION Avenue, Deltona

1050 PARNELL Court, Deltona, FL, 32738 — assumable FHA mortgage at 2.73%
FHA
Active
16
$300,000$150,550 equity gap
Rate
2.73%
7.40%today
Payment
$696/mo
$1,184today
  • 3beds
  • 2baths
  • 1,403sqft

1050 PARNELL Court, Deltona

1248 AZORA Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.80%
VA
Active
20
$330,900$233,641 equity gap
Rate
2.80%
7.40%today
Payment
$489/mo
$803today
  • 3beds
  • 2baths
  • 1,287sqft

1248 AZORA Drive, Deltona

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$499,000$205,487 equity gap
Rate
2.81%
7.40%today
Payment
$1,389/mo
$2,337today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$470,000$201,403 equity gap
Rate
2.81%
7.40%today
Payment
$1,259/mo
$2,119today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

635 CHOCKTAW STREET, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.86%
FHA
Active
51
$725,000$721,629 equity gap
Rate
2.86%
7.40%today
Payment
$27/mo
$39today
  • 4beds
  • 3baths
  • 2,780sqft

635 CHOCKTAW STREET, Lake Mary

1085 EAGLES NEST Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 2.86%
FHA
Active
28
$299,900$155,300 equity gap
Rate
2.86%
7.40%today
Payment
$691/mo
$1,156today
  • 3beds
  • 2baths
  • 1,274sqft

1085 EAGLES NEST Avenue, Deltona

5781 AUTUMN CHASE Circle, Sanford, FL, 32773 — assumable FHA mortgage at 2.88%
FHA
Active
5
$529,900$494,762 equity gap
Rate
2.88%
7.40%today
Payment
$174/mo
$283today
  • 4beds
  • 3baths
  • 2,467sqft

5781 AUTUMN CHASE Circle, Sanford

1928 EDEN Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.93%
VA
Active
44
$369,900$201,307 equity gap
Rate
2.93%
7.40%today
Payment
$793/mo
$1,315today
  • 3beds
  • 2baths
  • 2,066sqft

1928 EDEN Drive, Deltona

336 WINGED ELM Drive, Debary, FL, 32713 — assumable FHA mortgage at 2.93%
FHA
Active
55
$371,900$151,697 equity gap
Rate
2.93%
7.40%today
Payment
$1,061/mo
$1,757today
  • 3beds
  • 2baths
  • 1,836sqft

336 WINGED ELM Drive, Debary

417 GREENRIDGE Court, Debary, FL, 32713 — assumable FHA mortgage at 2.95%
FHA
Active
65
$799,999$478,974 equity gap
Rate
2.95%
7.40%today
Payment
$1,517/mo
$2,508today
  • 4beds
  • 5baths
  • 3,458sqft

417 GREENRIDGE Court, Debary

Assuming a mortgage in Sanford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.27%
Lowest existing payment
$392 /mo
Median cash to assume
$102,032
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.