Nadia Daggett

Nadia Daggett

Assumable homes for sale in Safety Harbor, FL

190 homesFHA & VA loansrates from 2.18% vs 7.40% today

Safety Harbor assumption guide
645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%
VATop pick
Active
29
$260,000Potential short sale
Rate
2.875%
7.40%today
Payment
$1,286/mo
$2,146today
  • 3beds
  • 2baths
  • 1,274sqft

645 TIMBER BAY Circle, Oldsmar

2593 COUNTRYSIDE Boulevard #7307, Clearwater, FL, 33761 — assumable VA mortgage at 3.10%
VATop pick
Active
26
$175,000$14,720 equity gap
Rate
3.10%
7.40%today
Payment
$760/mo
$1,232today
  • 2beds
  • 2baths
  • 1,095sqft

2593 COUNTRYSIDE Boulevard #7307, Clearwater

403 BLUE MARLIN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.03%
VA
Active
38
$167,900$22,259 equity gap
Rate
3.03%
7.40%today
Payment
$711/mo
$1,163today
  • 2beds
  • 2baths
  • 1,078sqft

403 BLUE MARLIN Drive, Oldsmar

2174 19TH Avenue, Largo, FL, 33774 — assumable VA mortgage at 2.90%
VA
Active
33
$359,900$98,817 equity gap
Rate
2.90%
7.40%today
Payment
$1,225/mo
$2,037today
  • 3beds
  • 2baths
  • 1,224sqft

2174 19TH Avenue, Largo

1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$140,000$30,876 equity gap
Rate
2.94%
7.40%today
Payment
$518/mo
$857today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

2011 SEA FRONT Court, Clearwater, FL, 33763 — assumable FHA mortgage at 3.01%
FHA
Active
58
$255,000$52,840 equity gap
Rate
3.01%
7.40%today
Payment
$953/mo
$1,564today
  • 2beds
  • 3baths
  • 1,146sqft

2011 SEA FRONT Court, Clearwater

1690 PINEHURST Road, Dunedin, FL, 34698 — assumable VA mortgage at 3.04%
VA
Active
50
$549,000$113,220 equity gap
Rate
3.04%
7.40%today
Payment
$2,085/mo
$3,406today
  • 3beds
  • 2baths
  • 1,728sqft

1690 PINEHURST Road, Dunedin

201 LAGOON Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.10%
VA
Active
50
$899,000$264,207 equity gap
Rate
3.10%
7.40%today
Payment
$3,017/mo
$4,892today
  • 4beds
  • 3baths
  • 2,764sqft

201 LAGOON Drive, Palm Harbor

6706 ROCKY PARK Street, Tampa, FL, 33625 — assumable VA mortgage at 2.18%
VA
Active
44
$400,000$140,547 equity gap
Rate
2.18%
7.40%today
Payment
$1,120/mo
$2,047today
  • 3beds
  • 3baths
  • 1,852sqft

6706 ROCKY PARK Street, Tampa

2310 LISTON Circle, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.80%
FHA
Active
24
$358,900$134,411 equity gap
Rate
2.80%
7.40%today
Payment
$1,061/mo
$1,788today
  • 3beds
  • 2baths
  • 1,102sqft

2310 LISTON Circle, Palm Harbor

12416 QUEENSLAND Lane, Tampa, FL, 33625 — assumable FHA mortgage at 2.80%
FHA
Active
45
$499,800$194,690 equity gap
Rate
2.80%
7.40%today
Payment
$1,412/mo
$2,379today
  • 4beds
  • 2baths
  • 1,463sqft

12416 QUEENSLAND Lane, Tampa

335 COUNTRY CLUB Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 2.80%
VA
Active
52
$399,500$132,476 equity gap
Rate
2.80%
7.40%today
Payment
$1,236/mo
$2,082today
  • 4beds
  • 2baths
  • 1,224sqft

335 COUNTRY CLUB Drive, Oldsmar

6902 SOLEDAD Court, Tampa, FL, 33615 — assumable FHA mortgage at 2.90%
FHA
Active
22
$224,900$85,282 equity gap
Rate
2.90%
7.40%today
Payment
$670/mo
$1,115today
  • 2beds
  • 2baths
  • 1,048sqft

6902 SOLEDAD Court, Tampa

502 FLORIDA Boulevard, Crystal Beach, FL, 34681 — assumable VA mortgage at 2.96%
VA
Active
65
$725,000$290,847 equity gap
Rate
2.96%
7.40%today
Payment
$2,103/mo
$3,471today
  • 3beds
  • 2baths
  • 1,875sqft

502 FLORIDA Boulevard, Crystal Beach

11092 WINDSOR PLACE Circle, Tampa, FL, 33626 — assumable FHA mortgage at 2.98%
FHA
Active
23
$329,000$122,394 equity gap
Rate
2.98%
7.40%today
Payment
$969/mo
$1,595today
  • 2beds
  • 2baths
  • 1,272sqft

11092 WINDSOR PLACE Circle, Tampa

14309 PONDHAWK Lane, Tampa, FL, 33625 — assumable VA mortgage at 4.00%
VA
Active
42
$380,000$40,750 equity gap
Rate
4.00%
7.40%today
Payment
$1,760/mo
$2,553today
  • 3beds
  • 3baths
  • 1,716sqft

14309 PONDHAWK Lane, Tampa

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,392 equity gap
Rate
4.00%
7.40%today
Payment
$1,523/mo
$2,209today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
37
$269,900$100,522 equity gap
Rate
3.01%
7.40%today
Payment
$829/mo
$1,359today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

6310 TURTLE CREEK Boulevard, Tampa, FL, 33625 — assumable VA mortgage at 3.02%
VA
Active
40
$499,900$181,401 equity gap
Rate
3.02%
7.40%today
Payment
$1,552/mo
$2,543today
  • 3beds
  • 2baths
  • 1,865sqft

6310 TURTLE CREEK Boulevard, Tampa

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
42
$320,000$100,110 equity gap
Rate
3.05%
7.40%today
Payment
$1,042/mo
$1,700today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

5314 ABINGER Court, Tampa, FL, 33624 — assumable FHA mortgage at 3.10%
FHA
Active
40
$228,900$71,039 equity gap
Rate
3.10%
7.40%today
Payment
$764/mo
$1,238today
  • 3beds
  • 3baths
  • 1,314sqft

5314 ABINGER Court, Tampa

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,125,000$397,633 equity gap
Rate
3.11%
7.40%today
Payment
$3,453/mo
$5,592today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

2974 ESTANCIA Place, Clearwater, FL, 33761 — assumable VA mortgage at 3.14%
VA
Active
33
$344,999$110,733 equity gap
Rate
3.14%
7.40%today
Payment
$1,118/mo
$1,804today
  • 3beds
  • 3baths
  • 1,900sqft

2974 ESTANCIA Place, Clearwater

12620 115TH Street, Largo, FL, 33778 — assumable VA mortgage at 4.16%
VA
Active
51
$489,000$85,880 equity gap
Rate
4.16%
7.40%today
Payment
$2,132/mo
$3,033today
  • 3beds
  • 2baths
  • 1,343sqft

12620 115TH Street, Largo

1967 ARVIS Circle, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
36
$649,900$200,085 equity gap
Rate
3.18%
7.40%today
Payment
$2,190/mo
$3,515today
  • 4beds
  • 2baths
  • 2,178sqft

1967 ARVIS Circle, Clearwater

1491 HUNT Lane, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
34
$419,000$129,836 equity gap
Rate
3.18%
7.40%today
Payment
$1,408/mo
$2,259today
  • 3beds
  • 2baths
  • 1,354sqft

1491 HUNT Lane, Clearwater

1324 WHITACRE Drive, Clearwater, FL, 33764 — assumable FHA mortgage at 2.66%
FHA
Active
41
$565,000$257,056 equity gap
Rate
2.66%
7.40%today
Payment
$1,427/mo
$2,448today
  • 3beds
  • 3baths
  • 1,921sqft

1324 WHITACRE Drive, Clearwater

9218 ROBSON Street, Tampa, FL, 33615 — assumable FHA mortgage at 2.70%
FHA
Active
25
$430,000$268,168 equity gap
Rate
2.70%
7.40%today
Payment
$757/mo
$1,292today
  • 4beds
  • 2baths
  • 1,530sqft

9218 ROBSON Street, Tampa

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$495,000$299,525 equity gap
Rate
2.71%
7.40%today
Payment
$913/mo
$1,556today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

9216 ROBSON Street, Tampa, FL, 33615 — assumable VA mortgage at 2.73%
VA
Active
43
$379,900$213,208 equity gap
Rate
2.73%
7.40%today
Payment
$825/mo
$1,367today
  • 3beds
  • 2baths
  • 1,438sqft

9216 ROBSON Street, Tampa

7310 BAJA Court, Tampa, FL, 33634 — assumable FHA mortgage at 2.80%
FHA
Active
28
$235,000$100,190 equity gap
Rate
2.80%
7.40%today
Payment
$625/mo
$1,054today
  • 2beds
  • 1baths
  • 998sqft

7310 BAJA Court, Tampa

7360 ULMERTON Road #18D, Largo, FL, 33771 — assumable FHA mortgage at 2.81%
FHA
Active
26
$285,000$145,665 equity gap
Rate
2.81%
7.40%today
Payment
$655/mo
$1,102today
  • 3beds
  • 2baths
  • 1,375sqft

7360 ULMERTON Road #18D, Largo

998 DUMONT Drive, Dunedin, FL, 34698 — assumable FHA mortgage at 2.81%
FHA
Active
28
$489,000$233,487 equity gap
Rate
2.81%
7.40%today
Payment
$1,212/mo
$2,040today
  • 3beds
  • 2baths
  • 2,156sqft

998 DUMONT Drive, Dunedin

2211 PORTSIDE Passage, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.84%
VA
Active
55
$409,000$228,725 equity gap
Rate
2.84%
7.40%today
Payment
$856/mo
$1,435today
  • 2beds
  • 2baths
  • 1,778sqft

2211 PORTSIDE Passage, Palm Harbor

12812 LAKE Drive, Largo, FL, 33774 — assumable FHA mortgage at 2.87%
FHA
Active
45
$445,900$184,711 equity gap
Rate
2.87%
7.40%today
Payment
$1,250/mo
$2,087today
  • 4beds
  • 2baths
  • 1,829sqft

12812 LAKE Drive, Largo

3904 DANA SHORES Drive, Tampa, FL, 33634 — assumable VA mortgage at 2.88%
VA
Active
12
$699,000Potential short sale
Rate
2.88%
7.40%today
Payment
$3,840/mo
$6,405today
  • 6beds
  • 8baths
  • 5,900sqft

3904 DANA SHORES Drive, Tampa

Assuming a mortgage in Safety Harbor

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$358 /mo
Median cash to assume
$146,797
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.