Nadia Daggett

Nadia Daggett

Assumable homes for sale in Punta Gorda, FL

12 homesFHA & VA loansrates from 2.95% vs 7.40% today

Punta Gorda assumption guide
2262 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.11%
FHATop pick
Active
36
$379,000$6,917 equity gap
Rate
3.11%
7.40%today
Payment
$1,763/mo
$2,854today
  • 3beds
  • 2baths
  • 1,877sqft

2262 RIO DE JANEIRO Avenue, Punta Gorda

1452 WASSAIL Lane, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.95%
VA
Active
37
$429,777$199,493 equity gap
Rate
2.95%
7.40%today
Payment
$1,089/mo
$1,799today
  • 3beds
  • 3baths
  • 2,104sqft

1452 WASSAIL Lane, Punta Gorda

1955 YORKTOWN Trail, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.41%
FHA
Active
39
$339,000$231,758 equity gap
Rate
3.41%
7.40%today
Payment
$706/mo
$1,101today
  • 3beds
  • 2baths
  • 1,666sqft

1955 YORKTOWN Trail, Punta Gorda

3543 DRANCE Street, Punta Gorda, FL, 33980 — assumable VA mortgage at 3.90%
VA
Active
31
$204,900$105,653 equity gap
Rate
3.90%
7.40%today
Payment
$572/mo
$839today
  • 3beds
  • 2baths
  • 988sqft

3543 DRANCE Street, Punta Gorda

22442 VALE Avenue, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.91%
FHA
Active
41
$220,000$111,696 equity gap
Rate
3.91%
7.40%today
Payment
$626/mo
$918today
  • 2beds
  • 2baths
  • 1,228sqft

22442 VALE Avenue, Punta Gorda

1403 AKEN Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.69%
FHA
Active
18
$299,900$10,463 equity gap
Rate
6.69%
7.40%today
Payment
$1,899/mo
$2,040today
  • 3beds
  • 2baths
  • 1,615sqft

1403 AKEN Street, Port Charlotte

2061 WILLOW HAMMOCK Circle #107, Port Charlotte, FL, 33983 — assumable VA mortgage at 6.67%
VA
Active
24
$159,900$11,736 equity gap
Rate
6.67%
7.40%today
Payment
$964/mo
$1,037today
  • 2beds
  • 2baths
  • 996sqft

2061 WILLOW HAMMOCK Circle #107, Port Charlotte

3262 STEADMAN Street, Port Charlotte, FL, 33980 — assumable FHA mortgage at 6.50%
FHA
Active
49
$420,000$55,909 equity gap
Rate
6.50%
7.40%today
Payment
$2,327/mo
$2,549today
  • 4beds
  • 2baths
  • 1,924sqft

3262 STEADMAN Street, Port Charlotte

155 DANFORTH DR, Punta Gorda, FL, 33980 — assumable VA mortgage at 6.50%
VA
Active
47
$549,000$140,634 equity gap
Rate
6.50%
7.40%today
Payment
$2,699/mo
$2,956today
  • 2beds
  • 2baths
  • 1,512sqft

155 DANFORTH DR, Punta Gorda

24049 CANAL Street, Port Charlotte, FL, 33980 — assumable FHA mortgage at 5.29%
FHA
Active
53
$279,000$198,093 equity gap
Rate
5.29%
7.40%today
Payment
$715/mo
$893today
  • 3beds
  • 2baths
  • 1,655sqft

24049 CANAL Street, Port Charlotte

23014 MCNULTY Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.33%
FHA
Active
24
$160,000Potential short sale
Rate
6.33%
7.40%today
Payment
$1,524/mo
$1,700today
  • 2beds
  • 1baths
  • 1,191sqft

23014 MCNULTY Avenue, Port Charlotte

2132 ABSCOTT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 6.81%
VA
Active
37
$350,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,610/mo
$2,770today
  • 3beds
  • 2baths
  • 2,120sqft

2132 ABSCOTT Street, Port Charlotte

Assuming a mortgage in Punta Gorda

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.95%
Lowest existing payment
$572 /mo
Median cash to assume
$108,675
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.