Nadia Daggett

Nadia Daggett

Assumable homes for sale in Port Charlotte, FL

20 homesFHA & VA loansrates from 2.86% vs 7.40% today

Port Charlotte assumption guide
4086 GARDNER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.86%
FHA
Active
53
$389,900$66,993 equity gap
Rate
2.86%
7.40%today
Payment
$1,501/mo
$2,510today
  • 3beds
  • 2baths
  • 1,578sqft

4086 GARDNER Drive, Port Charlotte

22105 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.07%
VA
Active
39
$279,000$33,782 equity gap
Rate
3.07%
7.40%today
Payment
$1,164/mo
$1,895today
  • 3beds
  • 2baths
  • 1,400sqft

22105 OLEAN Boulevard, Port Charlotte

22348 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.10%
VA
Active
22
$299,500$117,489 equity gap
Rate
3.10%
7.40%today
Payment
$861/mo
$1,397today
  • 4beds
  • 2baths
  • 2,201sqft

22348 OLEAN Boulevard, Port Charlotte

22111 MARSHALL Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
$225,000$3,271 equity gap
Rate
4.98%
7.40%today
Payment
$1,273/mo
$1,645today
  • 2beds
  • 2baths
  • 1,065sqft

22111 MARSHALL Avenue, Port Charlotte

2516 BALTIC Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.00%
FHA
Active
26
$339,000$93,718 equity gap
Rate
4.00%
7.40%today
Payment
$1,275/mo
$1,849today
  • 4beds
  • 2baths
  • 1,797sqft

2516 BALTIC Avenue, Port Charlotte

1955 YORKTOWN Trail, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.41%
FHA
Active
39
$339,000$231,758 equity gap
Rate
3.41%
7.40%today
Payment
$706/mo
$1,101today
  • 3beds
  • 2baths
  • 1,666sqft

1955 YORKTOWN Trail, Punta Gorda

21585 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
35
$190,000$30,489 equity gap
Rate
4.98%
7.40%today
Payment
$916/mo
$1,184today
  • 4beds
  • 2baths
  • 1,746sqft

21585 OLEAN Boulevard, Port Charlotte

3543 DRANCE Street, Punta Gorda, FL, 33980 — assumable VA mortgage at 3.90%
VA
Active
31
$204,900$105,653 equity gap
Rate
3.90%
7.40%today
Payment
$572/mo
$839today
  • 3beds
  • 2baths
  • 988sqft

3543 DRANCE Street, Punta Gorda

22442 VALE Avenue, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.91%
FHA
Active
41
$220,000$111,696 equity gap
Rate
3.91%
7.40%today
Payment
$626/mo
$918today
  • 2beds
  • 2baths
  • 1,228sqft

22442 VALE Avenue, Punta Gorda

540 SHARON Circle, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.45%
FHA
Active
16
$164,900$63,851 equity gap
Rate
4.45%
7.40%today
Payment
$593/mo
$815today
  • 3beds
  • 1baths
  • 1,220sqft

540 SHARON Circle, Port Charlotte

1403 AKEN Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.69%
FHA
Active
18
$299,900$10,463 equity gap
Rate
6.69%
7.40%today
Payment
$1,899/mo
$2,040today
  • 3beds
  • 2baths
  • 1,615sqft

1403 AKEN Street, Port Charlotte

1363 SHEEHAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 4.39%
VA
Active
31
$250,000$197,957 equity gap
Rate
4.39%
7.40%today
Payment
$408/mo
$565today
  • 2beds
  • 2baths
  • 1,340sqft

1363 SHEEHAN Boulevard, Port Charlotte

3262 STEADMAN Street, Port Charlotte, FL, 33980 — assumable FHA mortgage at 6.50%
FHA
Active
49
$420,000$55,909 equity gap
Rate
6.50%
7.40%today
Payment
$2,327/mo
$2,549today
  • 4beds
  • 2baths
  • 1,924sqft

3262 STEADMAN Street, Port Charlotte

22295 MONTROSE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.78%
FHA
Active
24
$220,000$24,126 equity gap
Rate
6.78%
7.40%today
Payment
$1,310/mo
$1,394today
  • 2beds
  • 1baths
  • 1,080sqft

22295 MONTROSE Avenue, Port Charlotte

22112 BRONXVILLE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.82%
FHA
Active
39
$329,000$36,924 equity gap
Rate
6.82%
7.40%today
Payment
$1,956/mo
$2,074today
  • 3beds
  • 2baths
  • 1,866sqft

22112 BRONXVILLE Avenue, Port Charlotte

2490 SISTINA Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.72%
FHA
Active
6
$269,000$55,602 equity gap
Rate
6.72%
7.40%today
Payment
$1,395/mo
$1,494today
  • 3beds
  • 2baths
  • 1,459sqft

2490 SISTINA Street, Port Charlotte

24049 CANAL Street, Port Charlotte, FL, 33980 — assumable FHA mortgage at 5.29%
FHA
Active
53
$279,000$198,093 equity gap
Rate
5.29%
7.40%today
Payment
$715/mo
$893today
  • 3beds
  • 2baths
  • 1,655sqft

24049 CANAL Street, Port Charlotte

23014 MCNULTY Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.33%
FHA
Active
24
$160,000Potential short sale
Rate
6.33%
7.40%today
Payment
$1,524/mo
$1,700today
  • 2beds
  • 1baths
  • 1,191sqft

23014 MCNULTY Avenue, Port Charlotte

2132 ABSCOTT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 6.81%
VA
Active
37
$350,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,610/mo
$2,770today
  • 3beds
  • 2baths
  • 2,120sqft

2132 ABSCOTT Street, Port Charlotte

22181 NEW YORK Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.02%
FHA
Active
31
$337,600$188,066 equity gap
Rate
7.02%
7.40%today
Payment
$1,020/mo
$1,060today
  • 3beds
  • 2baths
  • 1,815sqft

22181 NEW YORK Avenue, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$408 /mo
Median cash to assume
$65,422
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.