Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Port Charlotte, FL

200 homesFHA & VA loansrates from 2.66% vs 7.40% today

Port Charlotte assumption guide
2038 MINCEY Terrace, North Port, FL, 34286 — assumable VA mortgage at 3.07%
VATop pick
Active
30
$350,000$4,251 equity gap
Rate
3.07%
7.40%today
Payment
$1,638/mo
$2,666today
  • 3beds
  • 2baths
  • 1,832sqft

2038 MINCEY Terrace, North Port

2262 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.11%
FHATop pick
Active
36
$379,000$6,917 equity gap
Rate
3.11%
7.40%today
Payment
$1,763/mo
$2,854today
  • 3beds
  • 2baths
  • 1,877sqft

2262 RIO DE JANEIRO Avenue, Punta Gorda

1354 AQUI ESTA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 3.09%
VATop pick
Active
37
$474,500$31,490 equity gap
Rate
3.09%
7.40%today
Payment
$2,103/mo
$3,414today
  • 2beds
  • 2baths
  • 1,559sqft

1354 AQUI ESTA Drive, Punta Gorda

4086 GARDNER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.86%
FHA
Active
53
$389,900$66,993 equity gap
Rate
2.86%
7.40%today
Payment
$1,501/mo
$2,510today
  • 3beds
  • 2baths
  • 1,578sqft

4086 GARDNER Drive, Port Charlotte

22105 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.07%
VA
Active
39
$279,000$33,782 equity gap
Rate
3.07%
7.40%today
Payment
$1,164/mo
$1,895today
  • 3beds
  • 2baths
  • 1,400sqft

22105 OLEAN Boulevard, Port Charlotte

1921 ISLES Road, Port Charlotte, FL, 33953 — assumable FHA mortgage at 3.55%
FHA
Active
52
$364,777$35,341 equity gap
Rate
3.55%
7.40%today
Payment
$1,638/mo
$2,510today
  • 3beds
  • 3baths
  • 2,201sqft

1921 ISLES Road, Port Charlotte

2373 AMNESTY Drive, North Port, FL, 34288 — assumable VA mortgage at 2.66%
VA
Active
37
$293,000$87,197 equity gap
Rate
2.66%
7.40%today
Payment
$949/mo
$1,628today
  • 3beds
  • 2baths
  • 1,956sqft

2373 AMNESTY Drive, North Port

1179 TALBOT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.81%
VA
Active
50
$348,800$86,088 equity gap
Rate
2.81%
7.40%today
Payment
$1,234/mo
$2,077today
  • 3beds
  • 2baths
  • 1,867sqft

1179 TALBOT Street, Port Charlotte

313 GOLD TREE, Punta Gorda, FL, 33955 — assumable FHA mortgage at 2.86%
FHA
Active
50
$359,000$87,758 equity gap
Rate
2.86%
7.40%today
Payment
$1,261/mo
$2,108today
  • 3beds
  • 2baths
  • 1,779sqft

313 GOLD TREE, Punta Gorda

6260 LANDOVER Terrace, North Port, FL, 34287 — assumable FHA mortgage at 2.87%
FHA
Active
8
$335,000$73,142 equity gap
Rate
2.87%
7.40%today
Payment
$1,221/mo
$2,040today
  • 4beds
  • 2baths
  • 1,842sqft

6260 LANDOVER Terrace, North Port

4374 TRIBY Terrace, North Port, FL, 34288 — assumable FHA mortgage at 2.87%
FHA
Active
39
$324,900$85,282 equity gap
Rate
2.87%
7.40%today
Payment
$1,115/mo
$1,862today
  • 3beds
  • 2baths
  • 1,689sqft

4374 TRIBY Terrace, North Port

470 RIDGECREST Drive, Punta Gorda, FL, 33982 — assumable VA mortgage at 2.87%
VA
Active
31
$230,000$55,082 equity gap
Rate
2.87%
7.40%today
Payment
$814/mo
$1,359today
  • 2beds
  • 2baths
  • 1,288sqft

470 RIDGECREST Drive, Punta Gorda

258 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.88%
VA
Active
48
$299,999$67,004 equity gap
Rate
2.88%
7.40%today
Payment
$1,085/mo
$1,810today
  • 4beds
  • 2baths
  • 1,846sqft

258 RIO DE JANEIRO Avenue, Punta Gorda

9614 SHELBURNE Circle, Port Charlotte, FL, 33981 — assumable VA mortgage at 2.90%
VA
Active
65
$995,000$283,042 equity gap
Rate
2.90%
7.40%today
Payment
$3,426/mo
$5,699today
  • 3beds
  • 3baths
  • 2,307sqft

9614 SHELBURNE Circle, Port Charlotte

1982 WINSLOW Lane, North Port, FL, 34286 — assumable FHA mortgage at 3.24%
FHA
Active
17
$284,000$61,146 equity gap
Rate
3.24%
7.40%today
Payment
$1,122/mo
$1,787today
  • 4beds
  • 2baths
  • 2,240sqft

1982 WINSLOW Lane, North Port

3407 ISLAND VIEW Drive, Punta Gorda, FL, 33950 — assumable FHA mortgage at 2.76%
FHA
Active
74
$495,000$183,843 equity gap
Rate
2.76%
7.40%today
Payment
$1,668/mo
$2,825today
  • 4beds
  • 4baths
  • 2,771sqft

3407 ISLAND VIEW Drive, Punta Gorda

25292 LENOX Circle, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.94%
VA
Active
49
$315,000$114,151 equity gap
Rate
2.94%
7.40%today
Payment
$971/mo
$1,606today
  • 3beds
  • 2baths
  • 1,744sqft

25292 LENOX Circle, Punta Gorda

4234 GALVIN Lane, North Port, FL, 34288 — assumable FHA mortgage at 2.96%
FHA
Active
33
$288,000$108,648 equity gap
Rate
2.96%
7.40%today
Payment
$869/mo
$1,434today
  • 3beds
  • 2baths
  • 1,464sqft

4234 GALVIN Lane, North Port

1093 DORCHESTER ST, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.97%
FHA
Active
49
$335,000$109,444 equity gap
Rate
2.97%
7.40%today
Payment
$1,076/mo
$1,774today
  • 4beds
  • 2baths
  • 1,950sqft

1093 DORCHESTER ST, Port Charlotte

1953 RADA Lane, North Port, FL, 34288 — assumable FHA mortgage at 3.02%
FHA
Active
57
$349,888$138,265 equity gap
Rate
3.02%
7.40%today
Payment
$1,015/mo
$1,662today
  • 3beds
  • 2baths
  • 2,040sqft

1953 RADA Lane, North Port

22348 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.10%
VA
Active
22
$299,500$117,489 equity gap
Rate
3.10%
7.40%today
Payment
$861/mo
$1,397today
  • 4beds
  • 2baths
  • 2,201sqft

22348 OLEAN Boulevard, Port Charlotte

2267 MINERVA Road, North Port, FL, 34288 — assumable FHA mortgage at 3.10%
FHA
Active
13
$310,000$93,775 equity gap
Rate
3.10%
7.40%today
Payment
$1,025/mo
$1,663today
  • 3beds
  • 2baths
  • 1,252sqft

2267 MINERVA Road, North Port

25504 TALTAL Drive, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.70%
FHA
Active
13
$305,900$88,060 equity gap
Rate
3.70%
7.40%today
Payment
$1,163/mo
$1,749today
  • 4beds
  • 3baths
  • 3,060sqft

25504 TALTAL Drive, Punta Gorda

9082 ACORN Boulevard, Punta Gorda, FL, 33982 — assumable FHA mortgage at 2.70%
FHA
Active
50
$359,900$135,663 equity gap
Rate
2.70%
7.40%today
Payment
$1,043/mo
$1,781today
  • 4beds
  • 2baths
  • 2,313sqft

9082 ACORN Boulevard, Punta Gorda

10628 MCALESTER Circle, Port Charlotte, FL, 33981 — assumable VA mortgage at 2.72%
VA
Active
69
$899,000$389,496 equity gap
Rate
2.72%
7.40%today
Payment
$2,382/mo
$4,055today
  • 3beds
  • 3baths
  • 2,181sqft

10628 MCALESTER Circle, Port Charlotte

138 BUCKEYE Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.77%
VA
Active
49
$335,000$186,603 equity gap
Rate
2.77%
7.40%today
Payment
$696/mo
$1,177today
  • 2beds
  • 2baths
  • 1,080sqft

138 BUCKEYE Avenue, Port Charlotte

AMNESTY Drive, North Port, FL, 34288 — assumable FHA mortgage at 2.77%
FHA
Active
$65,000Potential short sale
Rate
2.77%
7.40%today
Payment
$884/mo
$1,496today
  • —beds
  • —baths
  • —sqft

AMNESTY Drive, North Port

1240 NORA Lane, North Port, FL, 34286 — assumable VA mortgage at 2.86%
VA
Active
84
$415,000$194,994 equity gap
Rate
2.86%
7.40%today
Payment
$1,025/mo
$1,714today
  • 4beds
  • 2baths
  • 2,247sqft

1240 NORA Lane, North Port

1409 LAVILLA Road, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.90%
VA
Active
77
$900,000$580,253 equity gap
Rate
2.90%
7.40%today
Payment
$1,542/mo
$2,566today
  • 4beds
  • 3baths
  • 3,400sqft

1409 LAVILLA Road, Punta Gorda

13443 PEMBROKE Circle, Lake Suzy, FL, 34269 — assumable FHA mortgage at 2.90%
FHA
Active
45
$499,000$336,691 equity gap
Rate
2.90%
7.40%today
Payment
$918/mo
$1,433today
  • 3beds
  • 3baths
  • 3,055sqft

13443 PEMBROKE Circle, Lake Suzy

9990 COUNTY ROAD 769, Arcadia, FL, 34269 — assumable VA mortgage at 2.95%
VA
Active
89
$875,000$825,967 equity gap
Rate
2.95%
7.40%today
Payment
$232/mo
$383today
  • 3beds
  • 3baths
  • 2,691sqft

9990 COUNTY ROAD 769, Arcadia

1452 WASSAIL Lane, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.95%
VA
Active
37
$429,777$199,493 equity gap
Rate
2.95%
7.40%today
Payment
$1,089/mo
$1,799today
  • 3beds
  • 3baths
  • 2,104sqft

1452 WASSAIL Lane, Punta Gorda

2513 AMBROSE Lane, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.96%
VA
Active
62
$270,000$140,932 equity gap
Rate
2.96%
7.40%today
Payment
$625/mo
$1,032today
  • 3beds
  • 3baths
  • 1,892sqft

2513 AMBROSE Lane, Port Charlotte

13641 DRYSDALE Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.98%
FHA
Active
38
$280,000$148,441 equity gap
Rate
2.98%
7.40%today
Payment
$640/mo
$1,054today
  • 3beds
  • 2baths
  • 1,432sqft

13641 DRYSDALE Avenue, Port Charlotte

2755 GREENDALE Road, North Port, FL, 34287 — assumable FHA mortgage at 2.98%
FHA
Active
32
$248,900$112,881 equity gap
Rate
2.98%
7.40%today
Payment
$647/mo
$1,064today
  • 3beds
  • 2baths
  • 1,423sqft

2755 GREENDALE Road, North Port

279 AMBLER Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.00%
FHA
Active
9
$287,990$287,990 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

279 AMBLER Street, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$305 /mo
Median cash to assume
$109,248
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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