FHA
Active
49$333,499$137,218 equity gap
- Rate
- 3.09%
7.40%today- Payment
- $934/mo
$1,516today
- 4beds
- 2baths
- 1,904sqft
Assumable homes for sale in Polk City, FL
7 homesFHA & VA loansrates from 3.09% vs 7.40% today
Polk City assumption guide
VA
Active
27$299,900$196,071 equity gap
- Rate
- 4.03%
7.40%today- Payment
- $611/mo
$883today
- 4beds
- 2baths
- 1,890sqft
4902 COUNTRY TRAILS Drive, Polk City
FHA
Active
80$300,000$28,301 equity gap
- Rate
- 7.17%
7.40%today- Payment
- $1,881/mo
$1,924today
- 3beds
- 2baths
- 1,424sqft
116 ARBORVITAE Lane, Polk City
VA
Active
67$595,000$142,221 equity gap
- Rate
- 6.35%
7.40%today- Payment
- $2,880/mo
$3,204today
- 3beds
- 2baths
- 1,514sqft
194 LAYNEWADE Road, Polk City
FHA
Active
34$295,999$70,947 equity gap
- Rate
- 6.50%
7.40%today- Payment
- $1,436/mo
$1,573today
- 4beds
- 2baths
- 1,606sqft
9152 DAMASCUS Avenue, Polk City
FHA
Active
7$245,900$68,321 equity gap
- Rate
- 7.23%
7.40%today- Payment
- $1,247/mo
$1,268today
- 3beds
- 2baths
- 1,288sqft
9027 HAMMOCK Loop, Polk City
VA
Active
52$216,500Potential short sale
- Rate
- 5.23%
7.40%today- Payment
- $1,377/mo
$1,730today
- 3beds
- 2baths
- 1,114sqft
715 4TH Street, Polk City
Assuming a mortgage in Polk City
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 3.09%
- Lowest existing payment
- $611 /mo
- Median cash to assume
- $104,082