Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Osprey, FL

43 homesFHA & VA loansrates from 2.18% vs 7.40% today

Osprey assumption guide
8256 LARKSPUR Circle, Sarasota, FL, 34241 — assumable VA mortgage at 2.88%
VA
Active
74
$750,000$126,103 equity gap
Rate
2.88%
7.40%today
Payment
$2,907/mo
$4,847today
  • 3beds
  • 2baths
  • 2,267sqft

8256 LARKSPUR Circle, Sarasota

6145 ANISE Drive, Sarasota, FL, 34238 — assumable VA mortgage at 3.10%
VA
Active
47
$725,000$126,292 equity gap
Rate
3.10%
7.40%today
Payment
$2,839/mo
$4,604today
  • 4beds
  • 3baths
  • 2,329sqft

6145 ANISE Drive, Sarasota

274 MONTELLUNA Drive, North Venice, FL, 34275 — assumable VA mortgage at 2.80%
VA
Active
57
$542,900$120,295 equity gap
Rate
2.80%
7.40%today
Payment
$1,956/mo
$3,296today
  • 3beds
  • 2baths
  • 2,064sqft

274 MONTELLUNA Drive, North Venice

135 PESCADOR Place, North Venice, FL, 34275 — assumable VA mortgage at 2.80%
VA
Active
58
$535,000$167,581 equity gap
Rate
2.80%
7.40%today
Payment
$1,737/mo
$2,926today
  • 3beds
  • 3baths
  • 2,352sqft

135 PESCADOR Place, North Venice

3138 WILLIAMSBURG Street, Sarasota, FL, 34231 — assumable FHA mortgage at 2.97%
FHA
Active
68
$399,900$121,501 equity gap
Rate
2.97%
7.40%today
Payment
$1,328/mo
$2,189today
  • 3beds
  • 2baths
  • 1,630sqft

3138 WILLIAMSBURG Street, Sarasota

289 VILLORESI Boulevard, Nokomis, FL, 34275 — assumable FHA mortgage at 2.18%
FHA
Active
99
$949,900$856,514 equity gap
Rate
2.18%
7.40%today
Payment
$860/mo
$1,216today
  • 3beds
  • 6baths
  • 3,273sqft

289 VILLORESI Boulevard, Nokomis

293 DAYLILY Boulevard, Nokomis, FL, 34275 — assumable FHA mortgage at 2.50%
FHA
Active
50
$538,000$222,493 equity gap
Rate
2.50%
7.40%today
Payment
$1,433/mo
$2,511today
  • 4beds
  • 3baths
  • 2,333sqft

293 DAYLILY Boulevard, Nokomis

5125 SANDY BEACH Avenue, Sarasota, FL, 34242 — assumable VA mortgage at 2.67%
VA
Active
41
$1,280,000$688,081 equity gap
Rate
2.67%
7.40%today
Payment
$2,745/mo
$4,705today
  • 3beds
  • 2baths
  • 2,216sqft

5125 SANDY BEACH Avenue, Sarasota

4708 SWEETMEADOW Circle, Sarasota, FL, 34238 — assumable VA mortgage at 2.77%
VA
Active
96
$795,000$377,092 equity gap
Rate
2.77%
7.40%today
Payment
$1,960/mo
$3,315today
  • 5beds
  • 5baths
  • 3,785sqft

4708 SWEETMEADOW Circle, Sarasota

11455 BLACKFIN Street, Venice, FL, 34292 — assumable VA mortgage at 2.79%
VA
Active
72
$515,000$287,073 equity gap
Rate
2.79%
7.40%today
Payment
$1,071/mo
$1,807today
  • 3beds
  • 2baths
  • 1,551sqft

11455 BLACKFIN Street, Venice

5531 CANNES Circle #403, Sarasota, FL, 34231 — assumable VA mortgage at 2.88%
VA
Active
42
$699,900$342,012 equity gap
Rate
2.88%
7.40%today
Payment
$1,686/mo
$2,813today
  • 2beds
  • 2baths
  • 1,706sqft

5531 CANNES Circle #403, Sarasota

4078 GROVELAND Avenue, Sarasota, FL, 34231 — assumable FHA mortgage at 2.90%
FHA
Active
30
$309,990$141,194 equity gap
Rate
2.90%
7.40%today
Payment
$818/mo
$1,361today
  • 3beds
  • 1baths
  • 1,240sqft

4078 GROVELAND Avenue, Sarasota

3900 TORREY PINES Boulevard, Sarasota, FL, 34238 — assumable VA mortgage at 2.90%
VA
Active
60
$650,000$396,249 equity gap
Rate
2.90%
7.40%today
Payment
$1,327/mo
$2,127today
  • 3beds
  • 2baths
  • 2,490sqft

3900 TORREY PINES Boulevard, Sarasota

3917 SAWYERWOOD Road, Sarasota, FL, 34233 — assumable VA mortgage at 2.93%
VA
Active
53
$470,000$286,137 equity gap
Rate
2.93%
7.40%today
Payment
$1,053/mo
$1,617today
  • 3beds
  • 3baths
  • 1,525sqft

3917 SAWYERWOOD Road, Sarasota

177 VINADIO Boulevard, Nokomis, FL, 34275 — assumable FHA mortgage at 2.98%
FHA
Active
38
$575,000$286,160 equity gap
Rate
2.98%
7.40%today
Payment
$1,367/mo
$2,250today
  • 3beds
  • 2baths
  • 1,796sqft

177 VINADIO Boulevard, Nokomis

2236 ALICE Road, Sarasota, FL, 34231 — assumable FHA mortgage at 3.24%
FHA
Active
31
$385,000$170,983 equity gap
Rate
3.24%
7.40%today
Payment
$1,060/mo
$1,689today
  • 3beds
  • 2baths
  • 1,505sqft

2236 ALICE Road, Sarasota

8710 FILSON Place, Sarasota, FL, 34231 — assumable FHA mortgage at 3.33%
FHA
Active
33
$374,000$200,677 equity gap
Rate
3.33%
7.40%today
Payment
$879/mo
$1,384today
  • 2beds
  • 2baths
  • 1,057sqft

8710 FILSON Place, Sarasota

1712 SIESTA Drive, Sarasota, FL, 34239 — assumable FHA mortgage at 3.41%
FHA
Active
21
$499,900$322,015 equity gap
Rate
3.41%
7.40%today
Payment
$1,023/mo
$1,596today
  • 2beds
  • 1baths
  • 1,188sqft

1712 SIESTA Drive, Sarasota

5325 ANTHONY Lane, Sarasota, FL, 34233 — assumable VA mortgage at 3.53%
VA
Active
66
$789,900$587,779 equity gap
Rate
3.53%
7.40%today
Payment
$1,338/mo
$2,056today
  • 3beds
  • 3baths
  • 2,514sqft

5325 ANTHONY Lane, Sarasota

5608 EASTWIND Drive, Sarasota, FL, 34233 — assumable VA mortgage at 3.69%
VA
Active
36
$810,000$474,383 equity gap
Rate
3.69%
7.40%today
Payment
$1,963/mo
$2,956today
  • 4beds
  • 3baths
  • 2,637sqft

5608 EASTWIND Drive, Sarasota

5544 DINAH Lane, Sarasota, FL, 34231 — assumable VA mortgage at 3.69%
VA
Active
41
$1,650,000$934,814 equity gap
Rate
3.69%
7.40%today
Payment
$3,822/mo
$5,756today
  • 6beds
  • 5baths
  • 4,433sqft

5544 DINAH Lane, Sarasota

4116 SWIFT Road, Sarasota, FL, 34231 — assumable FHA mortgage at 4.00%
FHA
Active
47
$420,000$384,706 equity gap
Rate
4.00%
7.40%today
Payment
$256/mo
$371today
  • 2beds
  • 1baths
  • 1,426sqft

4116 SWIFT Road, Sarasota

3909 COLERIDGE Place, Sarasota, FL, 34241 — assumable FHA mortgage at 4.02%
FHA
Active
33
$314,900$176,129 equity gap
Rate
4.02%
7.40%today
Payment
$820/mo
$1,187today
  • 2beds
  • 1baths
  • 850sqft

3909 COLERIDGE Place, Sarasota

3953 PRAIRIE DUNES Drive, Sarasota, FL, 34238 — assumable FHA mortgage at 4.07%
FHA
Active
68
$960,000$770,014 equity gap
Rate
4.07%
7.40%today
Payment
$1,384/mo
$1,991today
  • 5beds
  • 4baths
  • 3,182sqft

3953 PRAIRIE DUNES Drive, Sarasota

4360 BRANDYWINE Drive, Sarasota, FL, 34241 — assumable VA mortgage at 4.16%
VA
Active
50
$759,000$531,554 equity gap
Rate
4.16%
7.40%today
Payment
$1,369/mo
$1,947today
  • 4beds
  • 3baths
  • 2,623sqft

4360 BRANDYWINE Drive, Sarasota

5333 CHARLIE BROWN Lane, Sarasota, FL, 34233 — assumable FHA mortgage at 6.43%
FHA
Active
33
$524,900Potential short sale
Rate
6.43%
7.40%today
Payment
$3,428/mo
$3,782today
  • 3beds
  • 3baths
  • 2,041sqft

5333 CHARLIE BROWN Lane, Sarasota

6535 DRAW Lane #85, Sarasota, FL, 34238 — assumable VA mortgage at 6.67%
VA
Active
42
$298,500$4,011 equity gap
Rate
6.67%
7.40%today
Payment
$1,965/mo
$2,115today
  • 2beds
  • 2baths
  • 1,374sqft

6535 DRAW Lane #85, Sarasota

6774 PASEO CASTILLE, Sarasota, FL, 34238 — assumable VA mortgage at 6.76%
VA
Active
38
$521,000$21,771 equity gap
Rate
6.76%
7.40%today
Payment
$3,288/mo
$3,507today
  • 2beds
  • 2baths
  • 1,795sqft

6774 PASEO CASTILLE, Sarasota

6625 MAUNA LOA Boulevard, Sarasota, FL, 34241 — assumable FHA mortgage at 4.41%
FHA
Active
47
$425,000$214,131 equity gap
Rate
4.41%
7.40%today
Payment
$1,230/mo
$1,699today
  • 3beds
  • 2baths
  • 1,328sqft

6625 MAUNA LOA Boulevard, Sarasota

8688 DAYBREAK Street, Sarasota, FL, 34241 — assumable FHA mortgage at 6.19%
FHA
Active
56
$273,900$35,558 equity gap
Rate
6.19%
7.40%today
Payment
$1,471/mo
$1,665today
  • 2beds
  • 3baths
  • 1,178sqft

8688 DAYBREAK Street, Sarasota

1841 JOYCE Street, Sarasota, FL, 34231 — assumable FHA mortgage at 6.39%
FHA
Active
96
$429,000$51,477 equity gap
Rate
6.39%
7.40%today
Payment
$2,454/mo
$2,719today
  • 2beds
  • 2baths
  • 1,318sqft

1841 JOYCE Street, Sarasota

1144 HOOVER Street, Nokomis, FL, 34275 — assumable VA mortgage at 6.50%
VA
Active
46
$575,000$64,771 equity gap
Rate
6.50%
7.40%today
Payment
$3,255/mo
$3,566today
  • 3beds
  • 3baths
  • 2,119sqft

1144 HOOVER Street, Nokomis

1870 MOVA Street, Sarasota, FL, 34231 — assumable FHA mortgage at 6.85%
FHA
Active
29
$395,000$78,302 equity gap
Rate
6.85%
7.40%today
Payment
$2,107/mo
$2,226today
  • 3beds
  • 2baths
  • 1,495sqft

1870 MOVA Street, Sarasota

516 CASAS BONITAS Way, Nokomis, FL, 34275 — assumable FHA mortgage at 6.96%
FHA
Active
25
$620,000$121,599 equity gap
Rate
6.96%
7.40%today
Payment
$3,412/mo
$3,565today
  • 3beds
  • 2baths
  • 1,737sqft

516 CASAS BONITAS Way, Nokomis

4538 PAWNEE Trail #197, Sarasota, FL, 34233 — assumable FHA mortgage at 4.87%
FHA
Active
32
$159,900$120,408 equity gap
Rate
4.87%
7.40%today
Payment
$338/mo
$442today
  • 2beds
  • 2baths
  • 1,258sqft

4538 PAWNEE Trail #197, Sarasota

1205 SUNSET Avenue, Nokomis, FL, 34275 — assumable FHA mortgage at 5.00%
FHA
Active
24
$219,000$168,363 equity gap
Rate
5.00%
7.40%today
Payment
$423/mo
$546today
  • 2beds
  • 1baths
  • 1,637sqft

1205 SUNSET Avenue, Nokomis

Assuming a mortgage in Osprey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$338 /mo
Median cash to assume
$222,493
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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