Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Ormond Beach, FL

54 homesFHA & VA loansrates from 2.73% vs 7.40% today

Ormond Beach assumption guide
3 ECHO WOODS Way, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.90%
VA
Active
83
$574,000$88,555 equity gap
Rate
2.90%
7.40%today
Payment
$2,262/mo
$3,762today
  • 4beds
  • 3baths
  • 2,506sqft

3 ECHO WOODS Way, Ormond Beach

358 ORCHARD Street, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.69%
FHA
Active
33
$299,900$26,087 equity gap
Rate
3.69%
7.40%today
Payment
$1,377/mo
$2,074today
  • 4beds
  • 1baths
  • 1,781sqft

358 ORCHARD Street, Ormond Beach

2055 ATLANTIC Avenue #1410, Daytona Beach, FL, 32118 — assumable VA mortgage at 2.94%
VA
Active
55
$585,000$133,099 equity gap
Rate
2.94%
7.40%today
Payment
$2,134/mo
$3,531today
  • 3beds
  • 3baths
  • 2,140sqft

2055 ATLANTIC Avenue #1410, Daytona Beach

11 RIO PINAR Trail, Ormond Beach, FL, 32174 — assumable VA mortgage at 3.01%
VA
Active
34
$385,000$147,112 equity gap
Rate
3.01%
7.40%today
Payment
$1,158/mo
$1,900today
  • 3beds
  • 2baths
  • 2,120sqft

11 RIO PINAR Trail, Ormond Beach

843 NILES Street, Daytona Beach, FL, 32114 — assumable FHA mortgage at 3.02%
FHA
Active
31
$220,000$90,348 equity gap
Rate
3.02%
7.40%today
Payment
$632/mo
$1,035today
  • 3beds
  • 2baths
  • 1,000sqft

843 NILES Street, Daytona Beach

1 EAGLE ROCK Trail, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.13%
FHA
Active
53
$400,000$157,379 equity gap
Rate
3.13%
7.40%today
Payment
$1,199/mo
$1,937today
  • 3beds
  • 3baths
  • 2,036sqft

1 EAGLE ROCK Trail, Ormond Beach

28 BAYMEADOW Court, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.42%
FHA
Active
31
$334,000$25,134 equity gap
Rate
4.42%
7.40%today
Payment
$1,676/mo
$2,311today
  • 4beds
  • 2baths
  • 1,794sqft

28 BAYMEADOW Court, Ormond Beach

685 ALDENHAM Lane, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.73%
VA
Active
61
$599,999$308,120 equity gap
Rate
2.73%
7.40%today
Payment
$1,359/mo
$2,312today
  • 4beds
  • 3baths
  • 2,496sqft

685 ALDENHAM Lane, Ormond Beach

645 WESTWARD Circle, Holly Hill, FL, 32117 — assumable FHA mortgage at 2.81%
FHA
Active
38
$274,000$131,423 equity gap
Rate
2.81%
7.40%today
Payment
$675/mo
$1,135today
  • 4beds
  • 2baths
  • 1,242sqft

645 WESTWARD Circle, Holly Hill

1225 VINE Street, Daytona Beach, FL, 32117 — assumable VA mortgage at 2.87%
VA
Active
43
$275,000$137,182 equity gap
Rate
2.87%
7.40%today
Payment
$701/mo
$1,128today
  • 4beds
  • 2baths
  • 1,920sqft

1225 VINE Street, Daytona Beach

372 CHELSEA PLACE Avenue, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.88%
VA
Active
64
$485,000$310,187 equity gap
Rate
2.88%
7.40%today
Payment
$837/mo
$1,380today
  • 3beds
  • 2baths
  • 1,956sqft

372 CHELSEA PLACE Avenue, Ormond Beach

907 SYCAMORE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 2.90%
VA
Active
$325,950$187,464 equity gap
Rate
2.90%
7.40%today
Payment
$645/mo
$1,073today
  • 4beds
  • 3baths
  • 1,274sqft

907 SYCAMORE Street, Daytona Beach

2071 PENINSULA Drive, Daytona Beach, FL, 32118 — assumable FHA mortgage at 2.91%
FHA
Active
53
$578,800$331,728 equity gap
Rate
2.91%
7.40%today
Payment
$1,187/mo
$1,973today
  • 4beds
  • 4baths
  • 2,048sqft

2071 PENINSULA Drive, Daytona Beach

410 LONG COVE Court, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.97%
VA
Active
70
$499,000$214,122 equity gap
Rate
2.97%
7.40%today
Payment
$1,353/mo
$2,230today
  • 3beds
  • 4baths
  • 2,138sqft

410 LONG COVE Court, Ormond Beach

2828 ATLANTIC Avenue #303, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.00%
VA
Active
43
$379,900$379,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,178sqft

2828 ATLANTIC Avenue #303, Daytona Beach

241 RIVERSIDE Drive #2006, Holly Hill, FL, 32117 — assumable VA mortgage at 3.00%
VA
Active
36
$289,900$289,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,660sqft

241 RIVERSIDE Drive #2006, Holly Hill

118 ROBERTA Road, Ormond Beach, FL, 32176 — assumable VA mortgage at 3.26%
VA
Active
37
$369,000$243,215 equity gap
Rate
3.26%
7.40%today
Payment
$633/mo
$1,006today
  • 2beds
  • 1baths
  • 965sqft

118 ROBERTA Road, Ormond Beach

213 JESSAMINE Boulevard, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.28%
VA
Active
65
$350,000$146,218 equity gap
Rate
3.28%
7.40%today
Payment
$1,028/mo
$1,629today
  • 4beds
  • 3baths
  • 2,068sqft

213 JESSAMINE Boulevard, Daytona Beach

27 SOUNDERS TRAIL Circle, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.75%
FHA
Active
23
$329,000$121,736 equity gap
Rate
3.75%
7.40%today
Payment
$1,112/mo
$1,662today
  • 3beds
  • 2baths
  • 1,691sqft

27 SOUNDERS TRAIL Circle, Ormond Beach

23 WATERFORD Court, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.49%
FHA
Active
50
$349,900$221,548 equity gap
Rate
3.49%
7.40%today
Payment
$674/mo
$1,040today
  • 4beds
  • 2baths
  • 1,701sqft

23 WATERFORD Court, Ormond Beach

241 RIVERSIDE Drive #608, Holly Hill, FL, 32117 — assumable VA mortgage at 3.50%
VA
Active
44
$259,900$259,900 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,670sqft

241 RIVERSIDE Drive #608, Holly Hill

10 COTTON MILL Court, Ormond Beach, FL, 32174 — assumable VA mortgage at 3.50%
VA
Active
54
$540,000$241,810 equity gap
Rate
3.50%
7.40%today
Payment
$1,542/mo
$2,378today
  • 5beds
  • 3baths
  • 2,801sqft

10 COTTON MILL Court, Ormond Beach

236 MCINTOSH Road, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.58%
FHA
Active
47
$339,000$206,342 equity gap
Rate
3.58%
7.40%today
Payment
$779/mo
$1,190today
  • 4beds
  • 2baths
  • 1,768sqft

236 MCINTOSH Road, Ormond Beach

16 LAUREL OAKS Circle, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.75%
FHA
Active
46
$320,000$185,587 equity gap
Rate
3.75%
7.40%today
Payment
$728/mo
$1,088today
  • 3beds
  • 2baths
  • 1,496sqft

16 LAUREL OAKS Circle, Ormond Beach

76 CAPRI Drive, Ormond Beach, FL, 32174 — assumable FHA mortgage at 5.09%
FHA
Active
38
$309,000$43,260 equity gap
Rate
5.09%
7.40%today
Payment
$1,540/mo
$1,966today
  • 3beds
  • 2baths
  • 1,403sqft

76 CAPRI Drive, Ormond Beach

3 BRIDGET Terrace, Ormond Beach, FL, 32174 — assumable VA mortgage at 5.78%
VA
Active
41
$420,000$5,040 equity gap
Rate
5.78%
7.40%today
Payment
$2,577/mo
$3,047today
  • 3beds
  • 2baths
  • 1,896sqft

3 BRIDGET Terrace, Ormond Beach

1362 CORK Drive, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.99%
FHA
Active
24
$345,000$77,258 equity gap
Rate
4.99%
7.40%today
Payment
$1,504/mo
$1,942today
  • 3beds
  • 2baths
  • 1,373sqft

1362 CORK Drive, Ormond Beach

2121 DIVOT Drive, Daytona Beach, FL, 32124 — assumable FHA mortgage at 5.99%
FHA
Active
29
$549,999$24,866 equity gap
Rate
5.99%
7.40%today
Payment
$3,195/mo
$3,693today
  • 4beds
  • 3baths
  • 2,791sqft

2121 DIVOT Drive, Daytona Beach

2840 MONAGHAN Drive, Ormond Beach, FL, 32174 — assumable FHA mortgage at 6.20%
FHA
Active
16
$434,800Potential short sale
Rate
6.20%
7.40%today
Payment
$2,817/mo
$3,184today
  • 4beds
  • 3baths
  • 2,106sqft

2840 MONAGHAN Drive, Ormond Beach

825 KOTTLE Circle, Daytona Beach, FL, 32114 — assumable FHA mortgage at 6.34%
FHA
Active
35
$179,900Potential short sale
Rate
6.34%
7.40%today
Payment
$1,240/mo
$1,381today
  • 4beds
  • 2baths
  • 1,337sqft

825 KOTTLE Circle, Daytona Beach

345 MERIMONT Lane, Ormond Beach, FL, 32174 — assumable VA mortgage at 6.73%
VA
Active
91
$539,900$22,101 equity gap
Rate
6.73%
7.40%today
Payment
$3,424/mo
$3,663today
  • 4beds
  • 4baths
  • 2,862sqft

345 MERIMONT Lane, Ormond Beach

340 CENTER Street, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.40%
FHA
Active
18
$257,500$120,028 equity gap
Rate
4.40%
7.40%today
Payment
$821/mo
$1,135today
  • 3beds
  • 2baths
  • 1,578sqft

340 CENTER Street, Ormond Beach

100 SILVER BEACH Avenue #308, Daytona Beach, FL, 32118 — assumable VA mortgage at 6.34%
VA
Active
32
$169,500$15,160 equity gap
Rate
6.34%
7.40%today
Payment
$970/mo
$1,080today
  • 2beds
  • 2baths
  • 1,125sqft

100 SILVER BEACH Avenue #308, Daytona Beach

1360 CORK Drive, Ormond Beach, FL, 32174 — assumable FHA mortgage at 6.63%
FHA
Active
36
$325,000$26,095 equity gap
Rate
6.63%
7.40%today
Payment
$1,969/mo
$2,128today
  • 3beds
  • 2baths
  • 1,510sqft

1360 CORK Drive, Ormond Beach

373 HANG LOOSE Way, Daytona Beach, FL, 32124 — assumable FHA mortgage at 6.73%
FHA
Active
69
$399,900$31,496 equity gap
Rate
6.73%
7.40%today
Payment
$2,436/mo
$2,606today
  • 2beds
  • 2baths
  • 1,466sqft

373 HANG LOOSE Way, Daytona Beach

323 SCOTLAND Drive, Daytona Beach, FL, 32117 — assumable FHA mortgage at 6.85%
FHA
Active
14
$290,000$19,158 equity gap
Rate
6.85%
7.40%today
Payment
$1,812/mo
$1,915today
  • 3beds
  • 2baths
  • 1,433sqft

323 SCOTLAND Drive, Daytona Beach

Assuming a mortgage in Ormond Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$524 /mo
Median cash to assume
$125,916
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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