Assumable homes for sale in Old Town, FL

10 homesFHA & VA loansrates from 3.00% vs 7.40% today

Old Town assumption guide

729 3RD Avenue, Trenton, FL, 32693 — assumable VA mortgage at 3.09%

Active

$124,900$36,728 equity gap

Rate: 3.09%; ~~7.40%~~today
Payment: $426/mo; ~~$692~~today

3beds
2baths
1,100sqft

729 3RD Avenue, Trenton

1869 32ND Place, Bell, FL, 32619 — assumable FHA mortgage at 3.00%

FHA

Active

$489,900$216,153 equity gap

Rate: 3.00%; ~~7.40%~~today
Payment: $1,304/mo; ~~$2,141~~today

3beds
2baths
1,508sqft

1869 32ND Place, Bell

15770 60TH Avenue, Chiefland, FL, 32626 — assumable VA mortgage at 3.70%

Active

$575,000$450,230 equity gap

Rate: 3.70%; ~~7.40%~~today
Payment: $664/mo; ~~$1,000~~today

3beds
2baths
2,200sqft

15770 60TH Avenue, Chiefland

227 838TH Street, Old Town, FL, 32680 — assumable VA mortgage at 4.67%

Active

$195,000$96,889 equity gap

Rate: 4.67%; ~~7.40%~~today
Payment: $546/mo; ~~$732~~today

1beds
1baths
944sqft

227 838TH Street, Old Town

324 300TH Street, Cross City, FL, 32628 — assumable VA mortgage at 6.32%

Active

$430,000$57,877 equity gap

Rate: 6.32%; ~~7.40%~~today
Payment: $2,357/mo; ~~$2,631~~today

6beds
4baths
3,162sqft

324 300TH Street, Cross City

279 576TH Street, Old Town, FL, 32680 — assumable FHA mortgage at 6.32%

FHA

Active

$215,000$38,920 equity gap

Rate: 6.32%; ~~7.40%~~today
Payment: $1,204/mo; ~~$1,328~~today

3beds
2baths
1,456sqft

279 576TH Street, Old Town

186 24TH Avenue, Trenton, FL, 32693 — assumable FHA mortgage at 7.18%

FHA

Active

$360,000$49,039 equity gap

Rate: 7.18%; ~~7.40%~~today
Payment: $2,171/mo; ~~$2,219~~today

3beds
2baths
1,662sqft

186 24TH Avenue, Trenton

17171 80TH Terrace, Trenton, FL, 32693 — assumable FHA mortgage at 6.74%

FHA

Active

$219,900$203,264 equity gap

Rate: 6.74%; ~~7.40%~~today
Payment: $115/mo; ~~$122~~today

3beds
2baths
2,032sqft

17171 80TH Terrace, Trenton

65 153 Avenue, Old Town, FL, 32680 — assumable FHA mortgage at 6.77%

FHA

Active

$149,000Potential short sale

Rate: 6.77%; ~~7.40%~~today
Payment: $1,123/mo; ~~$1,197~~today

2beds
2baths
924sqft

65 153 Avenue, Old Town

1658 743RD Street, Old Town, FL, 32680 — assumable FHA mortgage at 6.96%

FHA

Active

$269,900$197,209 equity gap

Rate: 6.96%; ~~7.40%~~today
Payment: $498/mo; ~~$520~~today

3beds
2baths
1,620sqft

1658 743RD Street, Old Town

Assuming a mortgage in Old Town

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 3.00%
Lowest existing payment: $426 /mo
Median cash to assume: $96,889