Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Ocala, FL

168 homesFHA & VA loansrates from 2.25% vs 7.40% today

Ocala assumption guide
3962 58TH Circle, Silver Springs, FL, 34488 — assumable FHA mortgage at 2.80%
FHATop pick
Active
53
$259,900$9,217 equity gap
Rate
2.80%
7.40%today
Payment
$1,160/mo
$1,955today
  • 4beds
  • 2baths
  • 1,758sqft

3962 58TH Circle, Silver Springs

4601 20TH Avenue, Ocala, FL, 34479 — assumable VA mortgage at 2.99%
VATop pick
Active
16
$146,000$2,321 equity gap
Rate
2.99%
7.40%today
Payment
$682/mo
$1,122today
  • 2beds
  • 2baths
  • 1,211sqft

4601 20TH Avenue, Ocala

2404 32ND Place, Ocala, FL, 34479 — assumable FHA mortgage at 2.84%
FHA
Active
10
$210,000$39,885 equity gap
Rate
2.84%
7.40%today
Payment
$791/mo
$1,326today
  • 3beds
  • 2baths
  • 1,062sqft

2404 32ND Place, Ocala

8447 60TH Court, Ocala, FL, 34476 — assumable VA mortgage at 2.88%
VA
Active
26
$248,500$37,881 equity gap
Rate
2.88%
7.40%today
Payment
$977/mo
$1,629today
  • 3beds
  • 2baths
  • 1,706sqft

8447 60TH Court, Ocala

4341 57TH Avenue, Ocala, FL, 34482 — assumable FHA mortgage at 2.81%
FHA
Active
39
$339,000$94,205 equity gap
Rate
2.81%
7.40%today
Payment
$1,147/mo
$1,931today
  • 2beds
  • 2baths
  • 1,666sqft

4341 57TH Avenue, Ocala

3508 55TH Court, Ocala, FL, 34482 — assumable FHA mortgage at 2.87%
FHA
Active
31
$325,000$68,864 equity gap
Rate
2.87%
7.40%today
Payment
$1,192/mo
$1,990today
  • 2beds
  • 2baths
  • 1,681sqft

3508 55TH Court, Ocala

9 CEDAR Run, Ocala, FL, 34472 — assumable FHA mortgage at 2.96%
FHA
Active
11
$265,000$61,904 equity gap
Rate
2.96%
7.40%today
Payment
$961/mo
$1,586today
  • 4beds
  • 2baths
  • 2,153sqft

9 CEDAR Run, Ocala

436 47TH Court, Ocala, FL, 34470 — assumable FHA mortgage at 2.99%
FHA
Active
54
$284,900$75,898 equity gap
Rate
2.99%
7.40%today
Payment
$992/mo
$1,632today
  • 3beds
  • 2baths
  • 1,872sqft

436 47TH Court, Ocala

3655 37TH Court, Ocala, FL, 34480 — assumable FHA mortgage at 3.75%
FHA
Active
20
$230,000$17,587 equity gap
Rate
3.75%
7.40%today
Payment
$996/mo
$1,489today
  • 3beds
  • 3baths
  • 1,707sqft

3655 37TH Court, Ocala

25 SPRING LOOP Circle, Ocala, FL, 34472 — assumable FHA mortgage at 3.56%
FHA
Active
16
$224,900$33,018 equity gap
Rate
3.56%
7.40%today
Payment
$955/mo
$1,462today
  • 4beds
  • 2baths
  • 1,254sqft

25 SPRING LOOP Circle, Ocala

18 FIR Trail, Ocala, FL, 34472 — assumable FHA mortgage at 3.76%
FHA
Active
10
$238,000$19,718 equity gap
Rate
3.76%
7.40%today
Payment
$1,106/mo
$1,651today
  • 3beds
  • 2baths
  • 1,594sqft

18 FIR Trail, Ocala

9549 53RD Circle, Ocala, FL, 34476 — assumable VA mortgage at 2.67%
VA
Active
52
$226,900$79,933 equity gap
Rate
2.67%
7.40%today
Payment
$683/mo
$1,171today
  • 3beds
  • 2baths
  • 1,769sqft

9549 53RD Circle, Ocala

5662 40TH PL, Ocala, FL, 34482 — assumable VA mortgage at 2.67%
VA
Active
25
$345,000$126,590 equity gap
Rate
2.67%
7.40%today
Payment
$1,015/mo
$1,740today
  • 3beds
  • 2baths
  • 1,862sqft

5662 40TH PL, Ocala

6310 82ND Place, Ocala, FL, 34476 — assumable VA mortgage at 2.74%
VA
Active
44
$269,900$96,145 equity gap
Rate
2.74%
7.40%today
Payment
$810/mo
$1,376today
  • 3beds
  • 2baths
  • 2,172sqft

6310 82ND Place, Ocala

3783 97TH Lane, Belleview, FL, 34420 — assumable FHA mortgage at 2.74%
FHA
Active
10
$319,900$125,002 equity gap
Rate
2.74%
7.40%today
Payment
$909/mo
$1,543today
  • 4beds
  • 2baths
  • 1,827sqft

3783 97TH Lane, Belleview

9381 56TH Loop, Ocala, FL, 34481 — assumable VA mortgage at 2.77%
VA
Active
47
$431,134$169,810 equity gap
Rate
2.77%
7.40%today
Payment
$1,222/mo
$2,068today
  • 2beds
  • 2baths
  • 1,923sqft

9381 56TH Loop, Ocala

5464 41ST Street, Ocala, FL, 34474 — assumable FHA mortgage at 2.81%
FHA
Active
57
$285,000$97,175 equity gap
Rate
2.81%
7.40%today
Payment
$889/mo
$1,496today
  • 4beds
  • 2baths
  • 1,944sqft

5464 41ST Street, Ocala

25 FIR TRAIL Track, Ocala, FL, 34472 — assumable FHA mortgage at 2.81%
FHA
Active
21
$229,900$86,470 equity gap
Rate
2.81%
7.40%today
Payment
$679/mo
$1,142today
  • 3beds
  • 2baths
  • 1,472sqft

25 FIR TRAIL Track, Ocala

8661 65TH Terrace, Ocala, FL, 34476 — assumable VA mortgage at 2.88%
VA
Active
64
$215,000$81,539 equity gap
Rate
2.88%
7.40%today
Payment
$641/mo
$1,069today
  • 2beds
  • 2baths
  • 1,455sqft

8661 65TH Terrace, Ocala

273 HICKORY COURSE Radial, Ocala, FL, 34472 — assumable FHA mortgage at 3.02%
FHA
Active
37
$250,000$92,847 equity gap
Rate
3.02%
7.40%today
Payment
$768/mo
$1,258today
  • 3beds
  • 2baths
  • 1,401sqft

273 HICKORY COURSE Radial, Ocala

9798 56TH Circle, Ocala, FL, 34476 — assumable FHA mortgage at 3.56%
FHA
Active
53
$389,990$96,671 equity gap
Rate
3.56%
7.40%today
Payment
$1,457/mo
$2,230today
  • 4beds
  • 3baths
  • 2,303sqft

9798 56TH Circle, Ocala

1916 34TH Court, Ocala, FL, 34474 — assumable FHA mortgage at 3.57%
FHA
Active
20
$135,000$38,582 equity gap
Rate
3.57%
7.40%today
Payment
$511/mo
$782today
  • 2beds
  • 2baths
  • 1,044sqft

1916 34TH Court, Ocala

2904 42ND Road, Ocala, FL, 34470 — assumable VA mortgage at 3.23%
VA
Active
69
$275,000$102,428 equity gap
Rate
3.23%
7.40%today
Payment
$866/mo
$1,381today
  • 3beds
  • 2baths
  • 1,670sqft

2904 42ND Road, Ocala

2100 21ST Street, Ocala, FL, 34475 — assumable VA mortgage at 2.25%
VA
Active
40
$374,900$171,890 equity gap
Rate
2.25%
7.40%today
Payment
$1,028/mo
$1,861today
  • 4beds
  • 4baths
  • 3,414sqft

2100 21ST Street, Ocala

7767 80TH PLACE Road, Ocala, FL, 34476 — assumable VA mortgage at 2.27%
VA
Active
53
$334,000$214,246 equity gap
Rate
2.27%
7.40%today
Payment
$1,125/mo
$1,580today
  • 3beds
  • 2baths
  • 2,118sqft

7767 80TH PLACE Road, Ocala

4010 22ND Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.71%
FHA
Active
35
$579,900$264,852 equity gap
Rate
2.71%
7.40%today
Payment
$1,471/mo
$2,508today
  • 4beds
  • 3baths
  • 2,405sqft

4010 22ND Street, Ocala

4015 22ND Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.73%
FHA
Active
58
$450,000$191,666 equity gap
Rate
2.73%
7.40%today
Payment
$1,278/mo
$2,119today
  • 4beds
  • 3baths
  • 2,248sqft

4015 22ND Street, Ocala

2015 35TH Street, Ocala, FL, 34475 — assumable VA mortgage at 2.75%
VA
Active
85
$724,999$724,999 equity gap
Rate
2.75%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,204sqft

2015 35TH Street, Ocala

477 SPRING Lane, Ocala, FL, 34472 — assumable FHA mortgage at 2.77%
FHA
Active
21
$186,000$74,746 equity gap
Rate
2.77%
7.40%today
Payment
$512/mo
$866today
  • 3beds
  • 2baths
  • 1,467sqft

477 SPRING Lane, Ocala

1736 26TH Place, Ocala, FL, 34475 — assumable FHA mortgage at 2.83%
FHA
Active
37
$339,500$213,676 equity gap
Rate
2.83%
7.40%today
Payment
$598/mo
$1,004today
  • 4beds
  • 2baths
  • 1,675sqft

1736 26TH Place, Ocala

7650 10TH Street, Ocala, FL, 34474 — assumable FHA mortgage at 2.87%
FHA
Active
31
$205,000$97,295 equity gap
Rate
2.87%
7.40%today
Payment
$513/mo
$857today
  • 3beds
  • 3baths
  • 2,202sqft

7650 10TH Street, Ocala

4427 2ND Court, Ocala, FL, 34475 — assumable FHA mortgage at 2.88%
FHA
Active
33
$299,900$121,576 equity gap
Rate
2.88%
7.40%today
Payment
$831/mo
$1,386today
  • 4beds
  • 2baths
  • 1,608sqft

4427 2ND Court, Ocala

5145 16TH Street, Ocala, FL, 34470 — assumable FHA mortgage at 2.88%
FHA
Active
68
$449,000$202,285 equity gap
Rate
2.88%
7.40%today
Payment
$1,185/mo
$1,976today
  • 4beds
  • 4baths
  • 2,836sqft

5145 16TH Street, Ocala

2141 9TH Street, Ocala, FL, 34470 — assumable VA mortgage at 2.90%
VA
Active
47
$294,900$161,788 equity gap
Rate
2.90%
7.40%today
Payment
$624/mo
$1,039today
  • 3beds
  • 2baths
  • 1,712sqft

2141 9TH Street, Ocala

6551 11TH Loop, Ocala, FL, 34472 — assumable VA mortgage at 2.98%
VA
Active
47
$316,900$135,646 equity gap
Rate
2.98%
7.40%today
Payment
$854/mo
$1,406today
  • 3beds
  • 2baths
  • 2,106sqft

6551 11TH Loop, Ocala

3031 25TH Street, Ocala, FL, 34470 — assumable FHA mortgage at 3.00%
FHA
Active
32
$279,900$267,112 equity gap
Rate
3.00%
7.40%today
Payment
$65/mo
$104today
  • 3beds
  • 2baths
  • 1,636sqft

3031 25TH Street, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$329 /mo
Median cash to assume
$86,470
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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