Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Micanopy, FL

35 homesVA & FHA loansrates from 2.71% vs 7.40% today

Micanopy assumption guide
7585 79TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.17%
VA
Active
68
$550,000$136,984 equity gap
Rate
3.17%
7.40%today
Payment
$2,009/mo
$3,228today
  • 5beds
  • 4baths
  • 3,042sqft

7585 79TH Drive, Gainesville

5134 92ND Court, Gainesville, FL, 32608 — assumable VA mortgage at 2.71%
VA
Active
20
$235,000$146,154 equity gap
Rate
2.71%
7.40%today
Payment
$415/mo
$707today
  • 2beds
  • 2baths
  • 952sqft

5134 92ND Court, Gainesville

9028 76TH Avenue, Gainesville, FL, 32608 — assumable VA mortgage at 2.83%
VA
Active
40
$335,000$202,975 equity gap
Rate
2.83%
7.40%today
Payment
$619/mo
$1,039today
  • 3beds
  • 2baths
  • 1,402sqft

9028 76TH Avenue, Gainesville

8391 75TH Road, Gainesville, FL, 32608 — assumable VA mortgage at 2.89%
VA
Active
43
$489,990$426,997 equity gap
Rate
2.89%
7.40%today
Payment
$1,165/mo
$1,566today
  • 4beds
  • 3baths
  • 2,637sqft

8391 75TH Road, Gainesville

4415 34TH Street #309, Gainesville, FL, 32608 — assumable VA mortgage at 3.00%
VA
Active
37
$157,900$157,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,172sqft

4415 34TH Street #309, Gainesville

6015 36TH Way, Gainesville, FL, 32608 — assumable VA mortgage at 3.00%
VA
Active
85
$639,900$639,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 3,764sqft

6015 36TH Way, Gainesville

20944 100TH AVENUE Road, Micanopy, FL, 32667 — assumable VA mortgage at 3.23%
VA
Active
72
$479,900$241,987 equity gap
Rate
3.23%
7.40%today
Payment
$1,194/mo
$1,904today
  • 3beds
  • 2baths
  • 1,465sqft

20944 100TH AVENUE Road, Micanopy

9406 78TH Court, Gainesville, FL, 32608 — assumable VA mortgage at 3.31%
VA
Active
37
$420,000$219,400 equity gap
Rate
3.31%
7.40%today
Payment
$1,017/mo
$1,606today
  • 3beds
  • 2baths
  • 2,097sqft

9406 78TH Court, Gainesville

4415 SW 34TH ST #410, Gainesville, FL, 32608 — assumable VA mortgage at 3.41%
VA
Active
26
$168,500Potential short sale
Rate
3.41%
7.40%today
Payment
$1,064/mo
$1,660today
  • 2beds
  • 3baths
  • 1,172sqft

4415 SW 34TH ST #410, Gainesville

5949 83RD Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 3.45%
VA
Active
27
$399,000$224,170 equity gap
Rate
3.45%
7.40%today
Payment
$904/mo
$1,402today
  • 4beds
  • 2baths
  • 1,768sqft

5949 83RD Terrace, Gainesville

22675 75TH AVENUE Road, Micanopy, FL, 32667 — assumable VA mortgage at 3.50%
VA
Active
72
$785,000$785,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 3,255sqft

22675 75TH AVENUE Road, Micanopy

15027 91ST Street, Archer, FL, 32618 — assumable FHA mortgage at 3.73%
FHA
Active
59
$459,900$248,710 equity gap
Rate
3.73%
7.40%today
Payment
$1,138/mo
$1,706today
  • 3beds
  • 2baths
  • 1,456sqft

15027 91ST Street, Archer

6907 44TH Avenue, Gainesville, FL, 32608 — assumable FHA mortgage at 5.10%
FHA
Active
17
$145,000$28,528 equity gap
Rate
5.10%
7.40%today
Payment
$676/mo
$862today
  • 2beds
  • 3baths
  • 992sqft

6907 44TH Avenue, Gainesville

3913 26TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.92%
VA
Active
4
$520,000$419,614 equity gap
Rate
3.92%
7.40%today
Payment
$1,056/mo
$1,403today
  • 20beds
  • 30baths
  • 3,970sqft

3913 26TH Drive, Gainesville

6463 77TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 6.67%
VA
Active
12
$385,000Potential short sale
Rate
6.67%
7.40%today
Payment
$2,553/mo
$2,748today
  • 3beds
  • 2baths
  • 1,714sqft

6463 77TH Drive, Gainesville

4663 48TH Drive #137, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
22
$266,000$24,304 equity gap
Rate
6.50%
7.40%today
Payment
$1,576/mo
$1,726today
  • 3beds
  • 3baths
  • 1,428sqft

4663 48TH Drive #137, Gainesville

3705 27TH Street #916, Gainesville, FL, 32608 — assumable VA mortgage at 4.53%
VA
Active
10
$150,000$84,987 equity gap
Rate
4.53%
7.40%today
Payment
$389/mo
$529today
  • 2beds
  • 2baths
  • 950sqft

3705 27TH Street #916, Gainesville

6735 51ST Avenue, Gainesville, FL, 32608 — assumable FHA mortgage at 6.65%
FHA
Active
10
$185,000$25,517 equity gap
Rate
6.65%
7.40%today
Payment
$1,040/mo
$1,122today
  • 3beds
  • 2baths
  • 1,170sqft

6735 51ST Avenue, Gainesville

1830 WILLISTON Road, Gainesville, FL, 32608 — assumable VA mortgage at 4.81%
VA
Active
22
$289,900$142,094 equity gap
Rate
4.81%
7.40%today
Payment
$1,453/mo
$1,714today
  • 3beds
  • 2baths
  • 1,522sqft

1830 WILLISTON Road, Gainesville

3705 27TH Street #412, Gainesville, FL, 32608 — assumable VA mortgage at 5.00%
VA
Active
35
$127,900$45,764 equity gap
Rate
5.00%
7.40%today
Payment
$472/mo
$609today
  • 1beds
  • 1baths
  • 600sqft

3705 27TH Street #412, Gainesville

4000 23RD Street #3-107, Gainesville, FL, 32608 — assumable VA mortgage at 5.42%
VA
Active
20
$180,000$65,946 equity gap
Rate
5.42%
7.40%today
Payment
$746/mo
$897today
  • 4beds
  • 4baths
  • 1,177sqft

4000 23RD Street #3-107, Gainesville

10006 90TH Street, Gainesville, FL, 32608 — assumable FHA mortgage at 5.17%
FHA
Active
94
$349,900$235,628 equity gap
Rate
5.17%
7.40%today
Payment
$977/mo
$1,236today
  • 3beds
  • 2baths
  • 1,499sqft

10006 90TH Street, Gainesville

9124 51ST Road #302, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
37
$265,000$71,514 equity gap
Rate
6.50%
7.40%today
Payment
$1,264/mo
$1,385today
  • 3beds
  • 3baths
  • 1,441sqft

9124 51ST Road #302, Gainesville

8008 62ND Court, Gainesville, FL, 32608 — assumable FHA mortgage at 7.20%
FHA
Active
49
$449,900$123,529 equity gap
Rate
7.20%
7.40%today
Payment
$2,281/mo
$2,326today
  • 5beds
  • 3baths
  • 2,556sqft

8008 62ND Court, Gainesville

5208 86TH Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 6.11%
VA
Active
26
$263,000$81,199 equity gap
Rate
6.11%
7.40%today
Payment
$1,160/mo
$1,324today
  • 3beds
  • 2baths
  • 1,264sqft

5208 86TH Terrace, Gainesville

8317 78TH Lane, Gainesville, FL, 32608 — assumable VA mortgage at 6.32%
VA
Active
45
$442,000$137,079 equity gap
Rate
6.32%
7.40%today
Payment
$2,470/mo
$2,686today
  • 4beds
  • 3baths
  • 2,253sqft

8317 78TH Lane, Gainesville

7220 75TH Street, Gainesville, FL, 32608 — assumable VA mortgage at 5.79%
VA
Active
24
$305,000Potential short sale
Rate
5.79%
7.40%today
Payment
$4,177/mo
$4,648today
  • 3beds
  • 2baths
  • 1,122sqft

7220 75TH Street, Gainesville

5239 67TH Street, Gainesville, FL, 32608 — assumable FHA mortgage at 6.01%
FHA
Active
32
$234,900$216,347 equity gap
Rate
6.01%
7.40%today
Payment
$387/mo
$400today
  • 3beds
  • 2baths
  • 1,493sqft

5239 67TH Street, Gainesville

3934 26TH Drive #5, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
24
$124,900$124,900 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 900sqft

3934 26TH Drive #5, Gainesville

6907 82ND Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
38
$399,900$168,034 equity gap
Rate
6.50%
7.40%today
Payment
$1,470/mo
$1,610today
  • 4beds
  • 2baths
  • 1,857sqft

6907 82ND Terrace, Gainesville

18255 60TH Avenue, Reddick, FL, 32686 — assumable FHA mortgage at 6.50%
FHA
Active
4
$55,000$55,000 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,862sqft

18255 60TH Avenue, Reddick

11816 COUNTY ROAD 234, Micanopy, FL, 32667 — assumable VA mortgage at 7.00%
VA
Active
74
$2,400,000$2,304,159 equity gap
Rate
7.00%
7.40%today
Payment
$1,754/mo
$1,825today
  • 4beds
  • 4baths
  • 3,341sqft

11816 COUNTY ROAD 234, Micanopy

2077 42ND Lane, Gainesville, FL, 32608 — assumable VA mortgage
VA
Active
40
$324,500$324,500 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,327sqft

2077 42ND Lane, Gainesville

3926 69TH Avenue, Gainesville, FL, 32608 — assumable VA mortgage
VA
Active
35
$650,000$650,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 4beds
  • 3baths
  • 2,451sqft

3926 69TH Avenue, Gainesville

3705 27TH Street #326, Gainesville, FL, 32608 — assumable VA mortgage
VA
Active
25
$180,000$180,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 2beds
  • 2baths
  • 950sqft

3705 27TH Street #326, Gainesville

Assuming a mortgage in Micanopy

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$387 /mo
Median cash to assume
$162,967
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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