Nadia Daggett

Nadia Daggett

Assumable homes for sale in Melbourne Beach, FL

13 homesFHA & VA loansrates from 2.84% vs 7.40% today

Melbourne Beach assumption guide
180 DOLPHIN Street, Palm Bay, FL, 32909 — assumable FHA mortgage at 2.84%
FHA
Active
41
$320,000$121,431 equity gap
Rate
2.84%
7.40%today
Payment
$921/mo
$1,544today
  • 4beds
  • 2baths
  • 1,893sqft

180 DOLPHIN Street, Palm Bay

281 SEAHORSE Circle, Palm Bay, FL, 32909 — assumable FHA mortgage at 2.87%
FHA
Active
20
$297,000$105,242 equity gap
Rate
2.87%
7.40%today
Payment
$894/mo
$1,494today
  • 3beds
  • 2baths
  • 1,750sqft

281 SEAHORSE Circle, Palm Bay

1051 POPE Street, Palm Bay, FL, 32907 — assumable FHA mortgage at 2.94%
FHA
Active
32
$335,000$139,331 equity gap
Rate
2.94%
7.40%today
Payment
$924/mo
$1,529today
  • 4beds
  • 2baths
  • 1,845sqft

1051 POPE Street, Palm Bay

2608 PEPPER AVE, Melbourne, FL, 32935 — assumable FHA mortgage at 3.02%
FHA
Active
31
$265,000$138,057 equity gap
Rate
3.02%
7.40%today
Payment
$666/mo
$1,053today
  • 4beds
  • 2baths
  • 1,312sqft

2608 PEPPER AVE, Melbourne

4006 DEWBERRY Circle, Melbourne, FL, 32901 — assumable VA mortgage at 5.55%
VA
Active
33
$247,850Potential short sale
Rate
5.55%
7.40%today
Payment
$1,597/mo
$1,937today
  • 3beds
  • 2baths
  • 1,164sqft

4006 DEWBERRY Circle, Melbourne

941 CENTURY Avenue, Palm Bay, FL, 32909 — assumable FHA mortgage at 6.58%
FHA
Active
26
$304,900Potential short sale
Rate
6.58%
7.40%today
Payment
$2,085/mo
$2,265today
  • 4beds
  • 2baths
  • 1,830sqft

941 CENTURY Avenue, Palm Bay

420 NINA Road, Palm Bay, FL, 32907 — assumable VA mortgage at 5.09%
VA
Active
90
$480,000$115,041 equity gap
Rate
5.09%
7.40%today
Payment
$2,115/mo
$2,700today
  • 4beds
  • 2baths
  • 2,116sqft

420 NINA Road, Palm Bay

2054 MAJESTIC PINE Court, Palm Bay, FL, 32905 — assumable VA mortgage at 6.43%
VA
Active
31
$299,900$32,317 equity gap
Rate
6.43%
7.40%today
Payment
$1,746/mo
$1,927today
  • 3beds
  • 2baths
  • 1,292sqft

2054 MAJESTIC PINE Court, Palm Bay

942 CHACE Lane, Palm Bay, FL, 32905 — assumable FHA mortgage at 6.87%
FHA
Active
32
$325,000$37,686 equity gap
Rate
6.87%
7.40%today
Payment
$1,936/mo
$2,041today
  • 4beds
  • 4baths
  • 2,158sqft

942 CHACE Lane, Palm Bay

558 TASCO Avenue, Palm Bay, FL, 32908 — assumable FHA mortgage at 6.46%
FHA
Active
17
$256,000Potential short sale
Rate
6.46%
7.40%today
Payment
$1,903/mo
$2,094today
  • 3beds
  • 2baths
  • 1,369sqft

558 TASCO Avenue, Palm Bay

4257 BROOMSEDGE Circle, Melbourne, FL, 32904 — assumable FHA mortgage at 6.67%
FHA
Active
23
$370,000$261,894 equity gap
Rate
6.67%
7.40%today
Payment
$649/mo
$707today
  • 3beds
  • 3baths
  • 2,720sqft

4257 BROOMSEDGE Circle, Melbourne

2830 COLBERT Circle, Melbourne, FL, 32901 — assumable FHA mortgage at 6.95%
FHA
Active
10
$229,900$216,601 equity gap
Rate
6.95%
7.40%today
Payment
$90/mo
$94today
  • 3beds
  • 1baths
  • 910sqft

2830 COLBERT Circle, Melbourne

220 NARDO Avenue, Palm Bay, FL, 32908 — assumable VA mortgage at 7.10%
VA
Active
18
$345,000Potential short sale
Rate
7.10%
7.40%today
Payment
$3,067/mo
$3,160today
  • 4beds
  • 3baths
  • 2,301sqft

220 NARDO Avenue, Palm Bay

Assuming a mortgage in Melbourne Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$649 /mo
Median cash to assume
$121,431
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.