Nadia Daggett

Nadia Daggett

Assumable homes for sale in Lutz, FL

9 homesVA & FHA loansrates from 2.80% vs 7.40% today

Lutz assumption guide
18928 WILLOWMORE CEDAR Drive, Lutz, FL, 33558 — assumable VA mortgage at 2.94%
VA
Active
52
$634,900$141,091 equity gap
Rate
2.94%
7.40%today
Payment
$2,332/mo
$3,859today
  • 5beds
  • 3baths
  • 2,859sqft

18928 WILLOWMORE CEDAR Drive, Lutz

18623 NOBLE CASPIAN Drive, Lutz, FL, 33558 — assumable VA mortgage at 3.02%
VA
Active
51
$360,000$137,396 equity gap
Rate
3.02%
7.40%today
Payment
$1,068/mo
$1,749today
  • 3beds
  • 3baths
  • 1,632sqft

18623 NOBLE CASPIAN Drive, Lutz

19425 MELODY FAIR Place, Lutz, FL, 33558 — assumable VA mortgage at 2.80%
VA
Active
45
$469,000$198,982 equity gap
Rate
2.80%
7.40%today
Payment
$1,250/mo
$2,106today
  • 3beds
  • 2baths
  • 1,892sqft

19425 MELODY FAIR Place, Lutz

5527 CUMBERLAND STAR Court, Lutz, FL, 33558 — assumable VA mortgage at 6.60%
VA
Active
16
$399,000$11,464 equity gap
Rate
6.60%
7.40%today
Payment
$2,577/mo
$2,794today
  • 2beds
  • 3baths
  • 1,961sqft

5527 CUMBERLAND STAR Court, Lutz

2802 WINGLEWOOD Circle, Lutz, FL, 33558 — assumable VA mortgage at 6.94%
VA
Active
32
$487,500Potential short sale
Rate
6.94%
7.40%today
Payment
$3,406/mo
$3,566today
  • 4beds
  • 2baths
  • 2,070sqft

2802 WINGLEWOOD Circle, Lutz

5014 BRIDGEWAY Lane, Lutz, FL, 33558 — assumable FHA mortgage at 6.65%
FHA
Active
41
$425,000$26,368 equity gap
Rate
6.65%
7.40%today
Payment
$2,597/mo
$2,801today
  • 3beds
  • 3baths
  • 1,746sqft

5014 BRIDGEWAY Lane, Lutz

2117 LAKE WATERS Place, Lutz, FL, 33558 — assumable FHA mortgage at 4.59%
FHA
Active
57
$415,000$181,616 equity gap
Rate
4.59%
7.40%today
Payment
$1,403/mo
$1,897today
  • 4beds
  • 3baths
  • 2,098sqft

2117 LAKE WATERS Place, Lutz

1192 MULTIFLORA Loop, Lutz, FL, 33558 — assumable FHA mortgage at 6.35%
FHA
Active
32
$610,000$115,278 equity gap
Rate
6.35%
7.40%today
Payment
$3,146/mo
$3,501today
  • 4beds
  • 4baths
  • 2,592sqft

1192 MULTIFLORA Loop, Lutz

19129 LONG LAKE RANCH Boulevard, Lutz, FL, 33558 — assumable FHA mortgage at 7.17%
FHA
Active
50
$880,000$780,511 equity gap
Rate
7.17%
7.40%today
Payment
$689/mo
$705today
  • 5beds
  • 4baths
  • 3,316sqft

19129 LONG LAKE RANCH Boulevard, Lutz

Assuming a mortgage in Lutz

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$689 /mo
Median cash to assume
$139,244
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.