Assumable homes for sale in Lutz, FL

10 homesFHA & VA loansrates from 2.90% vs 7.40% today

Lutz assumption guide

1118 LAKE HANNA Drive, Lutz, FL, 33549 — assumable VA mortgage at 2.90%

Active

$1,550,000$839,334 equity gap

Rate: 2.90%; ~~7.40%~~today
Payment: $3,341/mo; ~~$5,557~~today

6beds
5baths
5,171sqft

1118 LAKE HANNA Drive, Lutz

17823 DAISY FARM Drive, Lutz, FL, 33559 — assumable VA mortgage at 3.45%

Active

$1,300,000$777,902 equity gap

Rate: 3.45%; ~~7.40%~~today
Payment: $2,568/mo; ~~$3,984~~today

5beds
4baths
4,467sqft

17823 DAISY FARM Drive, Lutz

16421 HANNA Road, Lutz, FL, 33549 — assumable FHA mortgage at 3.47%

FHA

Active

$465,000$276,715 equity gap

Rate: 3.47%; ~~7.40%~~today
Payment: $975/mo; ~~$1,509~~today

3beds
2baths
1,454sqft

16421 HANNA Road, Lutz

16416 WINDSOR PARK Drive, Lutz, FL, 33549 — assumable VA mortgage at 3.50%

Active

$480,000$480,000 equity gap

Rate: 3.50%; ~~7.40%~~today
Payment: $0/mo

3beds
2baths
1,999sqft

16416 WINDSOR PARK Drive, Lutz

19101 LIVENGOOD Road, Lutz, FL, 33559 — assumable FHA mortgage at 4.00%

FHA

Active

$259,900$259,900 equity gap

Rate: 4.00%; ~~7.40%~~today
Payment: $0/mo

3beds
2baths
1,152sqft

19101 LIVENGOOD Road, Lutz

1917 CEDARBROOKE Drive, Lutz, FL, 33549 — assumable FHA mortgage at 4.17%

FHA

Active

$284,995$129,085 equity gap

Rate: 4.17%; ~~7.40%~~today
Payment: $885/mo; ~~$1,258~~today

3beds
2baths
1,176sqft

1917 CEDARBROOKE Drive, Lutz

17704 RIVENDEL Road, Lutz, FL, 33549 — assumable FHA mortgage at 6.96%

FHA

Active

$349,900Potential short sale

Rate: 6.96%; ~~7.40%~~today
Payment: $2,570/mo; ~~$2,685~~today

4beds
2baths
1,714sqft

17704 RIVENDEL Road, Lutz

87 1ST Avenue, Lutz, FL, 33548 — assumable FHA mortgage at 6.85%

FHA

Active

$419,900$56,958 equity gap

Rate: 6.85%; ~~7.40%~~today
Payment: $2,414/mo; ~~$2,551~~today

3beds
3baths
1,799sqft

87 1ST Avenue, Lutz

16606 FOREST PARK Drive, Lutz, FL, 33549 — assumable FHA mortgage at 6.91%

FHA

Active

$475,000$66,794 equity gap

Rate: 6.91%; ~~7.40%~~today
Payment: $2,737/mo; ~~$2,874~~today

3beds
2baths
1,638sqft

16606 FOREST PARK Drive, Lutz

19402 JACOBS RIVER Run, Lutz, FL, 33559 — assumable VA mortgage at 6.12%

Active

$2,900,000$2,798,629 equity gap

Rate: 6.12%; ~~7.40%~~today
Payment: $1,240/mo; ~~$1,414~~today

8beds
8baths
8,650sqft

19402 JACOBS RIVER Run, Lutz

Assuming a mortgage in Lutz

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.90%
Lowest existing payment: $885 /mo
Median cash to assume: $276,715