Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Lutz, FL

200 homesFHA & VA loansrates from 2.15% vs 7.40% today

Lutz assumption guide
28809 WINDOVER ST, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$364,999$21,954 equity gap
Rate
3.10%
7.40%today
Payment
$1,627/mo
$2,638today
  • 4beds
  • 2baths
  • 2,105sqft

28809 WINDOVER ST, Wesley Chapel

218 PARK RIDGE Avenue, Temple Terrace, FL, 33617 — assumable VA mortgage at 2.88%
VA
Active
19
$400,000$63,150 equity gap
Rate
2.88%
7.40%today
Payment
$1,569/mo
$2,617today
  • 4beds
  • 2baths
  • 1,968sqft

218 PARK RIDGE Avenue, Temple Terrace

29913 SOUTHWELL Lane, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 3.05%
FHA
Active
19
$339,000$67,665 equity gap
Rate
3.05%
7.40%today
Payment
$1,285/mo
$2,097today
  • 3beds
  • 3baths
  • 1,865sqft

29913 SOUTHWELL Lane, Wesley Chapel

18928 WILLOWMORE CEDAR Drive, Lutz, FL, 33558 — assumable VA mortgage at 2.94%
VA
Active
52
$634,900$141,091 equity gap
Rate
2.94%
7.40%today
Payment
$2,332/mo
$3,859today
  • 5beds
  • 3baths
  • 2,859sqft

18928 WILLOWMORE CEDAR Drive, Lutz

8331 GOLDEN PRAIRIE Drive, Tampa, FL, 33647 — assumable VA mortgage at 3.21%
VA
Active
56
$749,900$160,825 equity gap
Rate
3.21%
7.40%today
Payment
$2,822/mo
$4,512today
  • 4beds
  • 4baths
  • 3,264sqft

8331 GOLDEN PRAIRIE Drive, Tampa

6706 ROCKY PARK Street, Tampa, FL, 33625 — assumable VA mortgage at 2.18%
VA
Active
44
$400,000$140,547 equity gap
Rate
2.18%
7.40%today
Payment
$1,120/mo
$2,047today
  • 3beds
  • 3baths
  • 1,852sqft

6706 ROCKY PARK Street, Tampa

3102 SUNCOAST PLAINS Drive, Odessa, FL, 33556 — assumable VA mortgage at 2.66%
VA
Active
36
$385,000$141,729 equity gap
Rate
2.66%
7.40%today
Payment
$1,130/mo
$1,939today
  • 3beds
  • 2baths
  • 1,516sqft

3102 SUNCOAST PLAINS Drive, Odessa

10234 BLOOMFIELD HILLS Drive, Seffner, FL, 33584 — assumable VA mortgage at 2.71%
VA
Active
47
$499,999$165,147 equity gap
Rate
2.71%
7.40%today
Payment
$1,564/mo
$2,666today
  • 4beds
  • 3baths
  • 2,472sqft

10234 BLOOMFIELD HILLS Drive, Seffner

14929 PROMENADE Parkway, Odessa, FL, 33556 — assumable FHA mortgage at 2.80%
FHA
Active
34
$315,000$118,308 equity gap
Rate
2.80%
7.40%today
Payment
$930/mo
$1,567today
  • 3beds
  • 3baths
  • 1,582sqft

14929 PROMENADE Parkway, Odessa

12416 QUEENSLAND Lane, Tampa, FL, 33625 — assumable FHA mortgage at 2.80%
FHA
Active
45
$499,800$194,690 equity gap
Rate
2.80%
7.40%today
Payment
$1,412/mo
$2,379today
  • 4beds
  • 2baths
  • 1,463sqft

12416 QUEENSLAND Lane, Tampa

2209 FLETCHERS POINT Circle, Tampa, FL, 33613 — assumable FHA mortgage at 2.81%
FHA
Active
39
$199,000$61,101 equity gap
Rate
2.81%
7.40%today
Payment
$646/mo
$1,088today
  • 2beds
  • 2baths
  • 896sqft

2209 FLETCHERS POINT Circle, Tampa

6053 EVERLASTING Place, Land O Lakes, FL, 34639 — assumable VA mortgage at 2.81%
VA
Active
70
$359,900$129,828 equity gap
Rate
2.81%
7.40%today
Payment
$1,091/mo
$1,836today
  • 4beds
  • 3baths
  • 2,180sqft

6053 EVERLASTING Place, Land O Lakes

11092 WINDSOR PLACE Circle, Tampa, FL, 33626 — assumable FHA mortgage at 2.98%
FHA
Active
23
$329,000$122,394 equity gap
Rate
2.98%
7.40%today
Payment
$969/mo
$1,595today
  • 2beds
  • 2baths
  • 1,272sqft

11092 WINDSOR PLACE Circle, Tampa

31040 PROUT Court, Wesley Chapel, FL, 33543 — assumable VA mortgage at 2.99%
VA
Active
43
$295,000$117,615 equity gap
Rate
2.99%
7.40%today
Payment
$858/mo
$1,410today
  • 2beds
  • 2baths
  • 1,703sqft

31040 PROUT Court, Wesley Chapel

3036 GIANNA Way, Land O Lakes, FL, 34638 — assumable FHA mortgage at 2.99%
FHA
Active
39
$424,999$168,856 equity gap
Rate
2.99%
7.40%today
Payment
$1,244/mo
$2,046today
  • 4beds
  • 3baths
  • 2,141sqft

3036 GIANNA Way, Land O Lakes

14309 PONDHAWK Lane, Tampa, FL, 33625 — assumable VA mortgage at 4.00%
VA
Active
42
$380,000$40,750 equity gap
Rate
4.00%
7.40%today
Payment
$1,760/mo
$2,553today
  • 3beds
  • 3baths
  • 1,716sqft

14309 PONDHAWK Lane, Tampa

18623 NOBLE CASPIAN Drive, Lutz, FL, 33558 — assumable VA mortgage at 3.02%
VA
Active
51
$360,000$137,396 equity gap
Rate
3.02%
7.40%today
Payment
$1,068/mo
$1,749today
  • 3beds
  • 3baths
  • 1,632sqft

18623 NOBLE CASPIAN Drive, Lutz

6310 TURTLE CREEK Boulevard, Tampa, FL, 33625 — assumable VA mortgage at 3.02%
VA
Active
40
$499,900$181,401 equity gap
Rate
3.02%
7.40%today
Payment
$1,552/mo
$2,543today
  • 3beds
  • 2baths
  • 1,865sqft

6310 TURTLE CREEK Boulevard, Tampa

16353 SILENT SANDS Lane, Odessa, FL, 33556 — assumable FHA mortgage at 3.04%
FHA
Active
51
$407,900$131,101 equity gap
Rate
3.04%
7.40%today
Payment
$1,327/mo
$2,169today
  • 4beds
  • 3baths
  • 2,007sqft

16353 SILENT SANDS Lane, Odessa

19724 PRINCE BENJAMIN Drive, Lutz, FL, 33549 — assumable VA mortgage at 3.05%
VA
Active
43
$899,995$342,494 equity gap
Rate
3.05%
7.40%today
Payment
$2,635/mo
$4,300today
  • 4beds
  • 4baths
  • 3,494sqft

19724 PRINCE BENJAMIN Drive, Lutz

1033 BLACKWATER Drive, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 3.05%
FHA
Active
55
$250,000$93,950 equity gap
Rate
3.05%
7.40%today
Payment
$739/mo
$1,206today
  • 3beds
  • 3baths
  • 1,832sqft

1033 BLACKWATER Drive, Wesley Chapel

1107 ISOBEL RESERVE Lane, Tampa, FL, 33613 — assumable VA mortgage at 3.05%
VA
Active
86
$925,000$365,134 equity gap
Rate
3.05%
7.40%today
Payment
$2,652/mo
$4,327today
  • 4beds
  • 4baths
  • 3,423sqft

1107 ISOBEL RESERVE Lane, Tampa

22335 SOUTHSHORE Drive, Land O Lakes, FL, 34639 — assumable VA mortgage at 3.55%
VA
Active
37
$649,990$185,572 equity gap
Rate
3.55%
7.40%today
Payment
$2,304/mo
$3,531today
  • 6beds
  • 3baths
  • 3,213sqft

22335 SOUTHSHORE Drive, Land O Lakes

5314 ABINGER Court, Tampa, FL, 33624 — assumable FHA mortgage at 3.10%
FHA
Active
40
$228,900$71,039 equity gap
Rate
3.10%
7.40%today
Payment
$764/mo
$1,238today
  • 3beds
  • 3baths
  • 1,314sqft

5314 ABINGER Court, Tampa

10001 FLORENCE Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 1.00%
FHA
Active
33
$370,000$328,436 equity gap
Rate
1.00%
7.40%today
Payment
$688/mo
$928today
  • 3beds
  • 2baths
  • 1,235sqft

10001 FLORENCE Avenue, Tampa

1842 RIDGELAKE Court, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.15%
FHA
Active
15
$520,000$388,600 equity gap
Rate
2.15%
7.40%today
Payment
$1,191/mo
$1,687today
  • 3beds
  • 2baths
  • 2,066sqft

1842 RIDGELAKE Court, Wesley Chapel

27640 BREAKERS Drive, Wesley Chapel, FL, 33544 — assumable VA mortgage at 2.28%
VA
Active
82
$459,900$368,402 equity gap
Rate
2.28%
7.40%today
Payment
$853/mo
$1,198today
  • 4beds
  • 3baths
  • 2,272sqft

27640 BREAKERS Drive, Wesley Chapel

5307 TERRAZA Court, Temple Terrace, FL, 33617 — assumable VA mortgage at 2.31%
VA
Active
38
$220,000$93,640 equity gap
Rate
2.31%
7.40%today
Payment
$549/mo
$987today
  • 2beds
  • 3baths
  • 1,561sqft

5307 TERRAZA Court, Temple Terrace

6109 130TH Avenue, Temple Terrace, FL, 33617 — assumable FHA mortgage at 2.67%
FHA
Active
30
$489,900$239,892 equity gap
Rate
2.67%
7.40%today
Payment
$1,162/mo
$1,992today
  • 4beds
  • 2baths
  • 2,004sqft

6109 130TH Avenue, Temple Terrace

9713 LITTLE POND Way, Tampa, FL, 33647 — assumable FHA mortgage at 2.70%
FHA
Active
54
$414,900$398,368 equity gap
Rate
2.70%
7.40%today
Payment
$79/mo
$134today
  • 3beds
  • 3baths
  • 1,496sqft

9713 LITTLE POND Way, Tampa

2595 FENCEPOST Drive, Odessa, FL, 33556 — assumable FHA mortgage at 2.71%
FHA
Active
59
$364,900$148,849 equity gap
Rate
2.71%
7.40%today
Payment
$1,009/mo
$1,720today
  • 3beds
  • 3baths
  • 1,441sqft

2595 FENCEPOST Drive, Odessa

3720 GERRADS CROSS Court, Land O Lakes, FL, 34638 — assumable VA mortgage at 2.73%
VA
Active
30
$419,900$187,226 equity gap
Rate
2.73%
7.40%today
Payment
$1,081/mo
$1,838today
  • 3beds
  • 2baths
  • 1,842sqft

3720 GERRADS CROSS Court, Land O Lakes

4206 WINDTREE Drive, Tampa, FL, 33624 — assumable FHA mortgage at 2.74%
FHA
Active
52
$535,000$262,732 equity gap
Rate
2.74%
7.40%today
Payment
$1,269/mo
$2,156today
  • 3beds
  • 2baths
  • 2,260sqft

4206 WINDTREE Drive, Tampa

3907 LOCKRIDGE Drive, Land O Lakes, FL, 34638 — assumable FHA mortgage at 2.77%
FHA
Active
47
$429,000$266,484 equity gap
Rate
2.77%
7.40%today
Payment
$750/mo
$1,268today
  • 4beds
  • 2baths
  • 2,060sqft

3907 LOCKRIDGE Drive, Land O Lakes

19425 MELODY FAIR Place, Lutz, FL, 33558 — assumable VA mortgage at 2.80%
VA
Active
45
$469,000$198,982 equity gap
Rate
2.80%
7.40%today
Payment
$1,250/mo
$2,106today
  • 3beds
  • 2baths
  • 1,892sqft

19425 MELODY FAIR Place, Lutz

4010 BRAESGATE Lane, Tampa, FL, 33624 — assumable FHA mortgage at 2.80%
FHA
Active
33
$439,000$415,232 equity gap
Rate
2.80%
7.40%today
Payment
$118/mo
$194today
  • 3beds
  • 2baths
  • 1,569sqft

4010 BRAESGATE Lane, Tampa

Assuming a mortgage in Lutz

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.15%
Lowest existing payment
$463 /mo
Median cash to assume
$178,728
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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