Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Lakeland, FL

18 homesFHA & VA loansrates from 2.35% vs 7.40% today

Lakeland assumption guide
1836 CRYSTAL LAKE Drive #95, Lakeland, FL, 33801 — assumable FHA mortgage at 2.35%
FHA
Active
31
$170,000$44,905 equity gap
Rate
2.35%
7.40%today
Payment
$563/mo
$1,006today
  • 4beds
  • 3baths
  • 1,730sqft

1836 CRYSTAL LAKE Drive #95, Lakeland

313 GRIFFIN Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 2.80%
FHA
Active
21
$259,900$66,373 equity gap
Rate
2.80%
7.40%today
Payment
$896/mo
$1,509today
  • 3beds
  • 2baths
  • 1,441sqft

313 GRIFFIN Avenue, Lakeland

2634 COLLINS Avenue, Lakeland, FL, 33803 — assumable VA mortgage at 2.90%
VA
Active
65
$650,000$419,096 equity gap
Rate
2.90%
7.40%today
Payment
$1,096/mo
$1,822today
  • 4beds
  • 3baths
  • 2,317sqft

2634 COLLINS Avenue, Lakeland

813 ELLERBE Way, Lakeland, FL, 33801 — assumable VA mortgage at 2.90%
VA
Active
47
$298,970$152,768 equity gap
Rate
2.90%
7.40%today
Payment
$689/mo
$1,146today
  • 4beds
  • 3baths
  • 1,600sqft

813 ELLERBE Way, Lakeland

1006 BUTTERCUP Drive, Lakeland, FL, 33801 — assumable FHA mortgage at 3.07%
FHA
Active
28
$269,900$115,118 equity gap
Rate
3.07%
7.40%today
Payment
$760/mo
$1,237today
  • 3beds
  • 3baths
  • 1,260sqft

1006 BUTTERCUP Drive, Lakeland

1516 ELM Road, Lakeland, FL, 33801 — assumable FHA mortgage at 4.00%
FHA
Active
40
$259,000$58,295 equity gap
Rate
4.00%
7.40%today
Payment
$1,045/mo
$1,516today
  • 4beds
  • 2baths
  • 1,862sqft

1516 ELM Road, Lakeland

1330 AUBURN Street, Lakeland, FL, 33801 — assumable FHA mortgage at 3.90%
FHA
Active
51
$350,000$207,767 equity gap
Rate
3.90%
7.40%today
Payment
$819/mo
$1,203today
  • 3beds
  • 2baths
  • 1,862sqft

1330 AUBURN Street, Lakeland

1028 SUNSHINE Drive, Lakeland, FL, 33801 — assumable FHA mortgage at 4.14%
FHA
Active
24
$173,000$133,222 equity gap
Rate
4.14%
7.40%today
Payment
$445/mo
$586today
  • 3beds
  • 1baths
  • 1,392sqft

1028 SUNSHINE Drive, Lakeland

2521 MCCRANIE Place, Lakeland, FL, 33801 — assumable FHA mortgage at 6.90%
FHA
Active
49
$250,000$10,744 equity gap
Rate
6.90%
7.40%today
Payment
$1,617/mo
$1,700today
  • 2beds
  • 2baths
  • 1,345sqft

2521 MCCRANIE Place, Lakeland

1431 HESTER Drive, Lakeland, FL, 33801 — assumable FHA mortgage at 7.07%
FHA
Active
23
$254,000$51,740 equity gap
Rate
7.07%
7.40%today
Payment
$1,398/mo
$1,444today
  • 3beds
  • 2baths
  • 1,273sqft

1431 HESTER Drive, Lakeland

1604 CRYSTAL Court, Lakeland, FL, 33801 — assumable FHA mortgage at 7.07%
FHA
Active
33
$294,900$39,362 equity gap
Rate
7.07%
7.40%today
Payment
$1,766/mo
$1,825today
  • 3beds
  • 2baths
  • 1,314sqft

1604 CRYSTAL Court, Lakeland

1430 EDGEWOOD Drive, Lakeland, FL, 33803 — assumable VA mortgage at 7.12%
VA
Active
57
$464,900$58,673 equity gap
Rate
7.12%
7.40%today
Payment
$2,820/mo
$2,900today
  • 4beds
  • 3baths
  • 2,534sqft

1430 EDGEWOOD Drive, Lakeland

627 HOLLY Place, Lakeland, FL, 33801 — assumable VA mortgage at 7.76%
VA
Active
22
$282,000$34,045 equity gap
Rate
7.76%
7.40%today
Payment
$1,824/mo
$1,761today
  • 4beds
  • 2baths
  • 1,420sqft

627 HOLLY Place, Lakeland

1572 CHURCHILL Court, Lakeland, FL, 33801 — assumable FHA mortgage at 4.82%
FHA
Active
16
$199,900$160,037 equity gap
Rate
4.82%
7.40%today
Payment
$338/mo
$445today
  • 3beds
  • 2baths
  • 1,492sqft

1572 CHURCHILL Court, Lakeland

1822 MOOSE Drive, Lakeland, FL, 33801 — assumable FHA mortgage at 5.54%
FHA
Active
17
$150,000Potential short sale
Rate
5.54%
7.40%today
Payment
$1,344/mo
$1,632today
  • 4beds
  • 2baths
  • 1,270sqft

1822 MOOSE Drive, Lakeland

1152 WATERVIEW Boulevard, Lakeland, FL, 33801 — assumable FHA mortgage at 6.78%
FHA
Active
13
$315,000$102,280 equity gap
Rate
6.78%
7.40%today
Payment
$1,415/mo
$1,506today
  • 2beds
  • 2baths
  • 1,537sqft

1152 WATERVIEW Boulevard, Lakeland

1231 NEWPORT Avenue, Lakeland, FL, 33801 — assumable FHA mortgage at 6.04%
FHA
Active
30
$390,000$282,970 equity gap
Rate
6.04%
7.40%today
Payment
$1,067/mo
$1,227today
  • 4beds
  • 3baths
  • 2,543sqft

1231 NEWPORT Avenue, Lakeland

3035 CRYSTAL HILLS Drive, Lakeland, FL, 33801 — assumable VA mortgage at 6.84%
VA
Active
44
$180,400Potential short sale
Rate
6.84%
7.40%today
Payment
$1,464/mo
$1,548today
  • 3beds
  • 2baths
  • 1,098sqft

3035 CRYSTAL HILLS Drive, Lakeland

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$338 /mo
Median cash to assume
$84,327
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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