FHA
Active
35$329,900$176,116 equity gap
- Rate
- 2.88%
7.40%today- Payment
- $781/mo
$1,255today
- 4beds
- 3baths
- 2,870sqft
Assumable homes for sale in Lakeland, FL
18 homesFHA & VA loansrates from 2.88% vs 7.40% today
Lakeland assumption guide
FHA
Active
30$399,000$166,255 equity gap
- Rate
- 3.00%
7.40%today- Payment
- $1,143/mo
$1,855today
- 4beds
- 3baths
- 3,096sqft
7609 MUSCOVY Drive, Lakeland
VA
Active
32$465,900$199,812 equity gap
- Rate
- 3.10%
7.40%today- Payment
- $1,314/mo
$2,131today
- 4beds
- 4baths
- 2,493sqft
1934 ALTAVISTA Circle, Lakeland
FHA
Active
30$365,000$196,130 equity gap
- Rate
- 3.99%
7.40%today- Payment
- $983/mo
$1,428today
- 3beds
- 2baths
- 1,984sqft
7926 RIDGE POINTE Drive, Lakeland
FHA
Active
45$375,000$264,677 equity gap
- Rate
- 4.14%
7.40%today- Payment
- $625/mo
$891today
- 4beds
- 2baths
- 1,896sqft
2426 VIEW Way, Lakeland
FHA
Active
39$325,000$36,152 equity gap
- Rate
- 5.54%
7.40%today- Payment
- $1,747/mo
$2,121today
- 3beds
- 2baths
- 1,467sqft
5563 STARLING Loop, Lakeland
FHA
Active
79$934,900$730,311 equity gap
- Rate
- 4.25%
7.40%today- Payment
- $1,232/mo
$1,734today
- 3beds
- 2baths
- 1,788sqft
7430 GREEN Road, Lakeland
FHA
Active
45$410,000$39,218 equity gap
- Rate
- 6.34%
7.40%today- Payment
- $2,399/mo
$2,672today
- 3beds
- 2baths
- 1,960sqft
7855 SUGAR PINE Boulevard, Lakeland
FHA
Active
18$370,000$36,604 equity gap
- Rate
- 6.74%
7.40%today- Payment
- $2,220/mo
$2,373today
- 3beds
- 2baths
- 1,845sqft
2039 ROSEWOOD Circle, Lakeland
FHA
Active
36$449,900$40,589 equity gap
- Rate
- 6.74%
7.40%today- Payment
- $2,723/mo
$2,910today
- 4beds
- 2baths
- 2,321sqft
5479 KNIGHTS LANDING DR., Lakeland
FHA
Active
30$377,000$21,088 equity gap
- Rate
- 7.79%
7.40%today- Payment
- $2,625/mo
$2,527today
- 4beds
- 3baths
- 2,240sqft
2051 ROSEWOOD Circle, Lakeland
FHA
Active
33$208,000$108,432 equity gap
- Rate
- 4.60%
7.40%today- Payment
- $599/mo
$809today
- 5beds
- 2baths
- 1,976sqft
3608 VALLEY Trail, Lakeland
FHA
Active
27$210,000$22,453 equity gap
- Rate
- 6.33%
7.40%today- Payment
- $1,219/mo
$1,360today
- 3beds
- 1baths
- 1,233sqft
1307 MAYFLOWER Drive, Lakeland
VA
Active
64$490,000$96,862 equity gap
- Rate
- 6.39%
7.40%today- Payment
- $2,556/mo
$2,832today
- 4beds
- 2baths
- 2,018sqft
3719 WHEELER Road, Lakeland
VA
Active
15$429,900$52,896 equity gap
- Rate
- 6.64%
7.40%today- Payment
- $2,486/mo
$2,684today
- 4beds
- 3baths
- 2,106sqft
2016 ROSEWOOD Circle, Lakeland
FHA
Active
36$274,900Potential short sale
- Rate
- 4.75%
7.40%today- Payment
- $42,577/mo
$56,512today
- 3beds
- 2baths
- 1,230sqft
7021 SHEFFIELD Drive, Lakeland
FHA
Active
22$300,000Potential short sale
- Rate
- 5.09%
7.40%today- Payment
- $2,263/mo
$2,889today
- 5beds
- 4baths
- 2,493sqft
1863 ALTAVISTA Circle, Lakeland
FHA
Active
38$295,000$273,036 equity gap
- Rate
- 6.95%
7.40%today- Payment
- $151/mo
$158today
- 3beds
- 2baths
- 1,754sqft
7524 JESSAMINE Drive, Lakeland
Assuming a mortgage in Lakeland
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.88%
- Lowest existing payment
- $599 /mo
- Median cash to assume
- $102,647