Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Harmony, FL

37 homesFHA & VA loansrates from 2.70% vs 7.40% today

Harmony assumption guide
3120 CRISPIN Circle, St Cloud, FL, 34773 — assumable VA mortgage at 2.80%
VA
Active
55
$498,990$143,523 equity gap
Rate
2.80%
7.40%today
Payment
$1,645/mo
$2,772today
  • 4beds
  • 4baths
  • 2,732sqft

3120 CRISPIN Circle, St Cloud

2845 ETHAN HAMMOCK Road, Harmony, FL, 34773 — assumable FHA mortgage at 2.96%
FHA
Active
20
$389,000$101,783 equity gap
Rate
2.96%
7.40%today
Payment
$1,359/mo
$2,243today
  • 4beds
  • 2baths
  • 1,830sqft

2845 ETHAN HAMMOCK Road, Harmony

2822 HARMONIA HAMMOCK RD, Harmony, FL, 34773 — assumable FHA mortgage at 2.97%
FHA
Active
28
$350,000$101,303 equity gap
Rate
2.97%
7.40%today
Payment
$1,183/mo
$1,951today
  • 3beds
  • 2baths
  • 1,676sqft

2822 HARMONIA HAMMOCK RD, Harmony

3351 SCHOOLHOUSE Road, Harmony, FL, 34773 — assumable VA mortgage at 2.98%
VA
Active
73
$849,000$329,088 equity gap
Rate
2.98%
7.40%today
Payment
$2,460/mo
$4,050today
  • 6beds
  • 5baths
  • 4,105sqft

3351 SCHOOLHOUSE Road, Harmony

3268 SONGBIRD Circle, St Cloud, FL, 34773 — assumable VA mortgage at 2.70%
VA
Active
68
$415,999$182,756 equity gap
Rate
2.70%
7.40%today
Payment
$1,070/mo
$1,827today
  • 4beds
  • 3baths
  • 1,955sqft

3268 SONGBIRD Circle, St Cloud

6699 ALDER Road, St Cloud, FL, 34773 — assumable FHA mortgage at 3.60%
FHA
Active
35
$420,000$163,454 equity gap
Rate
3.60%
7.40%today
Payment
$1,362/mo
$2,074today
  • 4beds
  • 3baths
  • 2,361sqft

6699 ALDER Road, St Cloud

6776 HUNTLEIGH HAMMOCK Road, St Cloud, FL, 34773 — assumable VA mortgage at 4.75%
VA
Active
35
$355,000$44,109 equity gap
Rate
4.75%
7.40%today
Payment
$1,737/mo
$2,306today
  • 3beds
  • 2baths
  • 1,649sqft

6776 HUNTLEIGH HAMMOCK Road, St Cloud

7171 CARIB GRACKLE Drive, St Cloud, FL, 34773 — assumable FHA mortgage at 5.12%
FHA
Active
15
$379,990$29,427 equity gap
Rate
5.12%
7.40%today
Payment
$1,956/mo
$2,488today
  • 3beds
  • 2baths
  • 1,501sqft

7171 CARIB GRACKLE Drive, St Cloud

3399 SAGEBRUSH Street, Harmony, FL, 34773 — assumable VA mortgage at 4.98%
VA
Active
48
$349,500$68,679 equity gap
Rate
4.98%
7.40%today
Payment
$1,612/mo
$2,084today
  • 3beds
  • 2baths
  • 1,550sqft

3399 SAGEBRUSH Street, Harmony

7007 FIVE OAKS Drive, Harmony, FL, 34773 — assumable FHA mortgage at 3.70%
FHA
Active
44
$479,900$221,043 equity gap
Rate
3.70%
7.40%today
Payment
$1,394/mo
$2,097today
  • 4beds
  • 3baths
  • 2,536sqft

7007 FIVE OAKS Drive, Harmony

3199 CRISPIN Circle, Harmony, FL, 34773 — assumable FHA mortgage at 3.75%
FHA
Active
29
$415,000$176,910 equity gap
Rate
3.75%
7.40%today
Payment
$1,274/mo
$1,905today
  • 4beds
  • 2baths
  • 1,901sqft

3199 CRISPIN Circle, Harmony

2612 HARMONIA HAMMOCK Road, Harmony, FL, 34773 — assumable FHA mortgage at 5.55%
FHA
Active
17
$375,000Potential short sale
Rate
5.55%
7.40%today
Payment
$2,274/mo
$2,757today
  • 3beds
  • 2baths
  • 1,672sqft

2612 HARMONIA HAMMOCK Road, Harmony

6777 HUNTLEIGH HAMMOCK Road, Harmony, FL, 34773 — assumable FHA mortgage at 3.85%
FHA
Active
32
$309,000Potential short sale
Rate
3.85%
7.40%today
Payment
$1,671/mo
$2,468today
  • 3beds
  • 2baths
  • 1,620sqft

6777 HUNTLEIGH HAMMOCK Road, Harmony

3485 MIDDLEBROOK Place, Harmony, FL, 34773 — assumable VA mortgage at 4.02%
VA
Active
59
$405,999$170,940 equity gap
Rate
4.02%
7.40%today
Payment
$1,390/mo
$2,011today
  • 4beds
  • 2baths
  • 2,064sqft

3485 MIDDLEBROOK Place, Harmony

2791 HOUSE FINCH Road, St Cloud, FL, 34773 — assumable FHA mortgage at 6.24%
FHA
Active
35
$389,990$5,159 equity gap
Rate
6.24%
7.40%today
Payment
$2,385/mo
$2,685today
  • 4beds
  • 2baths
  • 1,828sqft

2791 HOUSE FINCH Road, St Cloud

2945 ELIO HAMMOCK DR, Harmony, FL, 34773 — assumable VA mortgage at 6.50%
VA
Active
34
$430,000$8,363 equity gap
Rate
6.50%
7.40%today
Payment
$2,693/mo
$2,949today
  • 5beds
  • 3baths
  • 2,451sqft

2945 ELIO HAMMOCK DR, Harmony

6459 PINE FORK Alley, St Cloud, FL, 34771 — assumable VA mortgage at 6.69%
VA
Active
4
$410,000$17,581 equity gap
Rate
6.69%
7.40%today
Payment
$2,603/mo
$2,796today
  • 4beds
  • 3baths
  • 2,444sqft

6459 PINE FORK Alley, St Cloud

2816 SWOOPING SPARROW Drive, St Cloud, FL, 34773 — assumable VA mortgage at 7.22%
VA
Active
9
$349,900Potential short sale
Rate
7.22%
7.40%today
Payment
$2,564/mo
$2,610today
  • 3beds
  • 2baths
  • 1,614sqft

2816 SWOOPING SPARROW Drive, St Cloud

3768 SAGEFIELD Drive, St Cloud, FL, 34773 — assumable FHA mortgage at 7.25%
FHA
Active
21
$350,000$10,450 equity gap
Rate
7.25%
7.40%today
Payment
$2,386/mo
$2,422today
  • 3beds
  • 2baths
  • 1,505sqft

3768 SAGEFIELD Drive, St Cloud

6452 SPRUCEPINE Lane, St Cloud, FL, 34771 — assumable FHA mortgage at 6.48%
FHA
Active
45
$380,000$25,380 equity gap
Rate
6.48%
7.40%today
Payment
$2,336/mo
$2,565today
  • 3beds
  • 3baths
  • 1,982sqft

6452 SPRUCEPINE Lane, St Cloud

2834 BRIE HAMMOCK Bend, St Cloud, FL, 34773 — assumable VA mortgage at 6.87%
VA
Active
20
$335,000$25,153 equity gap
Rate
6.87%
7.40%today
Payment
$2,081/mo
$2,195today
  • 3beds
  • 3baths
  • 1,452sqft

2834 BRIE HAMMOCK Bend, St Cloud

3666 SAGEFIELD Drive, Harmony, FL, 34773 — assumable FHA mortgage at 6.89%
FHA
Active
25
$439,999$32,722 equity gap
Rate
6.89%
7.40%today
Payment
$2,738/mo
$2,882today
  • 4beds
  • 3baths
  • 2,211sqft

3666 SAGEFIELD Drive, Harmony

6691 ALDER Road, Harmony, FL, 34773 — assumable FHA mortgage at 6.94%
FHA
Active
42
$454,900$38,956 equity gap
Rate
6.94%
7.40%today
Payment
$2,816/mo
$2,948today
  • 5beds
  • 4baths
  • 2,732sqft

6691 ALDER Road, Harmony

3828 SAGEFIELD Drive, Harmony, FL, 34773 — assumable FHA mortgage at 7.17%
FHA
Active
28
$449,000$43,279 equity gap
Rate
7.17%
7.40%today
Payment
$2,814/mo
$2,878today
  • 4beds
  • 4baths
  • 2,314sqft

3828 SAGEFIELD Drive, Harmony

3795 SAGEFIELD Drive, Harmony, FL, 34773 — assumable FHA mortgage at 6.73%
FHA
Active
21
$398,980$53,202 equity gap
Rate
6.73%
7.40%today
Payment
$2,289/mo
$2,448today
  • 4beds
  • 3baths
  • 2,405sqft

3795 SAGEFIELD Drive, Harmony

7552 BENT TREE Loop, St Cloud, FL, 34773 — assumable FHA mortgage at 4.99%
FHA
Active
18
$349,900$349,900 equity gap
Rate
4.99%
7.40%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,780sqft

7552 BENT TREE Loop, St Cloud

7134 FIVE OAKS DR #4B, St Cloud, FL, 34773 — assumable VA mortgage at 6.34%
VA
Active
59
$293,000$71,159 equity gap
Rate
6.34%
7.40%today
Payment
$1,435/mo
$1,599today
  • 3beds
  • 3baths
  • 1,472sqft

7134 FIVE OAKS DR #4B, St Cloud

2603 BITTERN Bend, St Cloud, FL, 34773 — assumable FHA mortgage at 6.60%
FHA
Active
40
$640,000$142,000 equity gap
Rate
6.60%
7.40%today
Payment
$3,238/mo
$3,510today
  • 5beds
  • 4baths
  • 3,558sqft

2603 BITTERN Bend, St Cloud

3675 SAGEFIELD Drive, Harmony, FL, 34773 — assumable FHA mortgage at 6.88%
FHA
Active
12
$374,999$88,405 equity gap
Rate
6.88%
7.40%today
Payment
$1,931/mo
$2,034today
  • 3beds
  • 2baths
  • 1,419sqft

3675 SAGEFIELD Drive, Harmony

2842 COMMON CRANE Court, Harmony, FL, 34773 — assumable VA mortgage at 5.55%
VA
Active
41
$300,000Potential short sale
Rate
5.55%
7.40%today
Payment
$2,221/mo
$2,693today
  • 3beds
  • 2baths
  • 1,620sqft

2842 COMMON CRANE Court, Harmony

2898 TURNSTONE Run, St Cloud, FL, 34773 — assumable FHA mortgage at 5.66%
FHA
Active
29
$349,990Potential short sale
Rate
5.66%
7.40%today
Payment
$2,474/mo
$2,964today
  • 4beds
  • 2baths
  • 1,830sqft

2898 TURNSTONE Run, St Cloud

2798 BRIE HAMMOCK Bend, Harmony, FL, 34773 — assumable FHA mortgage at 6.20%
FHA
Active
32
$259,900Potential short sale
Rate
6.20%
7.40%today
Payment
$1,900/mo
$2,148today
  • 3beds
  • 3baths
  • 1,452sqft

2798 BRIE HAMMOCK Bend, Harmony

2915 TURNSTONE Run, St Cloud, FL, 34773 — assumable FHA mortgage at 6.28%
FHA
Active
21
$399,900$12,778 equity gap
Rate
6.28%
7.40%today
Payment
$2,493/mo
$2,794today
  • 4beds
  • 3baths
  • 2,268sqft

2915 TURNSTONE Run, St Cloud

2755 BRIE HAMMOCK Bend, Harmony, FL, 34773 — assumable FHA mortgage at 6.74%
FHA
Active
11
$249,000Potential short sale
Rate
6.74%
7.40%today
Payment
$2,048/mo
$2,189today
  • 3beds
  • 3baths
  • 1,452sqft

2755 BRIE HAMMOCK Bend, Harmony

2763 SWOOPING SPARROW Drive, St Cloud, FL, 34773 — assumable VA mortgage at 6.87%
VA
Active
40
$365,000$167,468 equity gap
Rate
6.87%
7.40%today
Payment
$1,330/mo
$1,402today
  • 3beds
  • 2baths
  • 1,501sqft

2763 SWOOPING SPARROW Drive, St Cloud

6677 HORSESHOE LANE Way, St Cloud, FL, 34773 — assumable FHA mortgage at 6.89%
FHA
Active
19
$299,990Potential short sale
Rate
6.89%
7.40%today
Payment
$2,377/mo
$2,502today
  • 4beds
  • 3baths
  • 1,679sqft

6677 HORSESHOE LANE Way, St Cloud

Assuming a mortgage in Harmony

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$1,070 /mo
Median cash to assume
$68,679
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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