Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Harmony, FL

144 homesFHA & VA loansrates from 2.63% vs 7.40% today

Harmony assumption guide
5882 HERDER Road, St Cloud, FL, 34771 — assumable FHA mortgage at 3.76%
FHA
Active
14
$356,000$12,724 equity gap
Rate
3.76%
7.40%today
Payment
$1,739/mo
$2,597today
  • 3beds
  • 2baths
  • 1,663sqft

5882 HERDER Road, St Cloud

3120 CRISPIN Circle, St Cloud, FL, 34773 — assumable VA mortgage at 2.80%
VA
Active
55
$498,990$143,523 equity gap
Rate
2.80%
7.40%today
Payment
$1,645/mo
$2,772today
  • 4beds
  • 4baths
  • 2,732sqft

3120 CRISPIN Circle, St Cloud

5015 RIVERSIDE Way, St Cloud, FL, 34771 — assumable FHA mortgage at 2.94%
FHA
Active
22
$385,000$112,338 equity gap
Rate
2.94%
7.40%today
Payment
$1,315/mo
$2,175today
  • 3beds
  • 2baths
  • 2,167sqft

5015 RIVERSIDE Way, St Cloud

2845 ETHAN HAMMOCK Road, Harmony, FL, 34773 — assumable FHA mortgage at 2.96%
FHA
Active
20
$389,000$101,783 equity gap
Rate
2.96%
7.40%today
Payment
$1,359/mo
$2,243today
  • 4beds
  • 2baths
  • 1,830sqft

2845 ETHAN HAMMOCK Road, Harmony

2822 HARMONIA HAMMOCK RD, Harmony, FL, 34773 — assumable FHA mortgage at 2.97%
FHA
Active
28
$350,000$101,303 equity gap
Rate
2.97%
7.40%today
Payment
$1,183/mo
$1,951today
  • 3beds
  • 2baths
  • 1,676sqft

2822 HARMONIA HAMMOCK RD, Harmony

1877 RIVER CREST Avenue, St Cloud, FL, 34771 — assumable VA mortgage at 3.04%
VA
Active
31
$364,000$100,526 equity gap
Rate
3.04%
7.40%today
Payment
$1,263/mo
$2,064today
  • 4beds
  • 2baths
  • 1,759sqft

1877 RIVER CREST Avenue, St Cloud

2832 NOTTEL Drive, St Cloud, FL, 34772 — assumable VA mortgage at 3.75%
VA
Active
71
$484,990$48,935 equity gap
Rate
3.75%
7.40%today
Payment
$2,211/mo
$3,306today
  • 5beds
  • 3baths
  • 3,166sqft

2832 NOTTEL Drive, St Cloud

5406 PINE LILLY DR, St Cloud, FL, 34771 — assumable VA mortgage at 3.76%
VA
Active
27
$419,990$81,862 equity gap
Rate
3.76%
7.40%today
Payment
$1,716/mo
$2,563today
  • 4beds
  • 2baths
  • 1,830sqft

5406 PINE LILLY DR, St Cloud

3600 YELLOW BIRD Court, St Cloud, FL, 34772 — assumable VA mortgage at 3.76%
VA
Active
36
$399,996$61,360 equity gap
Rate
3.76%
7.40%today
Payment
$1,716/mo
$2,562today
  • 3beds
  • 2baths
  • 1,697sqft

3600 YELLOW BIRD Court, St Cloud

2074 BRILLANTE Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.80%
FHA
Active
33
$445,000$172,736 equity gap
Rate
2.80%
7.40%today
Payment
$1,296/mo
$2,184today
  • 4beds
  • 3baths
  • 2,244sqft

2074 BRILLANTE Drive, St Cloud

2933 FIELDWOOD Circle, St Cloud, FL, 34772 — assumable FHA mortgage at 2.84%
FHA
Active
47
$325,000$98,986 equity gap
Rate
2.84%
7.40%today
Payment
$1,048/mo
$1,757today
  • 3beds
  • 3baths
  • 1,884sqft

2933 FIELDWOOD Circle, St Cloud

1808 CAYMAN COVE CIR, St Cloud, FL, 34772 — assumable FHA mortgage at 2.87%
FHA
Active
48
$339,900$135,538 equity gap
Rate
2.87%
7.40%today
Payment
$955/mo
$1,595today
  • 3beds
  • 2baths
  • 1,341sqft

1808 CAYMAN COVE CIR, St Cloud

5006 RIVERSIDE Way, St Cloud, FL, 34771 — assumable FHA mortgage at 2.90%
FHA
Active
55
$389,990$135,085 equity gap
Rate
2.90%
7.40%today
Payment
$1,227/mo
$2,040today
  • 4beds
  • 2baths
  • 2,025sqft

5006 RIVERSIDE Way, St Cloud

5841 BULLOCK Place, St Cloud, FL, 34771 — assumable FHA mortgage at 2.96%
FHA
Active
28
$369,990$123,378 equity gap
Rate
2.96%
7.40%today
Payment
$1,194/mo
$1,971today
  • 3beds
  • 2baths
  • 1,675sqft

5841 BULLOCK Place, St Cloud

3351 SCHOOLHOUSE Road, Harmony, FL, 34773 — assumable VA mortgage at 2.98%
VA
Active
73
$849,000$329,088 equity gap
Rate
2.98%
7.40%today
Payment
$2,460/mo
$4,050today
  • 6beds
  • 5baths
  • 4,105sqft

3351 SCHOOLHOUSE Road, Harmony

1416 6TH Street, St Cloud, FL, 34769 — assumable VA mortgage at 3.00%
VA
Active
28
$268,000$83,905 equity gap
Rate
3.00%
7.40%today
Payment
$877/mo
$1,440today
  • 2beds
  • 1baths
  • 808sqft

1416 6TH Street, St Cloud

5309 AMERSHAM Lane, St Cloud, FL, 34771 — assumable VA mortgage at 3.00%
VA
Active
70
$410,000$147,197 equity gap
Rate
3.00%
7.40%today
Payment
$1,258/mo
$2,065today
  • 4beds
  • 2baths
  • 1,859sqft

5309 AMERSHAM Lane, St Cloud

529 TALISI Loop, St Cloud, FL, 34771 — assumable FHA mortgage at 4.00%
FHA
Active
48
$459,000$77,129 equity gap
Rate
4.00%
7.40%today
Payment
$1,989/mo
$2,884today
  • 5beds
  • 3baths
  • 2,601sqft

529 TALISI Loop, St Cloud

551 AMADORAS Way, St Cloud, FL, 34771 — assumable FHA mortgage at 4.00%
FHA
Active
22
$375,000$46,883 equity gap
Rate
4.00%
7.40%today
Payment
$1,703/mo
$2,469today
  • 3beds
  • 2baths
  • 1,680sqft

551 AMADORAS Way, St Cloud

5087 TWIN LAKES Boulevard, St Cloud, FL, 34772 — assumable VA mortgage at 3.56%
VA
Active
67
$412,500$116,941 equity gap
Rate
3.56%
7.40%today
Payment
$1,474/mo
$2,256today
  • 3beds
  • 2baths
  • 1,863sqft

5087 TWIN LAKES Boulevard, St Cloud

5414 MANCHESTER Drive, St Cloud, FL, 34771 — assumable VA mortgage at 3.09%
VA
Active
50
$460,000$170,047 equity gap
Rate
3.09%
7.40%today
Payment
$1,417/mo
$2,275today
  • 3beds
  • 3baths
  • 2,551sqft

5414 MANCHESTER Drive, St Cloud

5317 JUBILOSO Drive, St Cloud, FL, 34771 — assumable VA mortgage at 3.10%
VA
Active
28
$475,000$146,909 equity gap
Rate
3.10%
7.40%today
Payment
$1,580/mo
$2,562today
  • 4beds
  • 4baths
  • 2,844sqft

5317 JUBILOSO Drive, St Cloud

5311 AMERSHAM Lane, St Cloud, FL, 34771 — assumable FHA mortgage at 3.10%
FHA
Active
33
$445,000$176,783 equity gap
Rate
3.10%
7.40%today
Payment
$1,297/mo
$2,104today
  • 5beds
  • 3baths
  • 2,566sqft

5311 AMERSHAM Lane, St Cloud

112 10TH Street, St Cloud, FL, 34769 — assumable FHA mortgage at 3.10%
FHA
Active
69
$330,000$118,819 equity gap
Rate
3.10%
7.40%today
Payment
$999/mo
$1,620today
  • 3beds
  • 2baths
  • 1,350sqft

112 10TH Street, St Cloud

5305 JUBILOSO Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 3.62%
FHA
Active
24
$400,000$130,809 equity gap
Rate
3.62%
7.40%today
Payment
$1,432/mo
$2,175today
  • 4beds
  • 3baths
  • 2,244sqft

5305 JUBILOSO Drive, St Cloud

2956 FIELDWOOD Circle, St Cloud, FL, 34772 — assumable FHA mortgage at 3.20%
FHA
Active
41
$310,000$118,755 equity gap
Rate
3.20%
7.40%today
Payment
$957/mo
$1,532today
  • 3beds
  • 3baths
  • 1,713sqft

2956 FIELDWOOD Circle, St Cloud

2733 SOUTHLAND Street, St Cloud, FL, 34772 — assumable VA mortgage at 2.625%
VA
Active
64
$525,000$287,615 equity gap
Rate
2.625%
7.40%today
Payment
$1,096/mo
$1,889today
  • 3beds
  • 3baths
  • 2,365sqft

2733 SOUTHLAND Street, St Cloud

4791 RIVERWALK Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.65%
FHA
Active
25
$460,000$198,888 equity gap
Rate
2.65%
7.40%today
Payment
$1,245/mo
$2,112today
  • 4beds
  • 3baths
  • 2,700sqft

4791 RIVERWALK Drive, St Cloud

1756 CHATSWORTH Circle, St Cloud, FL, 34771 — assumable FHA mortgage at 2.68%
FHA
Active
17
$529,000$237,764 equity gap
Rate
2.68%
7.40%today
Payment
$1,352/mo
$2,314today
  • 5beds
  • 3baths
  • 2,566sqft

1756 CHATSWORTH Circle, St Cloud

4900 LOTTA Court, St Cloud, FL, 34772 — assumable FHA mortgage at 2.68%
FHA
Active
58
$449,500$185,632 equity gap
Rate
2.68%
7.40%today
Payment
$1,225/mo
$2,097today
  • 3beds
  • 2baths
  • 1,957sqft

4900 LOTTA Court, St Cloud

3268 SONGBIRD Circle, St Cloud, FL, 34773 — assumable VA mortgage at 2.70%
VA
Active
68
$415,999$182,756 equity gap
Rate
2.70%
7.40%today
Payment
$1,070/mo
$1,827today
  • 4beds
  • 3baths
  • 1,955sqft

3268 SONGBIRD Circle, St Cloud

2521 YELLOW BRICK Road, St Cloud, FL, 34772 — assumable VA mortgage at 2.70%
VA
Active
40
$275,000$116,706 equity gap
Rate
2.70%
7.40%today
Payment
$740/mo
$1,263today
  • 2beds
  • 2baths
  • 1,261sqft

2521 YELLOW BRICK Road, St Cloud

5378 CEDAR POINT Way, St Cloud, FL, 34771 — assumable FHA mortgage at 2.73%
FHA
Active
41
$530,000$220,110 equity gap
Rate
2.73%
7.40%today
Payment
$1,443/mo
$2,454today
  • 5beds
  • 4baths
  • 2,841sqft

5378 CEDAR POINT Way, St Cloud

5105 STAR LINE Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.77%
FHA
Active
40
$664,900$426,297 equity gap
Rate
2.77%
7.40%today
Payment
$1,116/mo
$1,888today
  • 3beds
  • 2baths
  • 2,261sqft

5105 STAR LINE Drive, St Cloud

3534 CAYUGAS Loop, St Cloud, FL, 34772 — assumable VA mortgage at 2.80%
VA
Active
47
$445,000$218,202 equity gap
Rate
2.80%
7.40%today
Payment
$1,231/mo
$1,945today
  • 5beds
  • 3baths
  • 2,518sqft

3534 CAYUGAS Loop, St Cloud

2942 FIELDWOOD Circle, St Cloud, FL, 34772 — assumable FHA mortgage at 2.80%
FHA
Active
14
$344,900$144,344 equity gap
Rate
2.80%
7.40%today
Payment
$926/mo
$1,560today
  • 3beds
  • 3baths
  • 1,884sqft

2942 FIELDWOOD Circle, St Cloud

Assuming a mortgage in Harmony

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.63%
Lowest existing payment
$478 /mo
Median cash to assume
$100,526
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe