Nadia Daggett

Nadia Daggett

Assumable homes for sale in Gainesville, FL

9 homesVA & FHA loansrates from 2.68% vs 7.40% today

Gainesville assumption guide
1127 14TH Street, Gainesville, FL, 32641 — assumable VA mortgage at 3.69%
VA
Active
5
$229,000$50,237 equity gap
Rate
3.69%
7.40%today
Payment
$901/mo
$1,356today
  • 3beds
  • 2baths
  • 1,420sqft

1127 14TH Street, Gainesville

432 15TH Street, Gainesville, FL, 32641 — assumable VA mortgage at 2.68%
VA
Active
17
$139,900$51,071 equity gap
Rate
2.68%
7.40%today
Payment
$413/mo
$708today
  • 2beds
  • 1baths
  • 968sqft

432 15TH Street, Gainesville

2776 21ST Road, Gainesville, FL, 32641 — assumable FHA mortgage at 5.23%
FHA
Active
35
$233,000$7,531 equity gap
Rate
5.23%
7.40%today
Payment
$1,325/mo
$1,666today
  • 3beds
  • 2baths
  • 1,177sqft

2776 21ST Road, Gainesville

1015 10TH Terrace, Gainesville, FL, 32601 — assumable FHA mortgage at 5.22%
FHA
Active
27
$217,500$46,496 equity gap
Rate
5.22%
7.40%today
Payment
$1,000/mo
$1,258today
  • 3beds
  • 1baths
  • 1,324sqft

1015 10TH Terrace, Gainesville

1940 UNIVERSITY Avenue, Gainesville, FL, 32641 — assumable VA mortgage at 6.02%
VA
Active
28
$239,900$40,916 equity gap
Rate
6.02%
7.40%today
Payment
$1,260/mo
$1,452today
  • 3beds
  • 2baths
  • 1,192sqft

1940 UNIVERSITY Avenue, Gainesville

1510 14TH Avenue, Gainesville, FL, 32641 — assumable FHA mortgage at 6.99%
FHA
Active
26
$243,000$43,942 equity gap
Rate
6.99%
7.40%today
Payment
$1,354/mo
$1,411today
  • 4beds
  • 2baths
  • 1,639sqft

1510 14TH Avenue, Gainesville

1118 19TH Street, Gainesville, FL, 32641 — assumable VA mortgage at 5.66%
VA
Active
28
$209,900$91,965 equity gap
Rate
5.66%
7.40%today
Payment
$721/mo
$864today
  • 3beds
  • 1baths
  • 1,169sqft

1118 19TH Street, Gainesville

2220 46TH Terrace, Gainesville, FL, 32641 — assumable VA mortgage at 6.50%
VA
Active
16
$162,000$162,000 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 742sqft

2220 46TH Terrace, Gainesville

1504 12TH PLACE, Gainesville, FL, 32641 — assumable FHA mortgage at 6.54%
FHA
Active
10
$250,000$122,597 equity gap
Rate
6.54%
7.40%today
Payment
$841/mo
$918today
  • 3beds
  • 2baths
  • —sqft

1504 12TH PLACE, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$413 /mo
Median cash to assume
$50,237
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.