Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Gainesville, FL

11 homesVA & FHA loansrates from 2.79% vs 7.40% today

Gainesville assumption guide
8620 35TH Road, Gainesville, FL, 32606 — assumable FHA mortgage at 2.79%
FHA
Active
53
$359,900$162,638 equity gap
Rate
2.79%
7.40%today
Payment
$927/mo
$1,564today
  • 3beds
  • 2baths
  • 1,601sqft

8620 35TH Road, Gainesville

5306 57TH Way, Gainesville, FL, 32653 — assumable VA mortgage at 2.81%
VA
Active
50
$489,000$260,247 equity gap
Rate
2.81%
7.40%today
Payment
$1,070/mo
$1,800today
  • 3beds
  • 2baths
  • 2,488sqft

5306 57TH Way, Gainesville

8630 35TH Road, Gainesville, FL, 32606 — assumable FHA mortgage at 3.41%
FHA
Active
62
$309,500$202,343 equity gap
Rate
3.41%
7.40%today
Payment
$714/mo
$1,113today
  • 3beds
  • 2baths
  • 1,519sqft

8630 35TH Road, Gainesville

4109 43RD Terrace #69, Gainesville, FL, 32606 — assumable FHA mortgage at 3.50%
FHA
Active
25
$194,000$194,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,176sqft

4109 43RD Terrace #69, Gainesville

4710 23RD Avenue, Gainesville, FL, 32606 — assumable VA mortgage at 4.17%
VA
Active
30
$325,000$99,993 equity gap
Rate
4.17%
7.40%today
Payment
$1,189/mo
$1,689today
  • 4beds
  • 2baths
  • 1,584sqft

4710 23RD Avenue, Gainesville

4004 63RD Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.11%
VA
Active
49
$749,000$54,188 equity gap
Rate
6.11%
7.40%today
Payment
$4,236/mo
$4,835today
  • 4beds
  • 3baths
  • 2,644sqft

4004 63RD Street, Gainesville

6226 53RD Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.23%
VA
Active
28
$377,500$30,563 equity gap
Rate
6.23%
7.40%today
Payment
$2,150/mo
$2,423today
  • 3beds
  • 2baths
  • 1,498sqft

6226 53RD Terrace, Gainesville

2015 89TH Drive, Gainesville, FL, 32606 — assumable FHA mortgage at 4.62%
FHA
Active
41
$475,000$238,260 equity gap
Rate
4.62%
7.40%today
Payment
$1,412/mo
$1,902today
  • 4beds
  • 3baths
  • 2,738sqft

2015 89TH Drive, Gainesville

6413 52ND Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.12%
VA
Active
38
$369,000$149,175 equity gap
Rate
6.12%
7.40%today
Payment
$1,397/mo
$1,592today
  • 3beds
  • 2baths
  • 1,531sqft

6413 52ND Terrace, Gainesville

2598 48TH Terrace, Gainesville, FL, 32606 — assumable VA mortgage at 6.50%
VA
Active
57
$549,900$549,900 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,059sqft

2598 48TH Terrace, Gainesville

4616 57TH Drive, Gainesville, FL, 32606 — assumable VA mortgage at 6.50%
VA
Active
45
$798,000$440,315 equity gap
Rate
6.50%
7.40%today
Payment
$2,275/mo
$2,493today
  • 6beds
  • 4baths
  • 4,351sqft

4616 57TH Drive, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.79%
Lowest existing payment
$714 /mo
Median cash to assume
$194,000
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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