Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Gainesville, FL

20 homesVA & FHA loansrates from 2.65% vs 7.40% today

Gainesville assumption guide
1326 90TH Street, Gainesville, FL, 32607 — assumable VA mortgage at 2.65%
VA
Active
91
$975,000$386,024 equity gap
Rate
2.65%
7.40%today
Payment
$2,726/mo
$4,683today
  • 5beds
  • 4baths
  • 3,853sqft

1326 90TH Street, Gainesville

900 62ND Boulevard #L76, Gainesville, FL, 32607 — assumable VA mortgage at 2.72%
VA
Active
47
$158,900$81,850 equity gap
Rate
2.72%
7.40%today
Payment
$362/mo
$616today
  • 2beds
  • 2baths
  • 1,106sqft

900 62ND Boulevard #L76, Gainesville

7304 18TH Place, Gainesville, FL, 32607 — assumable VA mortgage at 2.73%
VA
Active
18
$309,000$157,263 equity gap
Rate
2.73%
7.40%today
Payment
$707/mo
$1,202today
  • 3beds
  • 2baths
  • 1,442sqft

7304 18TH Place, Gainesville

3970 20TH Avenue #904, Gainesville, FL, 32607 — assumable VA mortgage at 3.00%
VA
Active
23
$172,000$172,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,176sqft

3970 20TH Avenue #904, Gainesville

3901 20TH Avenue #806, Gainesville, FL, 32607 — assumable VA mortgage at 3.00%
VA
Active
18
$169,000$169,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,176sqft

3901 20TH Avenue #806, Gainesville

6519 NEWBERRY Road #305, Gainesville, FL, 32605 — assumable VA mortgage at 3.00%
VA
Active
31
$89,900$89,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 1,164sqft

6519 NEWBERRY Road #305, Gainesville

3349B 50TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.50%
VA
Active
32
$555,000$555,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,850sqft

3349B 50TH Drive, Gainesville

6907 44TH Avenue, Gainesville, FL, 32608 — assumable FHA mortgage at 5.10%
FHA
Active
17
$145,000$28,528 equity gap
Rate
5.10%
7.40%today
Payment
$676/mo
$862today
  • 2beds
  • 3baths
  • 992sqft

6907 44TH Avenue, Gainesville

7220 35TH Road, Gainesville, FL, 32608 — assumable VA mortgage at 3.87%
VA
Active
59
$579,000$378,616 equity gap
Rate
3.87%
7.40%today
Payment
$1,429/mo
$2,105today
  • 4beds
  • 3baths
  • 2,428sqft

7220 35TH Road, Gainesville

2629 85TH Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 3.90%
VA
Active
46
$549,000$352,019 equity gap
Rate
3.90%
7.40%today
Payment
$1,217/mo
$1,787today
  • 3beds
  • 3baths
  • 2,234sqft

2629 85TH Terrace, Gainesville

4106 13TH Place, Gainesville, FL, 32605 — assumable VA mortgage at 4.00%
VA
Active
35
$345,000$345,000 equity gap
Rate
4.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,582sqft

4106 13TH Place, Gainesville

4101 14TH Place, Gainesville, FL, 32605 — assumable VA mortgage at 6.89%
VA
Active
55
$265,000Potential short sale
Rate
6.89%
7.40%today
Payment
$1,764/mo
$1,857today
  • 3beds
  • 1baths
  • 1,099sqft

4101 14TH Place, Gainesville

4663 48TH Drive #137, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
22
$266,000$24,304 equity gap
Rate
6.50%
7.40%today
Payment
$1,576/mo
$1,726today
  • 3beds
  • 3baths
  • 1,428sqft

4663 48TH Drive #137, Gainesville

1120 80TH Drive, Gainesville, FL, 32607 — assumable VA mortgage at 6.72%
VA
Active
50
$465,000$34,582 equity gap
Rate
6.72%
7.40%today
Payment
$2,832/mo
$3,033today
  • 4beds
  • 2baths
  • 2,235sqft

1120 80TH Drive, Gainesville

2221 73RD Terrace, Gainesville, FL, 32607 — assumable FHA mortgage at 6.50%
FHA
Active
24
$204,999$25,951 equity gap
Rate
6.50%
7.40%today
Payment
$1,179/mo
$1,292today
  • 2beds
  • 2baths
  • 1,030sqft

2221 73RD Terrace, Gainesville

3915 7TH Place, Gainesville, FL, 32607 — assumable FHA mortgage at 6.94%
FHA
Active
16
$230,000$41,381 equity gap
Rate
6.94%
7.40%today
Payment
$1,279/mo
$1,340today
  • 2beds
  • 2baths
  • 1,200sqft

3915 7TH Place, Gainesville

1939 73RD Terrace, Gainesville, FL, 32607 — assumable VA mortgage at 5.78%
VA
Active
26
$235,000$71,899 equity gap
Rate
5.78%
7.40%today
Payment
$1,013/mo
$1,198today
  • 3beds
  • 2baths
  • 1,008sqft

1939 73RD Terrace, Gainesville

7200 8TH Avenue #E27, Gainesville, FL, 32607 — assumable VA mortgage at 6.65%
VA
Active
31
$175,000$74,987 equity gap
Rate
6.65%
7.40%today
Payment
$652/mo
$703today
  • 2beds
  • 2baths
  • 1,070sqft

7200 8TH Avenue #E27, Gainesville

1110 62 Terrace #A,B,C,D,E and F, Gainesville, FL, 32607 — assumable VA mortgage
VA
Active
53
$970,000$990,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 2beds
  • 2baths
  • 1,049sqft

1110 62 Terrace #A,B,C,D,E and F, Gainesville

1812 70TH Terrace, Gainesville, FL, 32607 — assumable VA mortgage
VA
Active
8
$108,000$108,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 2beds
  • 1baths
  • 800sqft

1812 70TH Terrace, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$362 /mo
Median cash to assume
$108,000
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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