Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Gainesville, FL

18 homesVA & FHA loansrates from 2.89% vs 7.40% today

Gainesville assumption guide
7585 79TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.17%
VA
Active
68
$550,000$136,984 equity gap
Rate
3.17%
7.40%today
Payment
$2,009/mo
$3,228today
  • 5beds
  • 4baths
  • 3,042sqft

7585 79TH Drive, Gainesville

8391 75TH Road, Gainesville, FL, 32608 — assumable VA mortgage at 2.89%
VA
Active
43
$489,990$426,997 equity gap
Rate
2.89%
7.40%today
Payment
$1,165/mo
$1,566today
  • 4beds
  • 3baths
  • 2,637sqft

8391 75TH Road, Gainesville

6015 36TH Way, Gainesville, FL, 32608 — assumable VA mortgage at 3.00%
VA
Active
85
$639,900$639,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 3,764sqft

6015 36TH Way, Gainesville

5949 83RD Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 3.45%
VA
Active
27
$399,000$224,170 equity gap
Rate
3.45%
7.40%today
Payment
$904/mo
$1,402today
  • 4beds
  • 2baths
  • 1,768sqft

5949 83RD Terrace, Gainesville

3349B 50TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.50%
VA
Active
32
$555,000$555,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,850sqft

3349B 50TH Drive, Gainesville

6907 44TH Avenue, Gainesville, FL, 32608 — assumable FHA mortgage at 5.10%
FHA
Active
17
$145,000$28,528 equity gap
Rate
5.10%
7.40%today
Payment
$676/mo
$862today
  • 2beds
  • 3baths
  • 992sqft

6907 44TH Avenue, Gainesville

7220 35TH Road, Gainesville, FL, 32608 — assumable VA mortgage at 3.87%
VA
Active
59
$579,000$378,616 equity gap
Rate
3.87%
7.40%today
Payment
$1,429/mo
$2,105today
  • 4beds
  • 3baths
  • 2,428sqft

7220 35TH Road, Gainesville

2629 85TH Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 3.90%
VA
Active
46
$549,000$352,019 equity gap
Rate
3.90%
7.40%today
Payment
$1,217/mo
$1,787today
  • 3beds
  • 3baths
  • 2,234sqft

2629 85TH Terrace, Gainesville

6463 77TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 6.67%
VA
Active
12
$385,000Potential short sale
Rate
6.67%
7.40%today
Payment
$2,553/mo
$2,748today
  • 3beds
  • 2baths
  • 1,714sqft

6463 77TH Drive, Gainesville

4663 48TH Drive #137, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
22
$266,000$24,304 equity gap
Rate
6.50%
7.40%today
Payment
$1,576/mo
$1,726today
  • 3beds
  • 3baths
  • 1,428sqft

4663 48TH Drive #137, Gainesville

6735 51ST Avenue, Gainesville, FL, 32608 — assumable FHA mortgage at 6.65%
FHA
Active
10
$185,000$25,517 equity gap
Rate
6.65%
7.40%today
Payment
$1,040/mo
$1,122today
  • 3beds
  • 2baths
  • 1,170sqft

6735 51ST Avenue, Gainesville

8008 62ND Court, Gainesville, FL, 32608 — assumable FHA mortgage at 7.20%
FHA
Active
49
$449,900$123,529 equity gap
Rate
7.20%
7.40%today
Payment
$2,281/mo
$2,326today
  • 5beds
  • 3baths
  • 2,556sqft

8008 62ND Court, Gainesville

5208 86TH Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 6.11%
VA
Active
26
$263,000$81,199 equity gap
Rate
6.11%
7.40%today
Payment
$1,160/mo
$1,324today
  • 3beds
  • 2baths
  • 1,264sqft

5208 86TH Terrace, Gainesville

8317 78TH Lane, Gainesville, FL, 32608 — assumable VA mortgage at 6.32%
VA
Active
45
$442,000$137,079 equity gap
Rate
6.32%
7.40%today
Payment
$2,470/mo
$2,686today
  • 4beds
  • 3baths
  • 2,253sqft

8317 78TH Lane, Gainesville

7220 75TH Street, Gainesville, FL, 32608 — assumable VA mortgage at 5.79%
VA
Active
24
$305,000Potential short sale
Rate
5.79%
7.40%today
Payment
$4,177/mo
$4,648today
  • 3beds
  • 2baths
  • 1,122sqft

7220 75TH Street, Gainesville

5239 67TH Street, Gainesville, FL, 32608 — assumable FHA mortgage at 6.01%
FHA
Active
32
$234,900$216,347 equity gap
Rate
6.01%
7.40%today
Payment
$387/mo
$400today
  • 3beds
  • 2baths
  • 1,493sqft

5239 67TH Street, Gainesville

6907 82ND Terrace, Gainesville, FL, 32608 — assumable VA mortgage at 6.50%
VA
Active
38
$399,900$168,034 equity gap
Rate
6.50%
7.40%today
Payment
$1,470/mo
$1,610today
  • 4beds
  • 2baths
  • 1,857sqft

6907 82ND Terrace, Gainesville

3926 69TH Avenue, Gainesville, FL, 32608 — assumable VA mortgage
VA
Active
35
$650,000$650,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 4beds
  • 3baths
  • 2,451sqft

3926 69TH Avenue, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.89%
Lowest existing payment
$387 /mo
Median cash to assume
$192,191
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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