Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Gainesville, FL

25 homesVA & FHA loansrates from 2.73% vs 7.40% today

Gainesville assumption guide
2541 52ND Place, Gainesville, FL, 32605 — assumable FHA mortgage at 3.07%
FHA
Active
25
$230,000$40,417 equity gap
Rate
3.07%
7.40%today
Payment
$898/mo
$1,462today
  • 3beds
  • 2baths
  • 1,181sqft

2541 52ND Place, Gainesville

8496 38TH Terrace, Gainesville, FL, 32653 — assumable FHA mortgage at 2.84%
FHA
Active
32
$214,000$57,228 equity gap
Rate
2.84%
7.40%today
Payment
$729/mo
$1,222today
  • 2beds
  • 2baths
  • 1,392sqft

8496 38TH Terrace, Gainesville

3803 26TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.93%
FHA
Active
30
$270,000$68,191 equity gap
Rate
2.93%
7.40%today
Payment
$952/mo
$1,577today
  • 3beds
  • 2baths
  • 1,292sqft

3803 26TH Street, Gainesville

2827 42ND Place, Gainesville, FL, 32605 — assumable VA mortgage at 2.73%
VA
Active
38
$280,000$157,644 equity gap
Rate
2.73%
7.40%today
Payment
$570/mo
$969today
  • 3beds
  • 2baths
  • 1,430sqft

2827 42ND Place, Gainesville

8345 54TH Terrace, Gainesville, FL, 32653 — assumable FHA mortgage at 2.73%
FHA
Active
45
$480,000$255,831 equity gap
Rate
2.73%
7.40%today
Payment
$1,029/mo
$1,750today
  • 4beds
  • 4baths
  • 2,512sqft

8345 54TH Terrace, Gainesville

5306 57TH Way, Gainesville, FL, 32653 — assumable VA mortgage at 2.81%
VA
Active
50
$489,000$260,247 equity gap
Rate
2.81%
7.40%today
Payment
$1,070/mo
$1,800today
  • 3beds
  • 2baths
  • 2,488sqft

5306 57TH Way, Gainesville

4511 35TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.96%
FHA
Active
42
$285,000$136,159 equity gap
Rate
2.96%
7.40%today
Payment
$706/mo
$1,165today
  • 2beds
  • 2baths
  • 1,268sqft

4511 35TH Street, Gainesville

3525 50TH Avenue, Gainesville, FL, 32605 — assumable VA mortgage at 3.00%
VA
Active
38
$299,900$299,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,358sqft

3525 50TH Avenue, Gainesville

2809 35TH Place, Gainesville, FL, 32605 — assumable VA mortgage at 3.43%
VA
Active
73
$405,000$254,734 equity gap
Rate
3.43%
7.40%today
Payment
$864/mo
$1,343today
  • 3beds
  • 2baths
  • 2,143sqft

2809 35TH Place, Gainesville

4109 43RD Terrace #69, Gainesville, FL, 32606 — assumable FHA mortgage at 3.50%
FHA
Active
25
$194,000$194,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,176sqft

4109 43RD Terrace #69, Gainesville

3504 37TH Avenue, Gainesville, FL, 32605 — assumable VA mortgage at 3.91%
VA
Active
15
$165,600$126,116 equity gap
Rate
3.91%
7.40%today
Payment
$279/mo
$409today
  • 2beds
  • 2baths
  • 1,000sqft

3504 37TH Avenue, Gainesville

2411 54TH Avenue, Gainesville, FL, 32653 — assumable VA mortgage at 6.12%
VA
Active
27
$280,000Potential short sale
Rate
6.12%
7.40%today
Payment
$1,799/mo
$2,051today
  • 3beds
  • 2baths
  • 1,505sqft

2411 54TH Avenue, Gainesville

2509 37TH Place, Gainesville, FL, 32605 — assumable VA mortgage at 4.72%
VA
Active
36
$289,000$107,902 equity gap
Rate
4.72%
7.40%today
Payment
$1,014/mo
$1,350today
  • 3beds
  • 3baths
  • 1,495sqft

2509 37TH Place, Gainesville

4004 63RD Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.11%
VA
Active
49
$749,000$54,188 equity gap
Rate
6.11%
7.40%today
Payment
$4,236/mo
$4,835today
  • 4beds
  • 3baths
  • 2,644sqft

4004 63RD Street, Gainesville

6226 53RD Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.23%
VA
Active
28
$377,500$30,563 equity gap
Rate
6.23%
7.40%today
Payment
$2,150/mo
$2,423today
  • 3beds
  • 2baths
  • 1,498sqft

6226 53RD Terrace, Gainesville

4931 81ST Avenue, Gainesville, FL, 32653 — assumable FHA mortgage at 6.34%
FHA
Active
40
$359,999$25,068 equity gap
Rate
6.34%
7.40%today
Payment
$2,167/mo
$2,413today
  • 3beds
  • 2baths
  • 1,659sqft

4931 81ST Avenue, Gainesville

4423 36TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 5.00%
FHA
Active
62
$330,000$128,886 equity gap
Rate
5.00%
7.40%today
Payment
$1,159/mo
$1,494today
  • 3beds
  • 2baths
  • 1,574sqft

4423 36TH Street, Gainesville

4628 40TH Street, Gainesville, FL, 32606 — assumable VA mortgage at 6.39%
VA
Active
39
$315,000$45,859 equity gap
Rate
6.39%
7.40%today
Payment
$1,750/mo
$1,939today
  • 4beds
  • 2baths
  • 1,688sqft

4628 40TH Street, Gainesville

5931 26TH Street, Gainesville, FL, 32653 — assumable FHA mortgage at 6.32%
FHA
Active
27
$259,900$57,812 equity gap
Rate
6.32%
7.40%today
Payment
$1,309/mo
$1,462today
  • 3beds
  • 2baths
  • 1,241sqft

5931 26TH Street, Gainesville

4302 21ST Drive, Gainesville, FL, 32605 — assumable FHA mortgage at 6.50%
FHA
Active
24
$305,000$85,747 equity gap
Rate
6.50%
7.40%today
Payment
$1,428/mo
$1,564today
  • 3beds
  • 2baths
  • 1,415sqft

4302 21ST Drive, Gainesville

2921 54TH Avenue, Gainesville, FL, 32653 — assumable FHA mortgage at 6.62%
FHA
Active
23
$279,900$83,235 equity gap
Rate
6.62%
7.40%today
Payment
$1,296/mo
$1,402today
  • 3beds
  • 2baths
  • 1,365sqft

2921 54TH Avenue, Gainesville

6413 52ND Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.12%
VA
Active
38
$369,000$149,175 equity gap
Rate
6.12%
7.40%today
Payment
$1,397/mo
$1,592today
  • 3beds
  • 2baths
  • 1,531sqft

6413 52ND Terrace, Gainesville

4616 57TH Drive, Gainesville, FL, 32606 — assumable VA mortgage at 6.50%
VA
Active
45
$798,000$440,315 equity gap
Rate
6.50%
7.40%today
Payment
$2,275/mo
$2,493today
  • 6beds
  • 4baths
  • 4,351sqft

4616 57TH Drive, Gainesville

6110 30TH Terrace, Gainesville, FL, 32653 — assumable VA mortgage at 6.62%
VA
Active
$164,900Potential short sale
Rate
6.62%
7.40%today
Payment
$1,715/mo
$1,856today
  • 3beds
  • 2baths
  • 1,403sqft

6110 30TH Terrace, Gainesville

2188 42ND Avenue, Gainesville, FL, 32605 — assumable FHA mortgage at 6.65%
FHA
Active
14
$165,000Potential short sale
Rate
6.65%
7.40%today
Payment
$1,437/mo
$1,550today
  • 3beds
  • 2baths
  • 1,374sqft

2188 42ND Avenue, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$570 /mo
Median cash to assume
$117,009
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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