Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Gainesville, FL

124 homesVA & FHA loansrates from 2.19% vs 7.40% today

Gainesville assumption guide
3929 20TH Terrace, Gainesville, FL, 32605 — assumable VA mortgage at 3.05%
VA
Active
57
$304,900$59,671 equity gap
Rate
3.05%
7.40%today
Payment
$1,154/mo
$1,883today
  • 4beds
  • 2baths
  • 1,660sqft

3929 20TH Terrace, Gainesville

2541 52ND Place, Gainesville, FL, 32605 — assumable FHA mortgage at 3.07%
FHA
Active
25
$230,000$40,417 equity gap
Rate
3.07%
7.40%today
Payment
$898/mo
$1,462today
  • 3beds
  • 2baths
  • 1,181sqft

2541 52ND Place, Gainesville

2032 33RD Avenue, Gainesville, FL, 32605 — assumable FHA mortgage at 2.77%
FHA
Active
31
$299,900$77,728 equity gap
Rate
2.77%
7.40%today
Payment
$1,025/mo
$1,734today
  • 2beds
  • 2baths
  • 1,272sqft

2032 33RD Avenue, Gainesville

8496 38TH Terrace, Gainesville, FL, 32653 — assumable FHA mortgage at 2.84%
FHA
Active
32
$214,000$57,228 equity gap
Rate
2.84%
7.40%today
Payment
$729/mo
$1,222today
  • 2beds
  • 2baths
  • 1,392sqft

8496 38TH Terrace, Gainesville

3803 26TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.93%
FHA
Active
30
$270,000$68,191 equity gap
Rate
2.93%
7.40%today
Payment
$952/mo
$1,577today
  • 3beds
  • 2baths
  • 1,292sqft

3803 26TH Street, Gainesville

7585 79TH Drive, Gainesville, FL, 32608 — assumable VA mortgage at 3.17%
VA
Active
68
$550,000$136,984 equity gap
Rate
3.17%
7.40%today
Payment
$2,009/mo
$3,228today
  • 5beds
  • 4baths
  • 3,042sqft

7585 79TH Drive, Gainesville

1326 90TH Street, Gainesville, FL, 32607 — assumable VA mortgage at 2.65%
VA
Active
91
$975,000$386,024 equity gap
Rate
2.65%
7.40%today
Payment
$2,726/mo
$4,683today
  • 5beds
  • 4baths
  • 3,853sqft

1326 90TH Street, Gainesville

7753 21ST Terrace, Gainesville, FL, 32609 — assumable VA mortgage at 2.75%
VA
Active
32
$290,000$109,491 equity gap
Rate
2.75%
7.40%today
Payment
$831/mo
$1,409today
  • 3beds
  • 2baths
  • 1,433sqft

7753 21ST Terrace, Gainesville

4323 12TH Terrace, Gainesville, FL, 32609 — assumable VA mortgage at 3.06%
VA
Active
34
$244,900$76,924 equity gap
Rate
3.06%
7.40%today
Payment
$807/mo
$1,316today
  • 4beds
  • 2baths
  • 1,252sqft

4323 12TH Terrace, Gainesville

1127 14TH Street, Gainesville, FL, 32641 — assumable VA mortgage at 3.69%
VA
Active
5
$229,000$50,237 equity gap
Rate
3.69%
7.40%today
Payment
$901/mo
$1,356today
  • 3beds
  • 2baths
  • 1,420sqft

1127 14TH Street, Gainesville

9627 40TH Lane, Gainesville, FL, 32608 — assumable VA mortgage at 2.19%
VA
Active
54
$985,000$595,070 equity gap
Rate
2.19%
7.40%today
Payment
$3,568/mo
$5,040today
  • 5beds
  • 5baths
  • 3,890sqft

9627 40TH Lane, Gainesville

2905 ARCHER Road #S4024, Gainesville, FL, 32608 — assumable VA mortgage at 2.31%
VA
Active
19
$139,900$125,529 equity gap
Rate
2.31%
7.40%today
Payment
$3,610/mo
$4,086today
  • 2beds
  • 2baths
  • 800sqft

2905 ARCHER Road #S4024, Gainesville

432 15TH Street, Gainesville, FL, 32641 — assumable VA mortgage at 2.68%
VA
Active
17
$139,900$51,071 equity gap
Rate
2.68%
7.40%today
Payment
$413/mo
$708today
  • 2beds
  • 1baths
  • 968sqft

432 15TH Street, Gainesville

5134 92ND Court, Gainesville, FL, 32608 — assumable VA mortgage at 2.71%
VA
Active
20
$235,000$146,154 equity gap
Rate
2.71%
7.40%today
Payment
$415/mo
$707today
  • 2beds
  • 2baths
  • 952sqft

5134 92ND Court, Gainesville

900 62ND Boulevard #L76, Gainesville, FL, 32607 — assumable VA mortgage at 2.72%
VA
Active
47
$158,900$81,850 equity gap
Rate
2.72%
7.40%today
Payment
$362/mo
$616today
  • 2beds
  • 2baths
  • 1,106sqft

900 62ND Boulevard #L76, Gainesville

12208 9TH Avenue, Newberry, FL, 32669 — assumable VA mortgage at 2.73%
VA
Active
67
$605,000$313,378 equity gap
Rate
2.73%
7.40%today
Payment
$1,399/mo
$2,348today
  • 3beds
  • 3baths
  • 2,336sqft

12208 9TH Avenue, Newberry

2827 42ND Place, Gainesville, FL, 32605 — assumable VA mortgage at 2.73%
VA
Active
38
$280,000$157,644 equity gap
Rate
2.73%
7.40%today
Payment
$570/mo
$969today
  • 3beds
  • 2baths
  • 1,430sqft

2827 42ND Place, Gainesville

8345 54TH Terrace, Gainesville, FL, 32653 — assumable FHA mortgage at 2.73%
FHA
Active
45
$480,000$255,831 equity gap
Rate
2.73%
7.40%today
Payment
$1,029/mo
$1,750today
  • 4beds
  • 4baths
  • 2,512sqft

8345 54TH Terrace, Gainesville

7304 18TH Place, Gainesville, FL, 32607 — assumable VA mortgage at 2.73%
VA
Active
18
$309,000$157,263 equity gap
Rate
2.73%
7.40%today
Payment
$707/mo
$1,202today
  • 3beds
  • 2baths
  • 1,442sqft

7304 18TH Place, Gainesville

8620 35TH Road, Gainesville, FL, 32606 — assumable FHA mortgage at 2.79%
FHA
Active
53
$359,900$162,638 equity gap
Rate
2.79%
7.40%today
Payment
$927/mo
$1,564today
  • 3beds
  • 2baths
  • 1,601sqft

8620 35TH Road, Gainesville

5306 57TH Way, Gainesville, FL, 32653 — assumable VA mortgage at 2.81%
VA
Active
50
$489,000$260,247 equity gap
Rate
2.81%
7.40%today
Payment
$1,070/mo
$1,800today
  • 3beds
  • 2baths
  • 2,488sqft

5306 57TH Way, Gainesville

9028 76TH Avenue, Gainesville, FL, 32608 — assumable VA mortgage at 2.83%
VA
Active
40
$335,000$202,975 equity gap
Rate
2.83%
7.40%today
Payment
$619/mo
$1,039today
  • 3beds
  • 2baths
  • 1,402sqft

9028 76TH Avenue, Gainesville

8391 75TH Road, Gainesville, FL, 32608 — assumable VA mortgage at 2.89%
VA
Active
43
$489,990$426,997 equity gap
Rate
2.89%
7.40%today
Payment
$1,165/mo
$1,566today
  • 4beds
  • 3baths
  • 2,637sqft

8391 75TH Road, Gainesville

1019 25TH Avenue, Gainesville, FL, 32609 — assumable VA mortgage at 2.96%
VA
Active
22
$249,900$112,488 equity gap
Rate
2.96%
7.40%today
Payment
$650/mo
$1,073today
  • 3beds
  • 1baths
  • 1,133sqft

1019 25TH Avenue, Gainesville

4511 35TH Street, Gainesville, FL, 32605 — assumable FHA mortgage at 2.96%
FHA
Active
42
$285,000$136,159 equity gap
Rate
2.96%
7.40%today
Payment
$706/mo
$1,165today
  • 2beds
  • 2baths
  • 1,268sqft

4511 35TH Street, Gainesville

2635 35TH Place #1506, Gainesville, FL, 32608 — assumable VA mortgage at 3.00%
VA
Active
41
$134,900$134,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,088sqft

2635 35TH Place #1506, Gainesville

3970 20TH Avenue #904, Gainesville, FL, 32607 — assumable VA mortgage at 3.00%
VA
Active
23
$172,000$172,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,176sqft

3970 20TH Avenue #904, Gainesville

4415 34TH Street #309, Gainesville, FL, 32608 — assumable VA mortgage at 3.00%
VA
Active
37
$157,900$157,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,172sqft

4415 34TH Street #309, Gainesville

109 16TH Avenue #Q101, Gainesville, FL, 32601 — assumable VA mortgage at 3.00%
VA
Active
15
$100,000$100,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 874sqft

109 16TH Avenue #Q101, Gainesville

3525 50TH Avenue, Gainesville, FL, 32605 — assumable VA mortgage at 3.00%
VA
Active
38
$299,900$299,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,358sqft

3525 50TH Avenue, Gainesville

3137 6TH Street, Gainesville, FL, 32609 — assumable VA mortgage at 3.00%
VA
Active
10
$205,000$205,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 1,080sqft

3137 6TH Street, Gainesville

3901 20TH Avenue #806, Gainesville, FL, 32607 — assumable VA mortgage at 3.00%
VA
Active
18
$169,000$169,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,176sqft

3901 20TH Avenue #806, Gainesville

6519 NEWBERRY Road #305, Gainesville, FL, 32605 — assumable VA mortgage at 3.00%
VA
Active
31
$89,900$89,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 1,164sqft

6519 NEWBERRY Road #305, Gainesville

6015 36TH Way, Gainesville, FL, 32608 — assumable VA mortgage at 3.00%
VA
Active
85
$639,900$639,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 3,764sqft

6015 36TH Way, Gainesville

9406 78TH Court, Gainesville, FL, 32608 — assumable VA mortgage at 3.31%
VA
Active
37
$420,000$219,400 equity gap
Rate
3.31%
7.40%today
Payment
$1,017/mo
$1,606today
  • 3beds
  • 2baths
  • 2,097sqft

9406 78TH Court, Gainesville

1717 28TH Avenue, Gainesville, FL, 32609 — assumable FHA mortgage at 3.64%
FHA
Active
16
$160,000$51,072 equity gap
Rate
3.64%
7.40%today
Payment
$575/mo
$872today
  • 2beds
  • 2baths
  • 1,648sqft

1717 28TH Avenue, Gainesville

Assuming a mortgage in Gainesville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.19%
Lowest existing payment
$362 /mo
Median cash to assume
$128,886
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe