Assumable homes for sale in Fort Myers Beach, FL

3 homesFHA loansrates from 4.46% vs 7.40% today

Fort Myers Beach assumption guide

4934 20TH Place, Cape Coral, FL, 33914 — assumable FHA mortgage at 4.46%

FHA

Active

$325,000$158,575 equity gap

Rate: 4.46%; ~~7.40%~~today
Payment: $975/mo; ~~$1,339~~today

3beds
2baths
1,452sqft

4934 20TH Place, Cape Coral

7167 COLUMBIA Circle, Fort Myers, FL, 33908 — assumable FHA mortgage at 5.23%

FHA

Active

$285,000Potential short sale

Rate: 5.23%; ~~7.40%~~today
Payment: $2,164/mo; ~~$2,719~~today

2beds
2baths
1,342sqft

7167 COLUMBIA Circle, Fort Myers

12970 SPENCER Street, Fort Myers, FL, 33908 — assumable FHA mortgage at 6.34%

FHA

Active

$215,000$83,010 equity gap

Rate: 6.34%; ~~7.40%~~today
Payment: $854/mo; ~~$951~~today

3beds
2baths
960sqft

12970 SPENCER Street, Fort Myers

Assuming a mortgage in Fort Myers Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 4.46%
Lowest existing payment: $854 /mo
Median cash to assume: $120,793