Nadia Daggett

Nadia Daggett

(813) 331-5221

Assumable homes for sale in Bartow, FL

118 homesFHA & VA loansrates from 2.34% vs 7.40% today

Bartow assumption guide
2145 SANDY HOOK, Lakeland, FL, 33813 — assumable FHA mortgage at 2.87%
FHATop pick
Active
8
$210,000$14,053 equity gap
Rate
2.87%
7.40%today
Payment
$916/mo
$1,530today
  • 3beds
  • 2baths
  • 1,404sqft

2145 SANDY HOOK, Lakeland

440 KENSINGTON VIEW Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.68%
FHA
Active
32
$269,000$52,642 equity gap
Rate
2.68%
7.40%today
Payment
$1,005/mo
$1,719today
  • 3beds
  • 2baths
  • 1,688sqft

440 KENSINGTON VIEW Drive, Winter Haven

139 PERSHING Street, Bartow, FL, 33830 — assumable VA mortgage at 2.80%
VA
Active
48
$290,000$47,706 equity gap
Rate
2.80%
7.40%today
Payment
$1,124/mo
$1,894today
  • 3beds
  • 2baths
  • 2,230sqft

139 PERSHING Street, Bartow

2829 HICKORY RIDGE, Lakeland, FL, 33813 — assumable VA mortgage at 2.88%
VA
Active
28
$309,900$50,085 equity gap
Rate
2.88%
7.40%today
Payment
$1,210/mo
$2,019today
  • 3beds
  • 2baths
  • 1,594sqft

2829 HICKORY RIDGE, Lakeland

729 LAKE Avenue, Eagle Lake, FL, 33839 — assumable FHA mortgage at 3.45%
FHA
Active
35
$264,000$18,485 equity gap
Rate
3.45%
7.40%today
Payment
$1,205/mo
$1,870today
  • 5beds
  • 3baths
  • 1,632sqft

729 LAKE Avenue, Eagle Lake

851 VIENNA Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 3.76%
VA
Active
45
$279,900Potential short sale
Rate
3.76%
7.40%today
Payment
$1,455/mo
$2,172today
  • 3beds
  • 2baths
  • 1,569sqft

851 VIENNA Drive, Winter Haven

136 MADERA Drive, Winter Haven, FL, 33880 — assumable VA mortgage at 2.89%
VA
Active
19
$170,380$38,619 equity gap
Rate
2.89%
7.40%today
Payment
$632/mo
$1,052today
  • 3beds
  • 2baths
  • 1,448sqft

136 MADERA Drive, Winter Haven

4934 WILDFLOWER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
52
$319,900$86,816 equity gap
Rate
3.05%
7.40%today
Payment
$1,104/mo
$1,802today
  • 4beds
  • 2baths
  • 1,904sqft

4934 WILDFLOWER Drive, Lakeland

6146 MISSION Drive, Lakeland, FL, 33812 — assumable VA mortgage at 3.08%
VA
Active
47
$325,000$97,333 equity gap
Rate
3.08%
7.40%today
Payment
$1,099/mo
$1,786today
  • 3beds
  • 2baths
  • 1,960sqft

6146 MISSION Drive, Lakeland

3438 CHRISTINA GROVES Court, Lakeland, FL, 33813 — assumable FHA mortgage at 3.85%
FHA
Active
19
$300,000$35,186 equity gap
Rate
3.85%
7.40%today
Payment
$1,355/mo
$2,001today
  • 3beds
  • 2baths
  • 1,206sqft

3438 CHRISTINA GROVES Court, Lakeland

441 MACARTHUR Street, Bartow, FL, 33830 — assumable VA mortgage at 4.42%
VA
Active
43
$296,900$10,397 equity gap
Rate
4.42%
7.40%today
Payment
$1,557/mo
$2,148today
  • 4beds
  • 2baths
  • 1,841sqft

441 MACARTHUR Street, Bartow

4129 TIMBER VALLEY Way, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
37
$459,000$174,284 equity gap
Rate
2.96%
7.40%today
Payment
$1,350/mo
$2,229today
  • 5beds
  • 3baths
  • 2,640sqft

4129 TIMBER VALLEY Way, Lakeland

816 GRANT STREET, Bartow, FL, 33830 — assumable FHA mortgage at 3.03%
FHA
Active
35
$339,900$118,221 equity gap
Rate
3.03%
7.40%today
Payment
$1,084/mo
$1,774today
  • 3beds
  • 3baths
  • 2,230sqft

816 GRANT STREET, Bartow

521 ADRIEL Avenue, Winter Haven, FL, 33880 — assumable FHA mortgage at 3.09%
FHA
Active
13
$350,000$112,356 equity gap
Rate
3.09%
7.40%today
Payment
$1,131/mo
$1,836today
  • 4beds
  • 2baths
  • 2,280sqft

521 ADRIEL Avenue, Winter Haven

6335 SILVER LEAF Lane, Lakeland, FL, 33813 — assumable FHA mortgage at 2.34%
FHA
Active
37
$369,000$235,403 equity gap
Rate
2.34%
7.40%today
Payment
$1,288/mo
$1,800today
  • 3beds
  • 2baths
  • 1,861sqft

6335 SILVER LEAF Lane, Lakeland

542 EAGLE LANDING BOULEVARD, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.68%
FHA
Active
59
$257,000$94,903 equity gap
Rate
2.68%
7.40%today
Payment
$753/mo
$1,288today
  • 3beds
  • 2baths
  • 1,292sqft

542 EAGLE LANDING BOULEVARD, Winter Haven

261 ST THOMAS Drive, Mulberry, FL, 33860 — assumable VA mortgage at 2.77%
VA
Active
38
$355,900$144,851 equity gap
Rate
2.77%
7.40%today
Payment
$987/mo
$1,670today
  • 4beds
  • 2baths
  • 1,767sqft

261 ST THOMAS Drive, Mulberry

1185 FAIRVIEW Avenue, Bartow, FL, 33830 — assumable FHA mortgage at 2.80%
FHA
Active
32
$280,000$120,961 equity gap
Rate
2.80%
7.40%today
Payment
$746/mo
$1,258today
  • 3beds
  • 2baths
  • 1,227sqft

1185 FAIRVIEW Avenue, Bartow

1185 JOHNSON Avenue, Bartow, FL, 33830 — assumable FHA mortgage at 2.90%
FHA
Active
51
$244,900$137,839 equity gap
Rate
2.90%
7.40%today
Payment
$569/mo
$901today
  • 3beds
  • 2baths
  • 1,357sqft

1185 JOHNSON Avenue, Bartow

4983 PLEASANT HOLLOW Trail, Lakeland, FL, 33811 — assumable VA mortgage at 2.91%
VA
Active
64
$199,750$81,511 equity gap
Rate
2.91%
7.40%today
Payment
$671/mo
$1,047today
  • 2beds
  • 2baths
  • 1,520sqft

4983 PLEASANT HOLLOW Trail, Lakeland

525 GANDHI Drive, Lakeland, FL, 33813 — assumable FHA mortgage at 2.96%
FHA
Active
46
$579,988$258,668 equity gap
Rate
2.96%
7.40%today
Payment
$1,520/mo
$2,510today
  • 4beds
  • 2baths
  • 2,470sqft

525 GANDHI Drive, Lakeland

1901 LAKE ELOISE Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 2.99%
VA
Active
48
$500,000$329,005 equity gap
Rate
2.99%
7.40%today
Payment
$812/mo
$1,335today
  • 3beds
  • 3baths
  • 2,958sqft

1901 LAKE ELOISE Drive, Winter Haven

5939 WINDWOOD Drive, Lakeland, FL, 33813 — assumable VA mortgage at 3.05%
VA
Active
69
$535,000$226,417 equity gap
Rate
3.05%
7.40%today
Payment
$1,485/mo
$2,423today
  • 4beds
  • 2baths
  • 3,159sqft

5939 WINDWOOD Drive, Lakeland

4520 OLD COLONY Road, Mulberry, FL, 33860 — assumable VA mortgage at 3.10%
VA
Active
18
$314,900$172,773 equity gap
Rate
3.10%
7.40%today
Payment
$688/mo
$1,115today
  • 3beds
  • 2baths
  • 1,771sqft

4520 OLD COLONY Road, Mulberry

1017 CAROLINA Avenue, Mulberry, FL, 33860 — assumable VA mortgage at 3.18%
VA
Active
74
$599,900$388,829 equity gap
Rate
3.18%
7.40%today
Payment
$1,028/mo
$1,649today
  • 6beds
  • 4baths
  • 3,146sqft

1017 CAROLINA Avenue, Mulberry

202 SAINT LUCIE Road, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.50%
FHA
Active
32
$299,900$117,419 equity gap
Rate
3.50%
7.40%today
Payment
$957/mo
$1,475today
  • 3beds
  • 2baths
  • 1,764sqft

202 SAINT LUCIE Road, Winter Haven

2385 4TH Street, Mulberry, FL, 33860 — assumable VA mortgage at 4.00%
VA
Active
57
$515,000$147,756 equity gap
Rate
4.00%
7.40%today
Payment
$1,909/mo
$2,769today
  • 4beds
  • 3baths
  • 2,719sqft

2385 4TH Street, Mulberry

651 LAKE DEXTER Circle, Winter Haven, FL, 33884 — assumable VA mortgage at 3.21%
VA
Active
24
$200,000$198,288 equity gap
Rate
3.21%
7.40%today
Payment
$345/mo
$454today
  • 3beds
  • 2baths
  • 1,345sqft

651 LAKE DEXTER Circle, Winter Haven

1789 KINGSMILL Drive, Bartow, FL, 33830 — assumable FHA mortgage at 3.37%
FHA
Active
60
$305,000$161,796 equity gap
Rate
3.37%
7.40%today
Payment
$821/mo
$1,287today
  • 4beds
  • 2baths
  • 2,010sqft

1789 KINGSMILL Drive, Bartow

6093 VELVET Loop, Lakeland, FL, 33811 — assumable VA mortgage at 3.40%
VA
Active
41
$499,900$481,256 equity gap
Rate
3.40%
7.40%today
Payment
$1,064/mo
$1,381today
  • 4beds
  • 2baths
  • 2,243sqft

6093 VELVET Loop, Lakeland

2203 BLACKWOOD Drive, Mulberry, FL, 33860 — assumable FHA mortgage at 3.70%
FHA
Active
20
$299,999$112,868 equity gap
Rate
3.70%
7.40%today
Payment
$1,003/mo
$1,509today
  • 3beds
  • 3baths
  • 2,535sqft

2203 BLACKWOOD Drive, Mulberry

6118 TOPHER Trail #6118, Mulberry, FL, 33860 — assumable FHA mortgage at 3.50%
FHA
Active
14
$106,795$106,795 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 662sqft

6118 TOPHER Trail #6118, Mulberry

6120 TOPHER Trail #6120, Mulberry, FL, 33860 — assumable FHA mortgage at 3.50%
FHA
Active
14
$112,900$112,900 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 662sqft

6120 TOPHER Trail #6120, Mulberry

945 GORDON Avenue, Bartow, FL, 33830 — assumable FHA mortgage at 5.00%
FHA
Active
37
$289,000$28,225 equity gap
Rate
5.00%
7.40%today
Payment
$1,502/mo
$1,938today
  • 4beds
  • 3baths
  • 1,744sqft

945 GORDON Avenue, Bartow

1973 CARNOSTIE Road, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.55%
FHA
Active
16
$199,000Potential short sale
Rate
3.55%
7.40%today
Payment
$1,442/mo
$2,209today
  • 4beds
  • 2baths
  • 1,828sqft

1973 CARNOSTIE Road, Winter Haven

4734 MONTEREY Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 3.70%
FHA
Active
53
$419,900$214,225 equity gap
Rate
3.70%
7.40%today
Payment
$1,103/mo
$1,659today
  • 4beds
  • 3baths
  • 2,687sqft

4734 MONTEREY Drive, Winter Haven

Assuming a mortgage in Bartow

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.34%
Lowest existing payment
$345 /mo
Median cash to assume
$90,211
Nadia Daggett

Nadia Daggett

Investing N Florida

nadia@investingnflorida.com+18133315221Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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